Galaxy Federal Credit Union

Headquarters: Franklin, Pennsylvania
Charter: Credit Union
Assets: $72.6M
Fed district: Cleveland

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Galaxy Federal Credit Union: No fee
Galaxy Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
Galaxy Federal Credit Union: $25
Galaxy Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Galaxy Federal Credit Union: $25
Galaxy Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Galaxy Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service chargeNo charge
per month
Monthly minimum balance feeNo charge
per month
Dormant accounts (per month after 2 years)$5
per month
Account Research, per hour$36
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

ATM Overdraft$25
Returned check$25
Negative balance fee (per day after 4 days)$15
per day

ATM & Card

Replacement ATM/debit card$15

Wire Transfers

Wire transfer (outgoing)$22
Wire transfer (incoming)$12
Wire transfer (international)$35

Check Services

Cashier/Official check$5
Certified checks$7
Money order (maximum $1,000)$2
Stop payment - per item$11
per item
Stop payment - range$17
Collection item$25
Collection item - foreign$35
Photocopy of check (FREE on VB)$5

Digital & Electronic

ACH Return/Overdraft$25

Cash & Deposit

Return deposited item$25
Night DepositNo charge

Account Services

Garnishment request fee$35

Gift & Prepaid Cards

VISA gift card$3

Other Fees

Copy of statement (FREE on VB)$5
Copy/Fax$2

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	No charge	per month	None
Monthly minimum balance fee	No charge	per month	None
Dormant accounts (per month after 2 years)	$5	per month	None
Account Research, per hour	$36Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
ATM Overdraft	$25	Not stated	None
Returned check	$25	Not stated	None
Negative balance fee (per day after 4 days)	$15	per day	None
ATM & Card
Replacement ATM/debit card	$15	Not stated	None
Wire Transfers
Wire transfer (outgoing)	$22	Not stated	None
Wire transfer (incoming)	$12	Not stated	None
Wire transfer (international)	$35	Not stated	None
Check Services
Cashier/Official check	$5	Not stated	None
Certified checks	$7	Not stated	None
Money order (maximum $1,000)	$2	Not stated	None
Stop payment - per item	$11	per item	None
Stop payment - range	$17	Not stated	None
Collection item	$25	Not stated	None
Collection item - foreign	$35	Not stated	None
Photocopy of check (FREE on VB)	$5	Not stated	None
Digital & Electronic
ACH Return/Overdraft	$25	Not stated	None
Cash & Deposit
Return deposited item	$25	Not stated	None
Night Deposit	No charge	Not stated	None
Account Services
Garnishment request fee	$35	Not stated	None
Gift & Prepaid Cards
VISA gift card	$3	Not stated	None
Other Fees
Copy of statement (FREE on VB)	$5	Not stated	None
Copy/Fax	$2	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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