Peninsula Federal Credit Union

Headquarters: Escanaba, Michigan
Charter: Credit Union
Assets: $355.7M
Fed district: Minneapolis

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Peninsula Federal Credit Union: $10
Peninsula Federal Credit Union: $10
U.S. median: no median
Overdraft (OD)
Peninsula Federal Credit Union: $10
Peninsula Federal Credit Union: $10
U.S. median: no median
NSF / Returned Item
Peninsula Federal Credit Union: $10
Peninsula Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Michigan, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Michigan: Banks and credit unions headquartered in Michigan that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Peninsula Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

New Beginning Monthly Service Fee$10
per month
Money Market Low Balance Fee (below $2500)$10
per month
Dormant Account Fee$5
per month
Account Reconciliation Fee/Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation Fee/Account Research Fee | $25.00 per hour/per inquiry
Return Mail Fee$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Fee$10
per item
Drafts Returned Insufficient Funds$10
per item

Wire Transfers

Wire Transfer Fee - Domestic$15
per item
Wire Transfer Fee - Foreign$40
per item

Check Services

Money Order & Cashier's Check Fee$1.50
per item
Stop Payment Order Fee$10
per item
Draft Copy Fee$2
per item

Digital & Electronic

ACH Origination Return Fee$10
per item

Other Fees

Statement Copy Fee$2
Not compared: Charged per statement; comparison unavailable
per statement · Statement Copy Fee | $2.00 per statement

Fee	Amount	Basis	Note
Account Maintenance
New Beginning Monthly Service Fee	$10	per month	None
Money Market Low Balance Fee (below $2500)	$10	per month	None
Dormant Account Fee	$5	per month	None
Account Reconciliation Fee/Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation Fee/Account Research Fee \| $25.00 per hour/per inquiry
Return Mail Fee	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Fee	$10	per item	None
Drafts Returned Insufficient Funds	$10	per item	None
Wire Transfers
Wire Transfer Fee - Domestic	$15	per item	None
Wire Transfer Fee - Foreign	$40	per item	None
Check Services
Money Order & Cashier's Check Fee	$1.50	per item	None
Stop Payment Order Fee	$10	per item	None
Draft Copy Fee	$2	per item	None
Digital & Electronic
ACH Origination Return Fee	$10	per item	None
Other Fees
Statement Copy Fee	$2Not compared: Charged per statement; comparison unavailable	per statement	Statement Copy Fee \| $2.00 per statement

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Peninsula Federal Credit Union's early account closure changes in our data

We check once a day and send one email covering every change.