Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Virginia State University Federal Credit Union

South Chesterfi, VirginiaCredit UnionRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Christmas Club Early Withdrawal$25Within the typical range ($10–$25 nationally)

Overdraft & NSFVerified

Overdraft/NSF$35Above the typical range ($25–$33 nationally)
$5 above the national median$5 above the Virginia median
per item · Source
High Dollar Returned Check$10Below the typical range ($25–$32 nationally)
$20 below the national median$20 below the Virginia median
Knox extract.rules v17 categorized a line held for review from Rosetta artifact #2503. canonical_hint=nsf; text_hash=91ca14c736882a50da87a093613e8746aa659ece3ea281f50685dbedf17fd238; excerpt="High Dollar Returned Check ($10k & over) | 1% of check amount plus regular fee" · Source

Wire TransfersVerified

Outgoing Domestic Wire$15Below the typical range ($20–$25 nationally)
$10 below the national median$8.75 below the Virginia median
Source
Incoming Wire$1Below the typical range ($5–$15 nationally)
$9 below the national median$4 below the Virginia median
Source

Check ServicesVerified

Teller Check$3Within the typical range ($3–$6 nationally)
$2 below the national median$2 below the Virginia median
per item · Source
Stop Payment (Share Draft or ACH)$35Above the typical range ($20–$30 nationally)
$7.50 above the national median$5 above the Virginia median
per item · Source
Counter Checks (4)$3Within the typical range ($1–$4 nationally)
$1 above the national median$1 above the Virginia median
Source
Copy of Share Draft$2Within the typical range ($2–$5 nationally)
$1 below the national median$2 below the Virginia median
per item · Source

Other FeesVerified

Loan Application$10Below the typical range ($25–$100 nationally)
$27.50 below the national median$20 below the Virginia median
Source
Skip-A-Payment$35Within the typical range ($25–$100 nationally)
$2.50 below the national median$5 above the Virginia median
per item · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Christmas Club Early Withdrawal	$25Within the typical range ($10–$25 nationally)	$7.50 above the national median$15 above the Virginia median	per item	—	Source
Inactive Account	$10Within the typical range ($5–$10 nationally)	$5 above the national medianAt the Virginia median	per month	—	Source
Overdraft & NSFVerified
Overdraft/NSF	$35Above the typical range ($25–$33 nationally)	$5 above the national median$5 above the Virginia median	per item	—	Source
High Dollar Returned Check	$10
ATM & CardVerified
Lost Card	$10Within the typical range ($5–$10 nationally)	At the national medianAt the Virginia median	per item	—	Source
Wire TransfersVerified
Outgoing Domestic Wire	$15Below the typical range ($20–$25 nationally)	$10 below the national median$8.75 below the Virginia median	—	—	Source
Incoming Wire	$1
Check ServicesVerified
Teller Check	$3Within the typical range ($3–$6 nationally)	$2 below the national median$2 below the Virginia median	per item	—	Source
Stop Payment (Share Draft or ACH)	$35
Cash & DepositVerified
Deposited Item Return	$35Above the typical range ($8–$25 nationally)	$20 above the national median$12.50 above the Virginia median	per item	—	Source
Other FeesVerified
Loan Application	$10Below the typical range ($25–$100 nationally)	$27.50 below the national median$20 below the Virginia median	—	—	Source
Skip-A-Payment	$35

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$35

Overdraft fee: $35

17% above the national median overdraft fee

14 verified fees collected

Headline fees published

8 of 15

Published fees

Under review

Assets

$13.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$13.0M

Total deposits

$11.7M

Service charge income (year to date)

$98K

Fee income ratio

19.6%

Return on assets

0.64%

Financial profile · Pro

Performance from regulator filings

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