Freedom United Federal Credit Union

Headquarters: Rochester, Pennsylvania
Charter: Credit Union
Assets: $94.2M
Fed district: Cleveland

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Freedom United Federal Credit Union: $25
Freedom United Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Freedom United Federal Credit Union: $20
Freedom United Federal Credit Union: $20
U.S. median: no median
Stop Payment
Freedom United Federal Credit Union: $10
Freedom United Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Freedom United Federal Credit Union · $94M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 21 states.

Credit unions only
$92M to $96M in assets
Headquartered in 21 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Freedom United Federal Credit Union(this institution)	Rochester, PA	$94M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Baycel Federal Credit Union	Bay City, TX	$92M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Chicago Firefighter'S Federal Credit Union	Chicago, IL	$93M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Christian Family Federal Credit Union	North Canton, OH	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Coastal Community Federal Credit Union	Galveston, TX	$93M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Dakota Plains Federal Credit Union	Edgeley, ND	$93M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Family Advantage Federal Credit Union	Spring Hill, TN	$93M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ferguson Federal Credit Union	Monticello, MS	$94M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Choice Federal Credit Union	New Castle, PA	$95M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Class Community Federal Credit Union	West Des Moines, IA	$96M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Formation Federal Credit Union	Baton Rouge, LA	$93M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Independent Federal Credit Union	Anderson, IN	$94M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Irco Community Federal Credit Union	Phillipsburg, NJ	$94M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Lower Columbia Longshoremen Federal Credit Union	Longview, WA	$96M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Lufthansa Emp. Federal Credit Union	Westbury, NY	$95M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Mckesson & Healthcare Providers Federal Credit Union	Martinez, CA	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Members Choice Wv Federal Credit Union	Charleston, WV	$94M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northwoods Community Federal Credit Union	Park Falls, WI	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Postal & Community Federal Credit Union	Saint Joseph, MO	$95M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Progressions Federal Credit Union	Spokane, WA	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Sheboygan Area Federal Credit Union	Sheboygan, WI	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Torrington Municipal And Teachers Federal Credit Union	Torrington, CT	$94M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Transit Employees Federal Credit Union	Greenbelt, MD	$93M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Traverse Catholic Federal Credit Union	Traverse City, MI	$92M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Upward Federal Credit Union	Burlingame, CA	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wnc Community Credit Union	Waynesville, NC	$96M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 8 publish this fee(monthly maintenance)

17 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Freedom United Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $7.50 among 8 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.

Monthly maintenance fee in dollars, one mark per institution

Freedom United Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Freedom United Federal Cr…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Freedom United Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$5
per month
Account Research Fee$10
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

NSF Fee$25
per item
Negative balance fee$20

Wire Transfers

Wire Transfer (outgoing)$20
per item

Check Services

Cashier’s Check$10
per item
Certified Check Fee$1
per item
Money Orders$1
per item
Stop Payments$10
per item
Check Cashing Fee (non-member)$5
Copies of Share Drafts$1.50
per item

Cash & Deposit

Coin Machine3%
Deposited Item Return$20
per item

Account Services

Garnishment (Attorney’s Fee)$100
Levy Fee$25

Other Fees

Duplicate Statement Request$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$5	per month	None
Account Research Fee	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
NSF Fee	$25	per item	None
Negative balance fee	$20	Not stated	None
Wire Transfers
Wire Transfer (outgoing)	$20	per item	None
Check Services
Cashier’s Check	$10	per item	None
Certified Check Fee	$1	per item	None
Money Orders	$1	per item	None
Stop Payments	$10	per item	None
Check Cashing Fee (non-member)	$5	Not stated	None
Copies of Share Drafts	$1.50	per item	None
Cash & Deposit
Coin Machine	3%	Not stated	None
Deposited Item Return	$20	per item	None
Account Services
Garnishment (Attorney’s Fee)	$100	Not stated	None
Levy Fee	$25	Not stated	None
Other Fees
Duplicate Statement Request	$5	per item	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Freedom United Federal Credit Union's monthly maintenance changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Freedom United Federal Credit Union: $25
Freedom United Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Freedom United Federal Credit Union: $20
Freedom United Federal Credit Union: $20
U.S. median: no median
Stop Payment
Freedom United Federal Credit Union: $10
Freedom United Federal Credit Union: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Freedom United Federal Credit Union · $94M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 21 states.

Credit unions only
$92M to $96M in assets
Headquartered in 21 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Freedom United Federal Credit Union(this institution)	Rochester, PA	$94M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Baycel Federal Credit Union	Bay City, TX	$92M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Chicago Firefighter'S Federal Credit Union	Chicago, IL	$93M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Christian Family Federal Credit Union	North Canton, OH	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Coastal Community Federal Credit Union	Galveston, TX	$93M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Dakota Plains Federal Credit Union	Edgeley, ND	$93M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Family Advantage Federal Credit Union	Spring Hill, TN	$93M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Ferguson Federal Credit Union	Monticello, MS	$94M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Choice Federal Credit Union	New Castle, PA	$95M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Class Community Federal Credit Union	West Des Moines, IA	$96M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Formation Federal Credit Union	Baton Rouge, LA	$93M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Independent Federal Credit Union	Anderson, IN	$94M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Irco Community Federal Credit Union	Phillipsburg, NJ	$94M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Lower Columbia Longshoremen Federal Credit Union	Longview, WA	$96M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Lufthansa Emp. Federal Credit Union	Westbury, NY	$95M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Mckesson & Healthcare Providers Federal Credit Union	Martinez, CA	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Members Choice Wv Federal Credit Union	Charleston, WV	$94M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northwoods Community Federal Credit Union	Park Falls, WI	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Postal & Community Federal Credit Union	Saint Joseph, MO	$95M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Progressions Federal Credit Union	Spokane, WA	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Sheboygan Area Federal Credit Union	Sheboygan, WI	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Torrington Municipal And Teachers Federal Credit Union	Torrington, CT	$94M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Transit Employees Federal Credit Union	Greenbelt, MD	$93M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Traverse Catholic Federal Credit Union	Traverse City, MI	$92M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Upward Federal Credit Union	Burlingame, CA	$93M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wnc Community Credit Union	Waynesville, NC	$96M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 8 publish this fee(monthly maintenance)

17 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Freedom United Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $7.50 among 8 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026.

Monthly maintenance fee in dollars, one mark per institution

Freedom United Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Freedom United Federal Cr…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 27, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Freedom United Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$5
per month
Account Research Fee$10
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

NSF Fee$25
per item
Negative balance fee$20

Wire Transfers

Wire Transfer (outgoing)$20
per item

Check Services

Cashier’s Check$10
per item
Certified Check Fee$1
per item
Money Orders$1
per item
Stop Payments$10
per item
Check Cashing Fee (non-member)$5
Copies of Share Drafts$1.50
per item

Cash & Deposit

Coin Machine3%
Deposited Item Return$20
per item

Account Services

Garnishment (Attorney’s Fee)$100
Levy Fee$25

Other Fees

Duplicate Statement Request$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$5	per month	None
Account Research Fee	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
NSF Fee	$25	per item	None
Negative balance fee	$20	Not stated	None
Wire Transfers
Wire Transfer (outgoing)	$20	per item	None
Check Services
Cashier’s Check	$10	per item	None
Certified Check Fee	$1	per item	None
Money Orders	$1	per item	None
Stop Payments	$10	per item	None
Check Cashing Fee (non-member)	$5	Not stated	None
Copies of Share Drafts	$1.50	per item	None
Cash & Deposit
Coin Machine	3%	Not stated	None
Deposited Item Return	$20	per item	None
Account Services
Garnishment (Attorney’s Fee)	$100	Not stated	None
Levy Fee	$25	Not stated	None
Other Fees
Duplicate Statement Request	$5	per item	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.