Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Pantex Federal Credit Union

Borger, TexasCredit UnionDallas Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research$15Below the typical range ($20–$25 nationally)

Dormant Account Fee$2

$3 below the national median

per month · Source

Overdraft & NSFVerified

Courtesy Pay (each)$18Below the typical range ($25–$31 nationally)
$12 below the national median
Source
Insufficient Funds Items (each)$18Below the typical range ($25–$31 nationally)
$12 below the national median
Source

ATM & CardVerified

ATM Card$3Above the typical range ($1–$2.50 nationally)
$1.50 above the national median
Source

Wire TransfersVerified

Wire Transfer:: Incoming$5Within the typical range ($5–$15 nationally)
$5 below the national median
Source
Wire Transfer:: Outgoing$10Below the typical range ($20–$25 nationally)
$13 below the national median
Source

Check ServicesVerified

Copy of Check (each)$1Below the typical range ($2–$5 nationally)
$2 below the national median
Source
Counter Check$1Within the typical range ($1–$4 nationally)
$1 below the national median
Source
Stop Payments - Check$10Below the typical range ($20–$30 nationally)
$15 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research	$15Below the typical range ($20–$25 nationally)	$10 below the national median	—	—	Source
Dormant Account Fee	$2Below the typical range ($5–$10 nationally)	$3 below the national median	per month	—	Source
Overdraft & NSFVerified
Courtesy Pay (each)	$18Below the typical range ($25–$31 nationally)	$12 below the national median	—	—	Source
Insufficient Funds Items (each)	$18
ATM & CardVerified
ATM Card	$3Above the typical range ($1–$2.50 nationally)	$1.50 above the national median	—	—	Source
Wire TransfersVerified
Wire Transfer:: Incoming	$5Within the typical range ($5–$15 nationally)	$5 below the national median	—	—	Source
Wire Transfer:: Outgoing	$10
Check ServicesVerified
Copy of Check (each)	$1Below the typical range ($2–$5 nationally)	$2 below the national median	—	—	Source
Counter Check	$1Within the typical range ($1–$4 nationally)

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$18

Overdraft fee: $18

40% below the national median overdraft fee

Total fees: 10 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$233.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$233.4M

Total deposits

$183.3M

Service charge income (year to date)

$276K

Fee income ratio

4.3%

Return on assets

1.53%

Financial profile · Pro

Performance from regulator filings

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Based on 31,319 verified fees from 2,405 institutions

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