Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Malden Federal Credit Union

Malden, MassachusettsCredit UnionBoston Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$25Within the typical range ($20–$25 nationally)

Early Account Closure$10

$5 below the national median

Source

Overdraft & NSFVerified

Insufficient Funds Check/ ACH$25Within the typical range ($25–$31.50 nationally)
$5 below the national median
Source

ATM & CardVerified

ATM Fee$1.50Within the typical range ($1–$2.50 nationally)
$0.42 below the national median
Source
ATM/Debit Auto Transfer$3Above the typical range ($1–$2.50 nationally)
$1.08 above the national median
Source
ATM/Debit Card Replacement$25Above the typical range ($5–$10 nationally)
$15 above the national median
Source

Wire TransfersVerified

Domestic Wire – Out$25Within the typical range ($20–$25 nationally)
At the national median
Source

Check ServicesVerified

Official Checks (Third Party)$5Within the typical range ($3–$5.50 nationally)
At the national median
Source
Stop Payment (On Us)$25Within the typical range ($20–$30 nationally)
$2 below the national median
Source

Lending FeesVerified

Visa Late Fee$25Within the typical range ($13.50–$25 nationally)
$5 above the national median
Source

Retirement & IRAVerified

IRA Annual Fee$15Within the typical range ($10–$25 nationally)
At the national median
per year · Source
IRA Transfer Fee$25Within the typical range ($25–$35 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Early Account Closure	$10Within the typical range ($10–$25 nationally)	$5 below the national median	—	—	Source
Overdraft & NSFVerified
Insufficient Funds Check/ ACH	$25Within the typical range ($25–$31.50 nationally)	$5 below the national median	—	—	Source
ATM & CardVerified
ATM Fee	$1.50Within the typical range ($1–$2.50 nationally)	$0.42 below the national median	—	—	Source
ATM/Debit Auto Transfer	$3Above the typical range ($1–$2.50 nationally)
Wire TransfersVerified
Domestic Wire – Out	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Check ServicesVerified
Official Checks (Third Party)	$5Within the typical range ($3–$5.50 nationally)	At the national median	—	—	Source
Stop Payment (On Us)	$25
Lending FeesVerified
Visa Late Fee	$25Within the typical range ($13.50–$25 nationally)	$5 above the national median	—	—	Source
Retirement & IRAVerified
IRA Annual Fee	$15Within the typical range ($10–$25 nationally)	At the national median	per year	—	Source
IRA Transfer Fee	$25Within the typical range ($25–$35 nationally)

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

Total fees: 12 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$29.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$29.4M

Total deposits

$24.3M

Service charge income (year to date)

$16K

Fee income ratio

2.7%

Return on assets

0.74%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 39,573 published fee entries from 2,758 institutions

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