Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Freedom United Federal Credit Union

Rochester, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

 Account Research Fee$10Below the typical range ($20–$25 nationally)

 Dormant Account$5

At the national median

per month · Source

Overdraft & NSFVerified

 NSF Fee$25Within the typical range ($25–$31.50 nationally)
$5 below the national median
per item · Source

Wire TransfersVerified

 Wire Transfer (outgoing)$20Within the typical range ($20–$25 nationally)
$5 below the national median
per item · Source

Check ServicesVerified

 Cashier’s Check$10Above the typical range ($3–$5.50 nationally)
$5 above the national median
per item · Source
 Certified Check Fee$1Below the typical range ($3–$5.50 nationally)
$4 below the national median
per item · Source
 Check Cashing Fee (non-member)$5Within the typical range ($5–$10 nationally)
At the national median
Source
 Check cashing fee for balances <$50Above the typical range ($5–$10 nationally)
$45 above the national median
Source
 Money Orders$1Below the typical range ($1.75–$3 nationally)
$1 below the national median
Source
 Stop Payments$10Below the typical range ($20–$30 nationally)
$16 below the national median
Source

Cash & DepositVerified

 Deposited Item Return$20Within the typical range ($10–$25 nationally)
$5 above the national median
per item · Source

Account ServicesVerified

 Balance Inquiry (Over the phone) | 6 Free$1Within the typical range ($1–$2 nationally)
At the national median
Source
 Garnishment (Attorney’s Fee)$100Above the typical range ($30–$75 nationally)
$50 above the national median
Source
 Levy Fee$25Below the typical range ($30–$75 nationally)
$25 below the national median
Source

Other FeesVerified

 Duplicate Statement Request$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
 Account Research Fee	$10Below the typical range ($20–$25 nationally)	$15 below the national median	—	—	Source
 Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Overdraft & NSFVerified
 NSF Fee	$25Within the typical range ($25–$31.50 nationally)	$5 below the national median	per item	—	Source
Wire TransfersVerified
 Wire Transfer (outgoing)	$20Within the typical range ($20–$25 nationally)	$5 below the national median	per item	—	Source
Check ServicesVerified
 Cashier’s Check	$10Above the typical range ($3–$5.50 nationally)	$5 above the national median	per item	—	Source
 Certified Check Fee	$1
Cash & DepositVerified
 Deposited Item Return	$20Within the typical range ($10–$25 nationally)	$5 above the national median	per item	—	Source
Account ServicesVerified
 Balance Inquiry (Over the phone) \| 6 Free	$1Within the typical range ($1–$2 nationally)	At the national median	—	—	Source
 Garnishment (Attorney’s Fee)	$100
Other FeesVerified
 Duplicate Statement Request	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

Total fees: 15 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$94.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$94.2M

Total deposits

$76.2M

Service charge income (year to date)

$57K

Fee income ratio

2.3%

Return on assets

2.31%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 37,727 published fee entries from 2,634 institutions

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