Usx Federal Credit Union

Headquarters: Cranberry Twp, Pennsylvania
Charter: Credit Union
Assets: $258.1M
Fed district: Philadelphia

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 19, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Usx Federal Credit Union: $30
Usx Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Usx Federal Credit Union: $30
Usx Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Usx Federal Credit Union: $20
Usx Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 19, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Usx Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Close Primary Savings/Share Account (within 90 days of opening)$25
Account Reconciliation/Research$10
Not compared: Quarterly charge, not per item
per quarter
Bad-Address/Undeliverable Mail$10

Overdraft & NSF

Courtesy Pay$30
per item
Non-Sufficient Funds (NSF)$30
per item
Returned Check/Item$30
per item
Overdraft Protection$5
per item

ATM & Card

ATM/Debit Card Replacement$10
per item
Card Replacement$10
per item

Wire Transfers

Domestic Wire Transfer (Outgoing)$20
per item
International Wire Transfer (Outgoing)$35
per item

Check Services

Official Checks$1
per item
Stop Payment$30
per item
Stop Payment USX FCU's Issued Checks$35
per item
Foreign Items Transaction Processing$16
per item
Copy of Check/Statement$3
per item
Merchant Draft Copy$10
per item

Digital & Electronic

One time ACH Origination/Online Loan Payment$10
per item

Account Services

Escheats/Garnishment/Levy Processing$50
Mortgage Subordination Fee$150

Lending Fees

Late Payment$25

Fee	Amount	Basis	Note
Account Maintenance
Close Primary Savings/Share Account (within 90 days of opening)	$25	Not stated	None
Account Reconciliation/Research	$10Not compared: Quarterly charge, not per item	per quarter	None
Bad-Address/Undeliverable Mail	$10	Not stated	None
Overdraft & NSF
Courtesy Pay	$30	per item	None
Non-Sufficient Funds (NSF)	$30	per item	None
Returned Check/Item	$30	per item	None
Overdraft Protection	$5	per item	None
ATM & Card
ATM/Debit Card Replacement	$10	per item	None
Card Replacement	$10	per item	None
Wire Transfers
Domestic Wire Transfer (Outgoing)	$20	per item	None
International Wire Transfer (Outgoing)	$35	per item	None
Check Services
Official Checks	$1	per item	None
Stop Payment	$30	per item	None
Stop Payment USX FCU's Issued Checks	$35	per item	None
Foreign Items Transaction Processing	$16	per item	None
Copy of Check/Statement	$3	per item	None
Merchant Draft Copy	$10	per item	None
Digital & Electronic
One time ACH Origination/Online Loan Payment	$10	per item	None
Account Services
Escheats/Garnishment/Levy Processing	$50	Not stated	None
Mortgage Subordination Fee	$150	Not stated	None
Lending Fees
Late Payment	$25	Not stated	None

Correct a fee source

Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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