Gulf Coast Federal Credit Union

Headquarters: Corpus Christi, Texas
Charter: Credit Union
Assets: $259.8M
Fed district: Dallas

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Power Package Share Draft Account Service
Gulf Coast Federal Credit Union: $5
Gulf Coast Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Gulf Coast Federal Credit Union: $25
Gulf Coast Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Gulf Coast Federal Credit Union: $25
Gulf Coast Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Gulf Coast Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Power Package Share Draft Account Service Monthly service charge$5
per month
Dormant Membership$2
per month
Account Reconcilation$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconcilation | $25.00 per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Returned mail/Unverified address update$5

Overdraft & NSF

Overdraft/NSF$25
per item
Overdraft/NSF$25
per item
Overdraft/NSF Transfer$3.50
per item

ATM & Card

Nonproprietary ATM Balance Inquiry$1
per item
Nonproprietary ATM Withdrawal/Transfer$1
per item
Check Card/ATM Card Replacement$5
per item

Wire Transfers

Domestic Wire Transfer (outgoing)$20
per item

Check Services

Cashier Check$2
per item
Money Order$1
per item
Stop Payment$25
per item
Stop Payment on Credit Union Check$27
per item
Check Cashing Fee$5
per item
Copy of Share Draft$1.50
per item
Faxed Copy of Share Draft$3.50
per item

Digital & Electronic

Bill Pay Service$6.95
per month

Cash & Deposit

Deposited Item Return$20
per item

Other Fees

Fax Statement/History$5
Statement Copy$1
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Power Package Share Draft Account Service Monthly service charge	$5	per month	None
Dormant Membership	$2	per month	None
Account Reconcilation	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconcilation \| $25.00 per hour
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Returned mail/Unverified address update	$5	Not stated	None
Overdraft & NSF
Overdraft/NSF	$25	per item	None
Overdraft/NSF	$25	per item	None
Overdraft/NSF Transfer	$3.50	per item	None
ATM & Card
Nonproprietary ATM Balance Inquiry	$1	per item	None
Nonproprietary ATM Withdrawal/Transfer	$1	per item	None
Check Card/ATM Card Replacement	$5	per item	None
Wire Transfers
Domestic Wire Transfer (outgoing)	$20	per item	None
Check Services
Cashier Check	$2	per item	None
Money Order	$1	per item	None
Stop Payment	$25	per item	None
Stop Payment on Credit Union Check	$27	per item	None
Check Cashing Fee	$5	per item	None
Copy of Share Draft	$1.50	per item	None
Faxed Copy of Share Draft	$3.50	per item	None
Digital & Electronic
Bill Pay Service	$6.95	per month	None
Cash & Deposit
Deposited Item Return	$20	per item	None
Other Fees
Fax Statement/History	$5	Not stated	None
Statement Copy	$1Not compared: Charged per page; comparison unavailable	per page	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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