14 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 21, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Non-Network ATM
Wire Transfer (Domestic Out)
Stop Payment
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Somerville Municipal Federal Credit Union · $49M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Somerville Municipal Federal Credit Union(this institution) | Somerville, MA | $49M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| 3Hill Federal Credit Union | Blue Bell, PA | $50M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Afl Cio Employees Federal Credit Union | Washington, DC | $48M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Breco Federal Credit Union | Baton Rouge, LA | $51M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bridgeton Onized Federal Credit Union | Cedarville, NJ | $50M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Census Federal Credit Union | Suitland, MD | $49M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Central Valley Firefighters Federal Credit Union | Fresno, CA | $49M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| District Of Columbia Teachers Federal Credit Union | Washington, DC | $49M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Dow Great Western Federal Credit Union | Antioch, CA | $48M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Fresno Police Department Federal Credit Union | fresno, CA | $50M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Goldmark Federal Credit Union | Attleboro, MA | $50M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Healthshare Federal Credit Union | Greensboro, NC | $51M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Local 697 Federal Credit Union | Merrillville, IN | $49M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Louisville Gas And Electric Company Federal Credit Union | Louisville, KY | $50M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Lufkin Federal Credit Union | Lufkin, TX | $48M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Marisol Federal Credit Union | Phoenix, AZ | $49M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| North Memorial Federal Credit Union | Robbinsdale, MN | $51M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Overdraft not published |
| Ocala Community Federal Credit Union | Ocala, FL | $49M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Roswell Community Federal Credit Union | Roswell, NM | $50M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Skyline Financial Federal Credit Union | Waterbury, CT | $48M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Southeastern Arizona Federal Credit Union | Douglas, AZ | $48M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Southern Middlesex Co Tchrs Federal Credit Union | East Brunswick, NJ | $48M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Star Financial Federal Credit Union | Corpus Christi, TX | $49M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Starr County Teachers Federal Credit Union | Rio Grande City, TX | $47M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Stewart'S Federal Credit Union | Saratoga Springs, NY | $47M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Suny Fredonia Federal Credit Union | Fredonia, NY | $48M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 8 publish this fee(monthly maintenance)
17 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $10 among 8 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Somerville Municipal Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Amounts from Somerville Municipal Federal Credit Union’s own schedules, with a source for each figure.
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Overdraft & NSF | |||
| Overdraft – Transfer (audience not stated, treated as personal) | $5 | Not stated | None |
ATM & Card | |||
| ATM Transactions (audience not stated, treated as personal) | $1 | Not stated | None |
| Replacement Card (audience not stated, treated as personal) | $10 | Not stated | None |
Wire Transfers | |||
| Wire out fee (audience not stated, treated as personal) | $20 | Not stated | None |
Check Services | |||
| Official Check Fee (not payable to member) (audience not stated, treated as personal) | $5 | Not stated | None |
| Money Orders (audience not stated, treated as personal) | $1.50 | Not stated | None |
| Money Orders – Non Member (audience not stated, treated as personal) | $3 | Not stated | None |
| Stop payment (audience not stated, treated as personal) | $20 | Not stated | None |
| Check copy – Single item (audience not stated, treated as personal) | $3 | Not stated | None |
| Official Check Copy (audience not stated, treated as personal) | $5 | Not stated | None |
Digital & Electronic | |||
| ACH overdrafts – item returned (audience not stated, treated as personal) | $27.50 | Not stated | None |
Cash & Deposit | |||
| Deposited Check Returned (audience not stated, treated as personal) | $5 | Not stated | None |
| Deposited Check Returned – Self Paid (audience not stated, treated as personal) | $15 | Not stated | None |
Account Services | |||
| Levies (audience not stated, treated as personal) | $75 | Not stated | None |
| Mortgage subordination fee | $100 | Not stated | None |
Retirement & IRA | |||
| IRA annual fee (audience not stated, treated as personal) | $15 | per year | None |
Other Fees | |||
| Statement copies (audience not stated, treated as personal) | $3 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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