Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Members Financial Federal Credit Union

Midland, TexasCredit UnionDallas Fed districtFees collected Apr 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Early Account Closure$20Within the typical range ($10–$25 nationally)

Overdraft & NSFVerified

NSF Fee: /Item$35Above the typical range ($25–$31.88 nationally)
$5 above the national median
per item · Source
Overdraft Courtesy Pay Fee: /Item$35Above the typical range ($25–$32 nationally)
$5 above the national median
per item · Source

Wire TransfersVerified

Wire Transfer - Incoming: /Transfer$5Within the typical range ($5–$15 nationally)
$5 below the national median
Source
Wire Transfer - Outgoing: /Transfer$25Within the typical range ($20–$25 nationally)
At the national median
Source

Check ServicesVerified

/Money Order$2Within the typical range ($1.66–$3 nationally)
At the national median
Source
Stop Payment Fee: /Item$35Above the typical range ($20–$30 nationally)
$8 above the national median
per item · Source
Temporary Check$2Within the typical range ($1–$4 nationally)
At the national median
per item · per page, 4 checks per page · Source

Cash & DepositVerified

Deposited Item Return Fee: /Item$35Above the typical range ($10–$25 nationally)
$20 above the national median
per item · Source

Lending FeesVerified

Credit Card Late Payment Fee: /Occurrence$35Above the typical range ($11–$25 nationally)
$15 above the national median
Source

Other FeesVerified

Overnight Courier Service: /Item$50Above the typical range ($20–$45 nationally)
$20 above the national median
per item · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Early Account Closure	$20Within the typical range ($10–$25 nationally)	$5 above the national median	—	—	Source
Overdraft & NSFVerified
NSF Fee: /Item	$35Above the typical range ($25–$31.88 nationally)	$5 above the national median	per item	—	Source
Overdraft Courtesy Pay Fee: /Item	$35
Wire TransfersVerified
Wire Transfer - Incoming: /Transfer	$5Within the typical range ($5–$15 nationally)	$5 below the national median	—	—	Source
Wire Transfer - Outgoing: /Transfer	$25
Check ServicesVerified
/Money Order	$2Within the typical range ($1.66–$3 nationally)	At the national median	—	—	Source
Stop Payment Fee: /Item	$35
Cash & DepositVerified
Deposited Item Return Fee: /Item	$35Above the typical range ($10–$25 nationally)	$20 above the national median	per item	—	Source
Lending FeesVerified
Credit Card Late Payment Fee: /Occurrence	$35Above the typical range ($11–$25 nationally)	$15 above the national median	—	—	Source
Other FeesVerified
Overnight Courier Service: /Item	$50Above the typical range ($20–$45 nationally)	$20 above the national median	per item	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

Total fees: 11 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$38.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$38.6M

Total deposits

$34.9M

Service charge income (year to date)

$108K

Fee income ratio

9.9%

Return on assets

-0.02%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 40,331 published fee entries from 2,795 institutions

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