People'S Alliance Federal Credit Union

Headquarters: Hauppauge, New York
Charter: Credit Union
Assets: $322.2M
Fed district: New York
Regulator: NCUA

Explore Hamilton View published fees

Compared with New York

14 of 26

compared fees are above the median.

6 below, 6 about the same.

About the same: within 1% of the median.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
80th percentile; peer median 7.9%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the New York median
of 26 compared; 6 below, 6 about the same
See the fees
Fee schedule read Oct 9, 2026

How these figures are measured

Call-report figures are for People'S Alliance Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 569 credit unions with $300M to $1B in assets reporting a share above 0%, this one left out.	NCUA 5300 call report Account 131 / (Account 115 + Account 117)	Q2 2026 Year to date	Not recorded
Fees above the New York median	Published fees above the New York median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	People'S Alliance Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 9, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: People'S Alliance Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was 12% of revenue, above the 7.9% median of 569 credit unions with $300M to $1B in assets (80th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $628K in Q2 2026, 1.4% below the same quarter a year earlier ($637K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
14 of 26 compared published fees sit above the New York median; 6 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.

Fees against the market

Comparison with New York medians for fees published by banks and credit unions.

Overdraft (OD)
People'S Alliance Federal Credit Union: $32
People'S Alliance Federal Credit Union: $32
New York median: $30101 publishNew York district median: $30145 publishU.S. median: $302,603 publish
Monthly Maintenance
People'S Alliance Federal Credit Union: No fee
People'S Alliance Federal Credit Union: No fee
New York median: $565 publishNew York district median: $597 publishU.S. median: $71,901 publish
NSF / Returned Item
People'S Alliance Federal Credit Union: $32
People'S Alliance Federal Credit Union: $32
New York median: $30140 publishNew York district median: $30194 publishU.S. median: $302,857 publish

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 5.7% from Q3 2025 to Q2 2026, to $628K. Its share of revenue, 12%, is above the 7.9% median for credit unions with $300M to $1B in assets.

Fee income, Q2 2026

$628K

$666KQ3 2025

$655KQ4 2025

$630KQ1 2026

$628KQ2 2026

Against the median (NY for fees)

Share of revenue12% / 7.9%
Overdraft$32 / $30
Non‑network ATM$1.50 / $1.50
Monthly maintenance$0 / $5

People'S Alliance Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Share of revenue: median of 569 credit unions with $300M to $1B in assets, Q2 2026.

Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.

How much of the higher share comes from how often fees are charged, rather than what they cost?
Do waivers and balance requirements change what most customers actually pay?
Which fees make up most of fee income, and has that mix changed?

See a free sample report

Among its peers

People'S Alliance Federal Credit Union · $322M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$314M to $330M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
People'S Alliance Federal Credit Union(this institution)	Hauppauge, NY	$322M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
360 Federal Credit Union	Windsor Locks, CT	$324M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Access Federal Credit Union	Clinton, NY	$320M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Dannemora Federal Credit Union	Plattsburgh, NY	$320M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Downeast Federal Credit Union	Baileyville, ME	$330M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Downey Federal Credit Union	Downey, CA	$328M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Evolve Federal Credit Union	El Paso, TX	$323M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Fall River Municipal Federal Credit Union	Fall River, MA	$316M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Families And Schools Together Federal Credit Union	Hanford, CA	$330M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Glass City Federal Credit Union	Maumee, OH	$326M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Harvesters Federal Credit Union	Cantonment, FL	$317M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Lookout Federal Credit Union	Pocatello, ID	$314M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Minnesota Valley Federal Credit Union	Mankato, MN	$329M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Nebraska Energy Federal Credit Union	Columbus, NE	$328M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Northwest Plus Federal Credit Union	Everett, WA	$315M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Oc Federal Credit Union	Garfield Hts, OH	$315M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Pacific N W Federal Credit Union	Portland, OR	$317M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Preferred Federal Credit Union	Grand Rapids, MI	$318M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Riverfront Federal Credit Union	Wyomissing, PA	$320M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Riverland Federal Credit Union	New Orleans, LA	$320M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Secny Federal Credit Union	Syracuse, NY	$323M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Soo Co-Op Federal Credit Union	Sault Sainte Marie, MI	$324M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ume Federal Credit Union	Burbank, CA	$328M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
United Teletech Financial Federal Credit Union	Tinton Falls, NJ	$328M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Vacationland Federal Credit Union	Sandusky, OH	$327M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Vapr Federal Credit Union	San Juan, PR	$316M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 14 publish this fee(monthly maintenance)

11 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $5.75 (100%) below the median of similar-sized credit unions.

Its published price is $0, against a peer median of $5.75 among 14 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026.

Monthly maintenance fee in dollars, one mark per institution

People'S Alliance Federal…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 26, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for People'S Alliance Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $628K
vs prior quarter: −$2K−0.3%; from Q1 2026
vs a year earlier: −$9K−1.4%; from Q2 2025
vs start of range: −$70K−10.0%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: People'S Alliance Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$628K	−$2K	−0.3%
Q1 2026	$630K	−$25K	−3.8%
Q4 2025	$655K	−$11K	−1.7%
Q3 2025	$666K	+$29K	+4.6%
Q2 2025	$637K	−$9K	−1.4%
Q1 2025	$646K	−$52K	−7.4%
Q4 2024	$698K	$0	0.0%
Q3 2024	$698K	−$94K	−11.9%

Fee-income share against its size cohort

Financial cohort: 570 credit unions with $300M to $1B in assets filing for Q2 2026; 569 reported a share above 0% and are counted, People'S Alliance Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.

People'S Alliance Federal Credit Union: 12%
Percentile: 80th
25th percentile: 5.5%
Median: 7.9%
75th percentile: 11%

People'S Alliance Federal Credit Union 11.6%Median 7.9%Middle half 5.5% to 10.8%Peers at each share

Find a peer (569)

The 15 closest to People'S Alliance Federal Credit Union by share.

Details

Source: NCUA 5300 call report
Entity: Each credit union, not its holding company
Period: Q2 2026 (quarter ended Jun 30, 2026), year to date
Measure: Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income)
Calculation: Quartiles interpolated across peers' own shares; percentile is the share of peers below, ties counted half
Fields: Account 131 / (Account 115 + Account 117)

Published fee schedule

Amounts from People'S Alliance Federal Credit Union’s own schedules, with a source for each figure.

vs. the U.S. middle 50%:BelowInsideAbove

Account Maintenance

Monthly FeeNo charge
Below the U.S. middle 50% ($5 to $10 nationally)
per month
Monthly Inactive Fee (accounts with less than $100)$15
Above the U.S. middle 50% ($5 to $10 nationally)
per month
Checking Account Reconciliation$40
Above the U.S. middle 50% ($7 to $25 nationally)
Research Fee$40
Above the U.S. middle 50% ($7 to $25 nationally)
Return Mail$5
Inside the U.S. middle 50% ($5 to $7.50 nationally)

Fee	Amount	Basis	Note
Account Maintenance
Monthly Fee	No chargeBelow the U.S. middle 50% ($5 to $10 nationally)	per month	None
Monthly Inactive Fee (accounts with less than $100)	$15Above the U.S. middle 50% ($5 to $10 nationally)	per month	None
Checking Account Reconciliation	$40Above the U.S. middle 50% ($7 to $25 nationally)	Not stated	None
Research Fee	$40Above the U.S. middle 50% ($7 to $25 nationally)	Not stated	None
Return Mail	$5Inside the U.S. middle 50% ($5 to $7.50 nationally)	Not stated	None
Overdraft & NSF
Courtesy Pay (per occurrence)	$32Inside the U.S. middle 50% ($25 to $33 nationally)	per item	None
Debit Overdraft	$32Inside the U.S. middle 50% ($25 to $33 nationally)	Not stated	None
Returned Item (per occurence)	$32Inside the U.S. middle 50% ($25 to $32 nationally)	per item	None
Overdraft Transfer Fee (From Savings)	$7Above the U.S. middle 50% ($2 to $5 nationally)	Not stated	None
ATM & Card
ATM	$1.50Inside the U.S. middle 50% ($1 to $2 nationally)	Not stated	None
Replacement Card	$10Inside the U.S. middle 50% ($5 to $10 nationally)	Not stated	None
Wire Transfers
Wire Transfers: Domestic Outgoing	$25Inside the U.S. middle 50% ($20 to $25 nationally)	Not stated	None
Wire Transfers: Incoming	$5Inside the U.S. middle 50% ($5 to $15 nationally)	Not stated	None
Wire Transfers: International Outgoing	$50Inside the U.S. middle 50% ($40 to $50 nationally)	Not stated	None
Check Services
Certified Check	$5Inside the U.S. middle 50% ($3 to $6 nationally)	Not stated	None
Teller Check	$5Inside the U.S. middle 50% ($3 to $6 nationally)	Not stated	None
Money Orders (up to $1,000)	$3.50Above the U.S. middle 50% ($2 to $3 nationally)	Not stated	None
ACH Stop Payment	$30Inside the U.S. middle 50% ($20 to $30 nationally)	Not stated	None
Stop Payment	$30Inside the U.S. middle 50% ($20 to $30 nationally)	Not stated	None
Temporary Check (12 Checks)	$5Above the U.S. middle 50% ($1 to $4 nationally)	per item	None
Check Collection Item	$5Below the U.S. middle 50% ($10 to $26 nationally)	Not stated	None
Check Copy	$5Inside the U.S. middle 50% ($2 to $5 nationally)	Not stated	None
Official Check/Teller Check Photocopy	$5Inside the U.S. middle 50% ($2 to $5 nationally)	Not stated	None
Digital & Electronic
Bill Pay Overnight Payment	$14.95Above the U.S. middle 50% ($0 to $6 nationally)	Not stated	None
Bill Pay Same Day Electronic Payment	$9.95Above the U.S. middle 50% ($0 to $6 nationally)	Not stated	None
Cash & Deposit
Returned Deposit Item	$25Inside the U.S. middle 50% ($9 to $25 nationally)	Not stated	None
Account Services
Tax Levy Processing	$50Inside the U.S. middle 50% ($30 to $85 nationally)	Not stated	None
Subpoena	$75Inside the U.S. middle 50% ($50 to $150 nationally)	Not stated	None
Account Verification	$5Inside the U.S. middle 50% ($5 to $15 nationally)	Not stated	None
Lending Fees
Late Charge on Mortgage Payment	4%	Not stated	None
Late Charge on Mortgage Payment (audience not stated, treated as personal)	4%	Not stated	None
Late Payment Fee	5%($10 minimum)	Not stated	None
Late Payment Fee (audience not stated, treated as personal)	5%($10 minimum)	Not stated	None
Gift & Prepaid Cards
Mastercard Gift Card	$3.95Inside the U.S. middle 50% ($3 to $4.95 nationally)	Not stated	None
Other Fees
Statement Copy/Duplicate Document	$5Inside the U.S. middle 50% ($2 to $5 nationally)	Not stated	None
Mortgage Subordination Preparation	$300Above the U.S. middle 50% ($20 to $37.50 nationally)	Not stated	None
Skip Payment Fee	$30Inside the U.S. middle 50% ($20 to $37.50 nationally)	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Showing 5 of 37 fees.

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where People'S Alliance Federal Credit Union operates, and what regulators and customers have on file.

Branch footprint

8 offices in 2 states (June 30, 2026)

Each dot is one office.

This credit unionOther banks and credit unions

2 are shown at the middle of their town until the exact address is found.

Cities with the most offices

Jamaica, NY	2
Brooklyn, NY	1
Hauppauge, NY	1
Miami, FL	1
Ronkonkoma, NY	1
Westbury, NY	1
Yonkers, NY	1

Largest competitors nearby

Local market: Suffolk county, NY, around its headquarters.

29 in its local market	Deposit share
JPMorgan Chase Bank, National Association	26.2%
Capital One, National Association	10.6%
Dime Community Bank	9.9%
TD Bank, National Association	9%
Bank of America, National Association	9%

Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.

Fee change alerts

People'S Alliance Federal Credit Union

Overview

What stands out

Fees against the market

Fee income beside fee prices

Among its peers

Monthly maintenance is $5.75 (100%) below the median of similar-sized credit unions.

Financial performance

Fee-income share against its size cohort

Published fee schedule

Branches and public record

Get an email when a fee at People'S Alliance Federal Credit Union changes in our data