Penn East Federal Credit Union

Headquarters: Scranton, Pennsylvania
Charter: Credit Union
Assets: $280.4M
Fed district: Philadelphia

28 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Second Chance Checking
Penn East Federal Credit Union: $7
Penn East Federal Credit Union: $7
U.S. median: no median
Overdraft (OD)
Penn East Federal Credit Union: $29
Penn East Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Penn East Federal Credit Union: $29
Penn East Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Penn East Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Second Chance Checking Fee$7
per month
Inactivity Fee (No account activity for 1 year)$5
per month
Inactivity Fee (No account activity for 2 years)$20
per month
Reconciliation or Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Paper Statement Fee$1
per month
Bad Address Correction Fee$3

Overdraft & NSF

Courtesy Pay$29
per item
Courtesy Pay Fee$29
per item
Courtesy Pay Fee (audience not stated, treated as personal)$29
per item
NSF Fee$29
Overdraft Transfer$4
per item
Overdraft Transfer Fee$4
NSF Maximum Daily Charges$87
per day

ATM & Card

ATM transactions after first eight free$1.50
per transaction
Rush Replacement Card Fee$15
per item

Wire Transfers

Outgoing Domestic Wire Transfer Fee$20
Incoming Domestic Wire Transfer Fee$15
Outgoing Foreign Wire Transfer Fee (US Dollars)$35
Incoming Foreign Wire Transfer Fee (US Dollars)$15

Check Services

Certified or Cashier’s Check$3
Teller/ Bank Check$3
60+ Money Order$3
ACH Stop Payments$20
Stop Payment for a PEFCU Check Account$20
Check Cashing for non-members; on us$5
60+ Check Copy$2
per item

Digital & Electronic

ACH Origination$5

Cash & Deposit

Returned Item Fee$29

Account Services

10 x 10 Rental Fee$90
3 x 10 Rental Fee$30
5 x 10 Rental Fee$60
Lost Key$10
Not compared: Box drilling or key fee
Subpoena/Levy/ Garnishment Fee$75
Subpoena/Audit Research Fee$30

Lending Fees

Late Payment Fee$15
HELOC Appraisal Fee$275
Home Equity Appraisal Fee$275

Other Fees

Statement or Document Copy$3
NSF Fee$29
Release of Lien Fee$250

Fee	Amount	Basis	Note
Account Maintenance
Second Chance Checking Fee	$7	per month	None
Inactivity Fee (No account activity for 1 year)	$5	per month	None
Inactivity Fee (No account activity for 2 years)	$20	per month	None
Reconciliation or Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Paper Statement Fee	$1	per month	None
Bad Address Correction Fee	$3	Not stated	None
Overdraft & NSF
Courtesy Pay	$29	per item	None
Courtesy Pay Fee	$29	per item	None
Courtesy Pay Fee (audience not stated, treated as personal)	$29	per item	None
NSF Fee	$29	Not stated	None
Overdraft Transfer	$4	per item	None
Overdraft Transfer Fee	$4	Not stated	None
NSF Maximum Daily Charges	$87	per day	None
ATM & Card
ATM transactions after first eight free	$1.50	per transaction	None
Rush Replacement Card Fee	$15	per item	None
Wire Transfers
Outgoing Domestic Wire Transfer Fee	$20	Not stated	None
Incoming Domestic Wire Transfer Fee	$15	Not stated	None
Outgoing Foreign Wire Transfer Fee (US Dollars)	$35	Not stated	None
Incoming Foreign Wire Transfer Fee (US Dollars)	$15	Not stated	None
Check Services
Certified or Cashier’s Check	$3	Not stated	None
Teller/ Bank Check	$3	Not stated	None
60+ Money Order	$3	Not stated	None
ACH Stop Payments	$20	Not stated	None
Stop Payment for a PEFCU Check Account	$20	Not stated	None
Check Cashing for non-members; on us	$5	Not stated	None
60+ Check Copy	$2	per item	None
Digital & Electronic
ACH Origination	$5	Not stated	None
Cash & Deposit
Returned Item Fee	$29	Not stated	None
Account Services
10 x 10 Rental Fee	$90	Not stated	None
3 x 10 Rental Fee	$30	Not stated	None
5 x 10 Rental Fee	$60	Not stated	None
Lost Key	$10Not compared: Box drilling or key fee	Not stated	None
Subpoena/Levy/ Garnishment Fee	$75	Not stated	None
Subpoena/Audit Research Fee	$30	Not stated	None
Lending Fees
Late Payment Fee	$15	Not stated	None
HELOC Appraisal Fee	$275	Not stated	None
Home Equity Appraisal Fee	$275	Not stated	None
Other Fees
Statement or Document Copy	$3	Not stated	None
NSF Fee	$29	Not stated	None
Release of Lien Fee	$250	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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