Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Highmark Federal Credit Union

Rapid City, South DakotaCredit UnionMinneapolis Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Early Account Closing, within 6 months$25Within the typical range ($10–$25 nationally)

Monthly Service Fee$25

$19.05 above the national median

per month · Source

Paper Statement Fee$2

$1 below the national median

Source

Overdraft & NSFVerified

Courtesy Pay Fee$25Within the typical range ($25–$31 nationally)
$5 below the national median
Source
NSF Fee$25Within the typical range ($25–$31 nationally)
$5 below the national median
Source

ATM & CardVerified

Emergency Card Replace/Rush Delivery$30Within the typical range ($30–$50 nationally)
$10 below the national median
Source
Out-of-Network ATM transactions, each$3Above the typical range ($1–$2.50 nationally)
$1.50 above the national median
Source
Plastic Card Replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source

Wire TransfersVerified

Wire Transfer, incoming$0Below the typical range ($5–$15 nationally)
$10 below the national median
Source

Check ServicesVerified

Abandoned Cashier’s Check & Money Order (6$15Above the typical range ($1.75–$3 nationally)
$13 above the national median
Source
Check Cashing, per payee, per visit$5Within the typical range ($5–$10 nationally)
At the national median
Source
Copy of Paid Check, per each$2Within the typical range ($2–$5 nationally)
$1 below the national median
Source
Stop Payment Fee, including CU Checks$30Within the typical range ($20–$30 nationally)
$5 above the national median
Source

Digital & ElectronicVerified

ACH Batch Fee, per batch$2.50Below the typical range ($5–$20 nationally)
$7.50 below the national median
Source

Cash & DepositVerified

Cash Advance Fee (Non-Highmark Card)$5Within the typical range ($3–$10 nationally)
At the national median
Source
Deposit Item Returned$15.95Within the typical range ($10–$25 nationally)
$0.95 above the national median
Source

Account ServicesVerified

10 x 10 Box$140Above the typical range ($25–$80 nationally)
$95 above the national median
per year · Source
3 x 10 Box$50Within the typical range ($25–$80 nationally)
$5 above the national median
per year · Source
5 x 10 Box$100Above the typical range ($25–$80 nationally)
$55 above the national median
per year · Source
Drilling of Safe Deposit Box$125Above the typical range ($25–$80 nationally)
$80 above the national median
Source
Notary Service (members only)$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Source
Verification of Deposit, written$5Below the typical range ($10–$15 nationally)
$5 below the national median
Source

Lending FeesVerified

Late Payment of Annual Rent$5Below the typical range ($15–$25 nationally)
$17.50 below the national median
per year · Source

Gift & Prepaid CardsVerified

VISA Gift Card, per each$3Within the typical range ($3–$4.50 nationally)
$0.50 below the national median
Source

Other FeesVerified

Photocopy, per page$0.25Below the typical range ($2–$5 nationally)
$2.75 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Early Account Closing, within 6 months	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	—	Source
Monthly Service Fee	$25Above the typical range ($3–$10 nationally)	$19.05 above the national median	per month	—	Source
Paper Statement Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay Fee	$25Within the typical range ($25–$31 nationally)	$5 below the national median	—	—	Source
NSF Fee	$25
ATM & CardVerified
Emergency Card Replace/Rush Delivery	$30Within the typical range ($30–$50 nationally)	$10 below the national median	—	—	Source
Out-of-Network ATM transactions, each	$3
Wire TransfersVerified
Wire Transfer, incoming	$0Below the typical range ($5–$15 nationally)	$10 below the national median	—	—	Source
Check ServicesVerified
Abandoned Cashier’s Check & Money Order (6	$15Above the typical range ($1.75–$3 nationally)	$13 above the national median	—	—	Source
Check Cashing, per payee, per visit	$5
Digital & ElectronicVerified
ACH Batch Fee, per batch	$2.50Below the typical range ($5–$20 nationally)	$7.50 below the national median	—	—	Source
Cash & DepositVerified
Cash Advance Fee (Non-Highmark Card)	$5Within the typical range ($3–$10 nationally)	At the national median	—	—	Source
Deposit Item Returned	$15.95
Account ServicesVerified
10 x 10 Box	$140Above the typical range ($25–$80 nationally)	$95 above the national median	per year	—	Source
3 x 10 Box	$50
Lending FeesVerified
Late Payment of Annual Rent	$5Below the typical range ($15–$25 nationally)	$17.50 below the national median	per year	—	Source
Gift & Prepaid CardsVerified
VISA Gift Card, per each	$3Within the typical range ($3–$4.50 nationally)	$0.50 below the national median	—	—	Source
Other FeesVerified
Photocopy, per page	$0.25Below the typical range ($2–$5 nationally)	$2.75 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 25

Headline fees published

9 of 15

Published fees

Under review

Assets

$257.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$257.8M

Total deposits

$235.1M

Service charge income (year to date)

$844K

Fee income ratio

9.7%

Return on assets

0.36%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 31,319 verified fees from 2,405 institutions

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