Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Badlands Federal Credit Union

Glendive, MontanaCredit UnionMinneapolis Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Fee assessed at end of month if balance falls below$5Within the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Check paid via Courtesy Pay Program$25Within the typical range ($25–$33 nationally)
$5 below the national median$5 below the Montana median
per item · Source
Non-Sufficient fund Check$25Within the typical range ($25–$32 nationally)
$5 below the national medianAt the Montana median
per item · Source

Wire TransfersVerified

Wire Transfer: Domestic – Outgoing$15Below the typical range ($20–$25 nationally)
$10 below the national median$5 below the Montana median
Source
Wire Transfer: Foreign – Outgoing$35Below the typical range ($40–$50 nationally)
$15 below the national median$15 below the Montana median
Source

Check ServicesVerified

Teller Checks$3Within the typical range ($3–$6 nationally)
$2 below the national medianAt the Montana median
Source
Money Orders$1Below the typical range ($1.50–$3 nationally)
$1 below the national median$1 below the Montana median
Source
Sheet of 4 counter checks$1Within the typical range ($1–$4 nationally)
$1 below the national medianAt the Montana median
Source
Copy of a draft (check)$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the Montana median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Fee assessed at end of month if balance falls below	$5Within the typical range ($5–$10 nationally)	$2 below the national median	—	—	Source
Account closed within the first 90 days or closed more than once	$25Within the typical range ($10–$25 nationally)	$7.50 above the national median$10 above the Montana median	—	—	Source
Annual Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national medianAt the Montana median	per month	—	Source
Account Reconciliation	$10Below the typical range ($12–$25 nationally)	$7.50 below the national median$7.50 below the Montana median	—	—	Source
Account Research	$5Below the typical range ($12–$25 nationally)	$12.50 below the national median$12.50 below the Montana median	—	—	Source
Overdraft & NSFVerified
Check paid via Courtesy Pay Program	$25Within the typical range ($25–$33 nationally)	$5 below the national median$5 below the Montana median	per item	—	Source
Non-Sufficient fund Check	$25
Wire TransfersVerified
Wire Transfer: Domestic – Outgoing	$15Below the typical range ($20–$25 nationally)	$10 below the national median$5 below the Montana median	—	—	Source
Wire Transfer: Foreign – Outgoing	$35
Check ServicesVerified
Teller Checks	$3Within the typical range ($3–$6 nationally)	$2 below the national medianAt the Montana median	—	—	Source
Money Orders	$1
Other FeesVerified
Duplicate Statement	$1Below the typical range ($2–$5 nationally)	$2 below the national median$1.31 below the Montana median	—	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

14 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$37.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$37.5M

Total deposits

$34.6M

Service charge income (year to date)

$39K

Fee income ratio

4.2%

Return on assets

0.49%

Financial profile · Pro

Performance from regulator filings

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