Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Peninsula Federal Credit Union

Escanaba, MichiganCredit UnionChicago Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation Fee/Account Research Fee$25Within the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #6075. canonical_hint=account_research; text_hash=5e5625309960ff2d79b6f888d122b937ccbdcfceb2754d4ddd0d528f6336858e; excerpt="Account Reconciliation Fee/Account Research Fee | $25.00 per hour/per inquiry" · Source

Dormant Account Fee$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #6075. canonical_hint=dormant_account; text_hash=5e5625309960ff2d79b6f888d122b937ccbdcfceb2754d4ddd0d528f6336858e; excerpt="Dormant Account Fee** | $5.00 per month" · Source

Money Market Low Balance Fee (below )$10

$5 above the national median

per month · Knox deterministic extraction from Rosetta artifact #6075. canonical_hint=minimum_balance; text_hash=5e5625309960ff2d79b6f888d122b937ccbdcfceb2754d4ddd0d528f6336858e; excerpt="Money Market Low Balance Fee (below $2500) | $10.00 per month" · Source

New Beginning Monthly Service Fee$10

$4 above the national median

per month · Knox deterministic extraction from Rosetta artifact #6075. canonical_hint=monthly_maintenance; text_hash=5e5625309960ff2d79b6f888d122b937ccbdcfceb2754d4ddd0d528f6336858e; excerpt="New Beginning Monthly Service Fee | $10.00 per month" · Source

Overdraft & NSFVerified

Drafts Returned Insufficient Funds$10Below the typical range ($25–$31 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #6075. canonical_hint=nsf; text_hash=5e5625309960ff2d79b6f888d122b937ccbdcfceb2754d4ddd0d528f6336858e; excerpt="Drafts Returned Insufficient Funds | $10.00 per return" · Source
Overdraft Fee$10Below the typical range ($25–$31 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #6075. canonical_hint=overdraft; text_hash=5e5625309960ff2d79b6f888d122b937ccbdcfceb2754d4ddd0d528f6336858e; excerpt="Overdraft Fee* | $10.00 per overdraft" · Source

Check ServicesVerified

Money Order & Cashier's Check Fee$1.50Below the typical range ($3–$6 nationally)
$3.50 below the national median
per item · Knox deterministic extraction from Rosetta artifact #6075. canonical_hint=cashiers_check; text_hash=5e5625309960ff2d79b6f888d122b937ccbdcfceb2754d4ddd0d528f6336858e; excerpt="Money Order & Cashier's Check Fee | $1.50 per item" · Source
Stop Payment Order Fee$10Below the typical range ($20–$30 nationally)
$15.50 below the national median
Knox deterministic extraction from Rosetta artifact #6075. canonical_hint=stop_payment; text_hash=5e5625309960ff2d79b6f888d122b937ccbdcfceb2754d4ddd0d528f6336858e; excerpt="Stop Payment Order Fee | $10.00 per order" · Source

Digital & ElectronicVerified

ACH Origination Return Fee$10Below the typical range ($15–$30 nationally)
$15 below the national median
per item · Knox deterministic extraction from Rosetta artifact #6075. canonical_hint=ach_return; text_hash=5e5625309960ff2d79b6f888d122b937ccbdcfceb2754d4ddd0d528f6336858e; excerpt="ACH Origination Return Fee | $10.00 per item" · Source

Other FeesVerified

Statement Copy Fee$2Within the typical range ($2–$5 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #6075. canonical_hint=document_reproduction; text_hash=5e5625309960ff2d79b6f888d122b937ccbdcfceb2754d4ddd0d528f6336858e; excerpt="Statement Copy Fee | $2.00 per statement" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation Fee/Account Research Fee	$25Within the typical range ($17.50–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6075. canonical_hint=account_research; text_hash=5e5625309960ff2d79b6f888d122b937ccbdcfceb2754d4ddd0d528f6336858e; excerpt="Account Reconciliation Fee/Account Research Fee \| $25.00 per hour/per inquiry"	Source
Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #6075. canonical_hint=dormant_account; text_hash=5e5625309960ff2d79b6f888d122b937ccbdcfceb2754d4ddd0d528f6336858e; excerpt="Dormant Account Fee** \| $5.00 per month"	Source
Money Market Low Balance Fee (below )	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per month	Knox deterministic extraction from Rosetta artifact #6075. canonical_hint=minimum_balance; text_hash=5e5625309960ff2d79b6f888d122b937ccbdcfceb2754d4ddd0d528f6336858e; excerpt="Money Market Low Balance Fee (below $2500) \| $10.00 per month"	Source
New Beginning Monthly Service Fee	$10Within the typical range ($3–$10 nationally)	$4 above the national median	per month	Knox deterministic extraction from Rosetta artifact #6075. canonical_hint=monthly_maintenance; text_hash=5e5625309960ff2d79b6f888d122b937ccbdcfceb2754d4ddd0d528f6336858e; excerpt="New Beginning Monthly Service Fee \| $10.00 per month"	Source
Overdraft & NSFVerified
Drafts Returned Insufficient Funds	$10Below the typical range ($25–$31 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #6075. canonical_hint=nsf; text_hash=5e5625309960ff2d79b6f888d122b937ccbdcfceb2754d4ddd0d528f6336858e; excerpt="Drafts Returned Insufficient Funds \| $10.00 per return"	Source
Overdraft Fee
Check ServicesVerified
Money Order & Cashier's Check Fee	$1.50Below the typical range ($3–$6 nationally)	$3.50 below the national median	per item	Knox deterministic extraction from Rosetta artifact #6075. canonical_hint=cashiers_check; text_hash=5e5625309960ff2d79b6f888d122b937ccbdcfceb2754d4ddd0d528f6336858e; excerpt="Money Order & Cashier's Check Fee \| $1.50 per item"	Source
Stop Payment Order Fee
Digital & ElectronicVerified
ACH Origination Return Fee	$10Below the typical range ($15–$30 nationally)	$15 below the national median	per item	Knox deterministic extraction from Rosetta artifact #6075. canonical_hint=ach_return; text_hash=5e5625309960ff2d79b6f888d122b937ccbdcfceb2754d4ddd0d528f6336858e; excerpt="ACH Origination Return Fee \| $10.00 per item"	Source
Other FeesVerified
Statement Copy Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #6075. canonical_hint=document_reproduction; text_hash=5e5625309960ff2d79b6f888d122b937ccbdcfceb2754d4ddd0d528f6336858e; excerpt="Statement Copy Fee \| $2.00 per statement"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$10

Overdraft fee: $10

67% below the national median overdraft fee

Total fees: 10 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$355.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$355.7M

Total deposits

$321.0M

Service charge income (year to date)

$363K

Fee income ratio

3.0%

Return on assets

0.73%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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