San Angelo Federal Credit Union

Headquarters: San Angelo, Texas
Charter: Credit Union
Assets: $40.6M
Fed district: Dallas

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
San Angelo Federal Credit Union: $30
San Angelo Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
San Angelo Federal Credit Union: $3
San Angelo Federal Credit Union: $3
U.S. median: no median
Wire Transfer (Domestic Out)
San Angelo Federal Credit Union: $20
San Angelo Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from San Angelo Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure Fee (checking and savings)$15
Dormant (escheat) Account Processing Fee$30
Account Research / Reconciliations$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements Sent by Mail$3

Overdraft & NSF

Insufficient Funds (NSF)$30
per item
Overdraft Transfer from Savings$3
per item
Transfer to Cover Overdraft (by SAFCU staff)$3
per transaction

ATM & Card

SAFCU's ATM$3
per transaction
Debit / Credit Card Fee (re-order, lost, or damaged)$7.50

Wire Transfers

Wire Transfer (Outgoing)$20
per item

Check Services

Cashier’s Checks$2
per item
Money Orders$1.50
per item
Stop Payment$25
Temporary Checks$1
per item · per page (4 checks per page)
Check Cashing Fee (audience not stated, treated as personal)1%
Check Cashing Fee - Members With Only One Service$5
Check Copy$3
per item

Digital & Electronic

ACH Origination (debit only)$2
per transaction
Electronic Bill Pay Monthly Fee$2
per month

Cash & Deposit

Coin Machine for Members3%
Coin Machine for Non-Members8%
Returned Deposit$20
per item

Account Services

Notary Service$6
Garnishment/Levy$25
per item

Lending Fees

Loans Late Fee (after 10 days late)$20

Other Fees

Statement Copy$5
per item
Internal Vehicle Loan Refinances$25
Line of Credit - Loan Overdraft$20

Fee	Amount	Basis	Note
Account Maintenance
Account Closure Fee (checking and savings)	$15	Not stated	None
Dormant (escheat) Account Processing Fee	$30	Not stated	None
Account Research / Reconciliations	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements Sent by Mail	$3	Not stated	None
Overdraft & NSF
Insufficient Funds (NSF)	$30	per item	None
Overdraft Transfer from Savings	$3	per item	None
Transfer to Cover Overdraft (by SAFCU staff)	$3	per transaction	None
ATM & Card
SAFCU's ATM	$3	per transaction	None
Debit / Credit Card Fee (re-order, lost, or damaged)	$7.50	Not stated	None
Wire Transfers
Wire Transfer (Outgoing)	$20	per item	None
Check Services
Cashier’s Checks	$2	per item	None
Money Orders	$1.50	per item	None
Stop Payment	$25	Not stated	None
Temporary Checks	$1	per item	per page (4 checks per page)
Check Cashing Fee (audience not stated, treated as personal)	1%	Not stated	None
Check Cashing Fee - Members With Only One Service	$5	Not stated	None
Check Copy	$3	per item	None
Digital & Electronic
ACH Origination (debit only)	$2	per transaction	None
Electronic Bill Pay Monthly Fee	$2	per month	None
Cash & Deposit
Coin Machine for Members	3%	Not stated	None
Coin Machine for Non-Members	8%	Not stated	None
Returned Deposit	$20	per item	None
Account Services
Notary Service	$6	Not stated	None
Garnishment/Levy	$25	per item	None
Lending Fees
Loans Late Fee (after 10 days late)	$20	Not stated	None
Other Fees
Statement Copy	$5	per item	None
Internal Vehicle Loan Refinances	$25	Not stated	None
Line of Credit - Loan Overdraft	$20	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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