Generations Community Federal Credit Union

Headquarters: San Antonio, Texas
Charter: Credit Union
Assets: $734.6M
Fed district: Dallas

27 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Basic Checking $0 · MyAdvantage Checking $5.95 · Option Checking $8 · MyAdvantage Plus Checking $8.95
Compared at $5.95, the middle of its prices
Generations Community Federal Credit Union: $0 to $8.95
Generations Community Federal Credit Union: $0 to $8.95
U.S. median: no median
Overdraft (OD)
Generations Community Federal Credit Union: $28
Generations Community Federal Credit Union: $28
U.S. median: no median
NSF / Returned Item
Compared at $21.50, the middle of its prices
Generations Community Federal Credit Union: $15 to $28
Generations Community Federal Credit Union: $15 to $28
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Generations Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Basic Checking Account FeeNo charge
Monthly Service Fee (unlimited transactions)No charge
per month
MyAdvantage Checking Account Fee$5.95
per month
MyAdvantage Plus Checking Account Fee$8.95
per month
Option Checking Account Fee$8
per month
Account closed within 90 days of opening$10
Inactive Account ($250.00 and under)$5
per month
Research (one hour minimum)$20
Not compared: Charged per hour; comparison unavailable
per hour
Monthly Paper Statement (Fee effective December 1, 2015)$2
per month
Excess Withdrawal (assessed after 6 per month)$10
per item

Overdraft & NSF

Privilege Pay Overdraft (PPAY) assessed on available balance$28
per item
Insufficient Funds (NSF)$28
per item
Shared Branch Return Item$15
per item

ATM & Card

Non-Proprietary ATM Transaction$1.50
per transaction
Card Replacement$5
per item
Foreign Transactions (International)1%of the transaction
per transaction

Wire Transfers

Wire (domestic)$10
per item
Wire (international)$40
per item

Check Services

Official Check$2
per item
Money Order$1
per item
ACH Stop Payment$28
per item
Official Check Stop Payment/Reissue/Stale-Dated$28
per item
Stop Payment$28
per item
Temporary Checks$1
per item · charged in increments of 4
Temporary Checks (charged in increments of 4)$1
Check Cashing – Non-Members$5
per item
Collection Item$25
per item
Check Copy$2
per item

Digital & Electronic

ACH Return$28
per item
Bill Pay Inactivity Fee (assessed after 90 days of inactivity)$10
per month

Cash & Deposit

Returned Deposit Item$28
per item

Account Services

Notary ServiceNo charge
Safe Deposit Box 10x10$60
per year
Safe Deposit Box 10x10$60
Safe Deposit Box 3x10$25
per year
Safe Deposit Box 3x10$25
Safe Deposit Box 3x5$15
per year
Safe Deposit Box 3x5$15
Safe Deposit Box 5x10$40
per year
Safe Deposit Box 5x10$40
Safe Deposit Box 5x5$30
per year
Safe Deposit Box 5x5$30
Garnishments/Levy’s$25
per item

Lending Fees

GEN Pay Late Fee$5
per item

Other Fees

Statement Copy: Account$4
Statement Copy: Credit Card$4
Skip-a-Payment (loan must have 6-month(s) pay history to qualify)$25

Fee	Amount	Basis	Note
Account Maintenance
Basic Checking Account Fee	No charge	Not stated	None
Monthly Service Fee (unlimited transactions)	No charge	per month	None
MyAdvantage Checking Account Fee	$5.95	per month	None
MyAdvantage Plus Checking Account Fee	$8.95	per month	None
Option Checking Account Fee	$8	per month	None
Account closed within 90 days of opening	$10	Not stated	None
Inactive Account ($250.00 and under)	$5	per month	None
Research (one hour minimum)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Monthly Paper Statement (Fee effective December 1, 2015)	$2	per month	None
Excess Withdrawal (assessed after 6 per month)	$10	per item	None
Overdraft & NSF
Privilege Pay Overdraft (PPAY) assessed on available balance	$28	per item	None
Insufficient Funds (NSF)	$28	per item	None
Shared Branch Return Item	$15	per item	None
ATM & Card
Non-Proprietary ATM Transaction	$1.50	per transaction	None
Card Replacement	$5	per item	None
Foreign Transactions (International)	1%of the transaction	per transaction	None
Wire Transfers
Wire (domestic)	$10	per item	None
Wire (international)	$40	per item	None
Check Services
Official Check	$2	per item	None
Money Order	$1	per item	None
ACH Stop Payment	$28	per item	None
Official Check Stop Payment/Reissue/Stale-Dated	$28	per item	None
Stop Payment	$28	per item	None
Temporary Checks	$1	per item	charged in increments of 4
Temporary Checks (charged in increments of 4)	$1	Not stated	None
Check Cashing – Non-Members	$5	per item	None
Collection Item	$25	per item	None
Check Copy	$2	per item	None
Digital & Electronic
ACH Return	$28	per item	None
Bill Pay Inactivity Fee (assessed after 90 days of inactivity)	$10	per month	None
Cash & Deposit
Returned Deposit Item	$28	per item	None
Account Services
Notary Service	No charge	Not stated	None
Safe Deposit Box 10x10	$60	per year	None
Safe Deposit Box 10x10	$60	Not stated	None
Safe Deposit Box 3x10	$25	per year	None
Safe Deposit Box 3x10	$25	Not stated	None
Safe Deposit Box 3x5	$15	per year	None
Safe Deposit Box 3x5	$15	Not stated	None
Safe Deposit Box 5x10	$40	per year	None
Safe Deposit Box 5x10	$40	Not stated	None
Safe Deposit Box 5x5	$30	per year	None
Safe Deposit Box 5x5	$30	Not stated	None
Garnishments/Levy’s	$25	per item	None
Lending Fees
GEN Pay Late Fee	$5	per item	None
Other Fees
Statement Copy: Account	$4	Not stated	None
Statement Copy: Credit Card	$4	Not stated	None
Skip-a-Payment (loan must have 6-month(s) pay history to qualify)	$25	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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