vs. U.S. typical range:LowerTypicalHigher
$5 above the national median$0.50 above the New York median
per month · Source
$7.50 above the national median$7.50 above the New York median
$5 below the national median$0.75 below the New York median
$5 below the national median$0.75 below the New York median
$5 above the national median$5 above the New York median
$10 below the national median$10 below the New York median
$20 below the national median$15 below the New York median
At the national medianAt the New York median
$5 below the national median$5 below the New York median
$2 below the national median$2 below the New York median
$17.50 below the national median$15 below the New York median
$17.50 below the national median$15 below the New York median
$1 below the national median$3 below the New York median
$4 below the national median$2.25 below the New York median
$5 above the national medianAt the New York median
$45 above the national median$49.50 above the New York median
$15 above the national median$19.50 above the New York median
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Dormant Account Monthly Inactive Fee (Per Month, Up to a Maximum of $120) | $10Within the typical range ($5–$10 nationally) | $5 above the national median$0.50 above the New York median | per month | — | Source |
| Account Balancing Assistance (Per Half-Hour) | $25Within the typical range ($11–$25 nationally) | $7.50 above the national median$7.50 above the New York median | — | — | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds ACH Preauthorized Withdrawal | $25Within the typical range ($25–$32 nationally) | $5 below the national median$0.75 below the New York median | — | — | Source |
| Non-Sufficient Funds Share Draft | $25 | ||||
ATM & CardVerified | |||||
| Visa® Debit Card Replacement Fee | $15Above the typical range ($5–$10 nationally) | $5 above the national median$5 above the New York median | — | — | Source |
Wire TransfersVerified | |||||
| Domestic Outgoing Wire Transfer | $15Below the typical range ($20–$25 nationally) | $10 below the national median$10 below the New York median | — | — | Source |
| Foreign Outgoing Wire Transfer | $30 | ||||
Check ServicesVerified | |||||
| Certified Check (Share Drafts) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the New York median | — | — | Source |
| Third-Party Official Check – Over | $0 | ||||
Cash & DepositVerified | |||||
| Visa® Cash Advance Fee | $1Below the typical range ($2–$10 nationally) | $4 below the national median$2.25 below the New York median | — | — | Source |
Lending FeesVerified | |||||
| Visa® Late Payment Fee | $25Within the typical range ($10–$25 nationally) | $5 above the national medianAt the New York median | — | — | Source |
Other FeesVerified | |||||
| Visa® Priority FedEx Delivery | $75Above the typical range ($20–$40 nationally) | $45 above the national median$49.50 above the New York median | — | — | Source |
| Visa® Standard FedEx Delivery | $45 | ||||
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
6 of 15
Published fees
17
Under review
0
Assets
$908.8M
Work at N C P D Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$908.8M
Total deposits
$747.9M
Service charge income (year to date)
$534K
Fee income ratio
3.0%
Return on assets
0.74%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| $5 below the national median$0.75 below the New York median |
| — |
| — |
| Source |
| $20 below the national median$15 below the New York median |
| — |
| — |
| Source |
| $5 below the national median$5 below the New York median |
| — |
| — |
| Source |
| Third-Party Official Check – Under | $3Within the typical range ($3–$6 nationally) | $2 below the national median$2 below the New York median | — | — | Source |
| Stop Payment – ACH | $10Below the typical range ($20–$30 nationally) | $17.50 below the national median$15 below the New York median | — | — | Source |
| Stop Payment – Check | $10Below the typical range ($20–$30 nationally) | $17.50 below the national median$15 below the New York median | — | — | Source |
| Copy of Paid Check | $2Within the typical range ($2–$5 nationally) | $1 below the national median$3 below the New York median | — | — | Source |
| $15 above the national median$19.50 above the New York median |
| — |
| — |
| Source |