Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Gain Federal Credit Union

Burbank, CaliforniaCredit UnionSan Francisco Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research / Reconcilement$25Within the typical range ($11–$25 nationally)

Overdraft & NSFVerified

Courtesy Pay Fee$29Within the typical range ($25–$33 nationally)
$1 below the national median$4 above the California median
Knox extract.rules v17 categorized a line held for review from Rosetta artifact #2820. canonical_hint=overdraft; text_hash=0fb35bba94f9cc687187bd0cc1b066d4e2866f93319075e729a253d38694dbd4; excerpt="Courtesy Pay Fee ..................................................................... $29.00" · Source
Non-Sufficient Funds (NSF)$29Within the typical range ($25–$32 nationally)
$1 below the national median$6 above the California median
Source

Check ServicesVerified

Bill Pay / ACH Stop Payment Cancellation$10Below the typical range ($20–$30 nationally)
$17.50 below the national median$12.50 below the California median
Source
Reverse Stop Payment$10Below the typical range ($20–$30 nationally)
$17.50 below the national median$12.50 below the California median
Source
Stop Payment$15Below the typical range ($20–$30 nationally)
$12.50 below the national median$7.50 below the California median
Source
Check Cashing - Non Member$10Within the typical range ($5–$10 nationally)
$5 above the national median$4.50 above the California median
per item · Source

Account ServicesVerified

Notary Service$15Above the typical range ($0–$5 nationally)
$12.50 above the national medianAt the California median
Source
Member Levy / Subpoenas$50Within the typical range ($30–$90 nationally)
At the national median$5 above the California median
Source
Legal Process$50Within the typical range ($30–$100 nationally)
At the national medianAt the California median
Source

Retirement & IRAVerified

IRA Annual Maintenance$15Within the typical range ($10–$25 nationally)
At the national medianAt the California median
per year · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Account Research / Reconcilement	$25Within the typical range ($11–$25 nationally)	$7.50 above the national median$5 above the California median	per item	—	Source
Overdraft & NSFVerified
Courtesy Pay Fee	$29Within the typical range ($25–$33 nationally)	$1 below the national median$4 above the California median	—	Knox extract.rules v17 categorized a line held for review from Rosetta artifact #2820. canonical_hint=overdraft; text_hash=0fb35bba94f9cc687187bd0cc1b066d4e2866f93319075e729a253d38694dbd4; excerpt="Courtesy Pay Fee ..................................................................... $29.00"	Source
Check ServicesVerified
Bill Pay / ACH Stop Payment Cancellation	$10Below the typical range ($20–$30 nationally)	$17.50 below the national median$12.50 below the California median	—	—	Source
Reverse Stop Payment	$10
Account ServicesVerified
Notary Service	$15Above the typical range ($0–$5 nationally)	$12.50 above the national medianAt the California median	—	—	Source
Member Levy / Subpoenas	$50
Retirement & IRAVerified
IRA Annual Maintenance	$15Within the typical range ($10–$25 nationally)	At the national medianAt the California median	per year	—	Source

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$29

Overdraft fee: $29

Overdraft fee is aligned with the national median

11 verified fees collected

Headline fees published

3 of 15

Published fees

Under review

Assets

$454.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$454.0M

Total deposits

$424.1M

Service charge income (year to date)

$523K

Fee income ratio

5.4%

Return on assets

0.09%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 66,435 published fee entries from 3,614 institutions

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