Austin Telco Federal Credit Union

Headquarters: Austin, Texas
Charter: Credit Union
Assets: $2.5B
Fed district: Dallas

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Austin Telco Federal Credit Union: $27.50
Austin Telco Federal Credit Union: $27.50
U.S. median: no median
NSF / Returned Item
Austin Telco Federal Credit Union: $27.50
Austin Telco Federal Credit Union: $27.50
U.S. median: no median
Wire Transfer (Domestic Out)
Austin Telco Federal Credit Union: $20
Austin Telco Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Austin Telco Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Research Fee$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

ATM/VISA Debit Card/ACH/Share Draft Overdraft Courtesy Fee$27.50
per item
ATM/VISA Debit Card/ACH/Share Draft NSF Fee$27.50
per item
Returned Item Member Share Draft Fee$27.50
per item

ATM & Card

ATM/VISA Debit Card Replacement Fee (If more than 2 per year)$5
per item
Expedited Card Mailing Fee$25

Wire Transfers

Wire Transfer Outgoing Fee – Domestic$20
per item
Wire Transfer Outgoing Fee – International$60
per item

Check Services

Cashier’s Check Fee$3
per item
ON-US to Teller Check Conversion Fee$15
per item
Teller Check Fee$2
per item
Stop Payment Fee$27.50
per item
Temporary Check Fee$2
Non-member Check Cashing Fee$5
per item
Collection Item Fee$25
per item

Account Services

Drilling of Box Fee$350
Not compared: Box drilling or key fee
Key Replacement Fee$10
Not compared: Box drilling or key fee
per item
Safe Deposit Box 10 x 10 x 21$70
per year
Safe Deposit Box 3 x 10 x 21$30
per year
Safe Deposit Box 3 x 5 x 21$20
per year
Safe Deposit Box 5 x 10 x 21$40
per year

Other Fees

Loan Skip A Pay Fee$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Research Fee	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
ATM/VISA Debit Card/ACH/Share Draft Overdraft Courtesy Fee	$27.50	per item	None
ATM/VISA Debit Card/ACH/Share Draft NSF Fee	$27.50	per item	None
Returned Item Member Share Draft Fee	$27.50	per item	None
ATM & Card
ATM/VISA Debit Card Replacement Fee (If more than 2 per year)	$5	per item	None
Expedited Card Mailing Fee	$25	Not stated	None
Wire Transfers
Wire Transfer Outgoing Fee – Domestic	$20	per item	None
Wire Transfer Outgoing Fee – International	$60	per item	None
Check Services
Cashier’s Check Fee	$3	per item	None
ON-US to Teller Check Conversion Fee	$15	per item	None
Teller Check Fee	$2	per item	None
Stop Payment Fee	$27.50	per item	None
Temporary Check Fee	$2	Not stated	None
Non-member Check Cashing Fee	$5	per item	None
Collection Item Fee	$25	per item	None
Account Services
Drilling of Box Fee	$350Not compared: Box drilling or key fee	Not stated	None
Key Replacement Fee	$10Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 10 x 10 x 21	$70	per year	None
Safe Deposit Box 3 x 10 x 21	$30	per year	None
Safe Deposit Box 3 x 5 x 21	$20	per year	None
Safe Deposit Box 5 x 10 x 21	$40	per year	None
Other Fees
Loan Skip A Pay Fee	$25	per item	None

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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