Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Select Federal Credit Union

San Antonio, TexasCredit UnionDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$25Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Non-Sufficient Funds ACH$35Above the typical range ($25–$31 nationally)
$5 above the national median
per item · Source
Overdraft Courtesy for ACH$30Within the typical range ($25–$32 nationally)
At the national median
Source
overdraft transfer fee$2Below the typical range ($3–$5 nationally)
$3 below the national median
per item · Source
Returned Check Item$15Below the typical range ($25–$31 nationally)
$15 below the national median
per item · Source

ATM & CardVerified

ATM POS Purchase$1Within the typical range ($1–$2.50 nationally)
$0.75 below the national median
per transaction · Source
atM transfers (foreign atM) visa debit Card Withdrawal (foreign atM)$3Above the typical range ($1–$2.50 nationally)
$1.25 above the national median
per transaction · Source
Card Replacement Fee$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source

Wire TransfersVerified

Wire Transfers (Incoming)$0Below the typical range ($5–$15 nationally)
$10 below the national median
Source
Wire Transfers (Outgoing)$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source

Check ServicesVerified

Check Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
per item · Source
Money Orders$0.75Below the typical range ($1.50–$3 nationally)
$1.25 below the national median
Source
Non-Member Check Cashing Fee$3Below the typical range ($5–$10 nationally)
$2 below the national median
per item · Source
Teller Check Fee$3Within the typical range ($3–$6 nationally)
$2 below the national median
per item · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Early Account Closing Fee	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	—	Source
Inactive Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Overdraft & NSFVerified
Non-Sufficient Funds ACH	$35Above the typical range ($25–$31 nationally)	$5 above the national median	per item	—	Source
Overdraft Courtesy for ACH	$30
ATM & CardVerified
ATM POS Purchase	$1Within the typical range ($1–$2.50 nationally)	$0.75 below the national median	per transaction	—	Source
atM transfers (foreign atM) visa debit Card Withdrawal (foreign atM)	$3
Wire TransfersVerified
Wire Transfers (Incoming)	$0Below the typical range ($5–$15 nationally)	$10 below the national median	—	—	Source
Wire Transfers (Outgoing)	$20
Check ServicesVerified
Check Copy	$2Within the typical range ($2–$5 nationally)	$1 below the national median	per item	—	Source
Money Orders	$0.75
Cash & DepositVerified
Non-SFCU Cash Advance Fee	$5Within the typical range ($2.38–$10 nationally)	At the national median	—	—	Source
Account ServicesVerified
Notary Service (Members Only)	$0Within the typical range ($0–$5 nationally)	$2.50 below the national median	—	—	Source
Lending FeesVerified
Late Payment Fee	$25Within the typical range ($15–$25 nationally)	$3 above the national median	per month	—	Source
Gift & Prepaid CardsVerified
Gift Cards	$2.50Below the typical range ($3–$4.50 nationally)	$1 below the national median	—	—	Source
Other FeesVerified
Skip-A-Payment	$20Below the typical range ($24.38–$35 nationally)	$10 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 21 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$57.7M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$57.7M

Total deposits

$48.1M

Service charge income (year to date)

$86K

Fee income ratio

5.3%

Return on assets

-1.67%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

Unlock all 60 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 45,582 published fee entries from 2,847 institutions

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