16 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 2, 2026
Call-report figures are for Concho Educators Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Concho Educators Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 2, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $134K in Q2 2026, 12% above the same quarter a year earlier ($120K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Senior Checking $2 · Value Checking $3 · Choice Checking $6
Compared at $3, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income rose 29% from Q3 2025 to Q2 2026, to $134K.
$134K
Concho Educators Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Concho Educators Federal Credit Union · $99M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 16 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Concho Educators Federal Credit Union(this institution) | San Angelo, TX | $99M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Afena Federal Credit Union | Marion, IN | $98M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Athol Federal Credit Union | Athol, MA | $99M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Common Trust Federal Credit Union | Woburn, MA | $101M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Community First Federal Credit Union | Ashtabula, OH | $100M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Connects Federal Credit Union | Richmond, VA | $98M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Gardiner Federal Credit Union | Gardiner, ME | $101M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Healthcare First Credit Union | Johnstown, PA | $101M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Heritage USA Federal Credit Union | Midland, TX | $99M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Journey Federal Credit Union | Des Moines, IA | $98M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Members Community Federal Credit Union | Muscatine, IA | $99M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Midland Federal Credit Union | Urbandale, IA | $101M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Railroad Federal Credit Union | Irondale, AL | $101M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Ridgedale Federal Credit Union | East Hanover, NJ | $98M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Serve Federal Credit Union | Des Moines, IA | $101M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sno Falls Federal Credit Union | North Bend, WA | $99M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| St. Pius X Church Federal Credit Union | Rochester, NY | $98M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Tampa Postal Federal Credit Union | Tampa, FL | $98M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Tennessee Members 1St Federal Credit Union | Oak Ridge, TN | $98M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Tewksbury Federal Credit Union | Tewksbury, MA | $101M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Texas Bridge Federal Credit Union | Corpus Christi, TX | $99M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Texas Dps Federal Credit Union | Austin, TX | $98M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Unity Catholic Federal Credit Union | Parma, OH | $98M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Universal Federal Credit Union | Huntington, WV | $100M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| University Of Toledo Federal Credit Union | Toledo, OH | $100M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Va Desert Pacific Federal Credit Union | Long Beach, CA | $99M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 8 publish this fee(monthly maintenance)
17 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $3, the middle of its three prices, against a peer median of $4.98 among 8 publishing peers.
Its three checking prices are $2, $3 and $6.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 22, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 22, 2026. Total assets from FDIC and NCUA records.
Call reports for Concho Educators Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $134K | +$20K | +17.5% |
| Q1 2026 | $114K | −$6K | −5.0% |
| Q4 2025 | $120K | +$16K | +15.4% |
| Q3 2025 | $104K | −$16K | −13.3% |
| Q2 2025 | $120K | +$29K | +31.9% |
| Q1 2025 | $91K | −$11K | −10.8% |
| Q4 2024 | $102K | +$1K | +1.0% |
| Q3 2024 | $101K | −$14K | −12.2% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Concho Educators Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per year
per hour
per year
per year
per year
per year
per item
per item
per year
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Choice Checking Monthly Service Fee | $6 | per month | None |
| Senior Checking Monthly Service Fee | $2 | per month | None |
| Value Checking Monthly Service Fee | $3 | per month | None |
| Account Closure Fee - Checking & Savings | $25 | Not stated | None |
| Dormant/Inactive Account Fee (Over 2 years) | $25Not compared: Annual charge, not monthly | per year | None |
| Account Research / Account Balancing Assistance | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Courtesy Pay Fee - Checks/ATM/Debit Card/ACH | $20 | per item | None |
| Non-Sufficient Fund Fee - Checks or ACH | $30 | per item | None |
| Automated Overdraft Transfers (Checking) | $2 | per transaction | None |
Check Services | |||
| Stop Payment Fee (Member Checks & Teller Checks) | $15 | per item | None |
| Temporary Checks | $1 | Not stated | None |
| Notice of Collection Items | $20 | per item | None |
| Check Copy | $3 | per item | None |
Cash & Deposit | |||
| Coin Machine / Rolled Coin Fee | 3% | Not stated | None |
Account Services | |||
| Safe Deposit Box - Drill Box | $175Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box - Duplicate Key Made | $25Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 x 10 | $50 | per year | None |
| Safe Deposit Box 5 x 10 | $30 | per year | None |
| Safe Deposit Box 5 x 5 | $25 | per year | None |
| Safe Deposit Box Fee 3 x 5 | $20 | per year | None |
| Notice of Levy or Judgement or Court Order of Hold Items | $50 | per item | None |
| Account Verification (Mortgage Loan) | $5 | per item | None |
Retirement & IRA | |||
| IRA/HSA Annual Maintenance/Statement/Reporting Fee | $5 | per year | None |
Gift & Prepaid Cards | |||
| Gift Cards (MasterCard) | $5 | per item | None |
Other Fees | |||
| Outgoing/Incoming Scan or Fax | $2 | per item | None |
| Photocopies | $0.10 | per item | None |
| Statement Copy / Activity Printout | $3 | Not stated | None |
| Lost Title Research & Release of Lien | $10 | Not stated | None |
per month
per year
per year
per year
per year
per item
per item
per year
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Account Closure Fee - Checking & Savings | $25 | Not stated | None |
| Dormant/Inactive Account Fee (Over 2 years) | $25Not compared: Annual charge, not monthly | per year | None |
| Account Research / Account Balancing Assistance | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Courtesy Pay Fee - Checks/ATM/Debit Card/ACH | $20 | per item | None |
| Non-Sufficient Fund Fee - Checks or ACH | $30 | per item | None |
| Automated Overdraft Transfers (Checking) | $2 | per transaction | None |
Check Services | |||
| Stop Payment Fee (Member Checks & Teller Checks) | $15 | per item | None |
| Temporary Checks | $1 | Not stated | None |
| Notice of Collection Items | $20 | per item | None |
| Check Copy | $3 | per item | None |
Digital & Electronic | |||
| Business Checking w/ Bill Pay (Partnerships/Coporations) | $8 | per month | None |
Cash & Deposit | |||
| Coin Machine / Rolled Coin Fee | 3% | Not stated | None |
Account Services | |||
| Safe Deposit Box - Drill Box | $175Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box - Duplicate Key Made | $25Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 x 10 | $50 | per year | None |
| Safe Deposit Box 5 x 10 | $30 | per year | None |
| Safe Deposit Box 5 x 5 | $25 | per year | None |
| Safe Deposit Box Fee 3 x 5 | $20 | per year | None |
| Notice of Levy or Judgement or Court Order of Hold Items | $50 | per item | None |
| Account Verification (Mortgage Loan) | $5 | per item | None |
Retirement & IRA | |||
| IRA/HSA Annual Maintenance/Statement/Reporting Fee | $5 | per year | None |
Gift & Prepaid Cards | |||
| Gift Cards (MasterCard) | $5 | per item | None |
Other Fees | |||
| Outgoing/Incoming Scan or Fax | $2 | per item | None |
| Photocopies | $0.10 | per item | None |
| Statement Copy / Activity Printout | $3 | Not stated | None |
| Lost Title Research & Release of Lien | $10 | Not stated | None |
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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