Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Usx Federal Credit Union

Cranberry Twp, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation/Research$10Below the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Courtesy Pay$30Within the typical range ($25–$32 nationally)
At the national median
per item · Source
Non-Sufficient Funds (NSF)$30Within the typical range ($25–$31 nationally)
At the national median
per item · Source
Returned Check/Item$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Source

Check ServicesVerified

Copy of Check/Statement$3Within the typical range ($2–$5 nationally)
At the national median
Source
Stop Payment$30Within the typical range ($20–$30 nationally)
$4 above the national median
per item · Source
Stop Payment USX FCU's Issued Checks$35Above the typical range ($20–$30 nationally)
$9 above the national median
per item · Source

Account ServicesVerified

Escheats/Garnishment/Levy Processing$50Within the typical range ($30–$75 nationally)
At the national median
Source
Mortgage Subordination Fee$150Within the typical range ($50–$150 nationally)
$50 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation/Research	$10Below the typical range ($20–$25 nationally)	$15 below the national median	—	—	Source
Christmas Club Early Withdrawal	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	—	Source
Overdraft & NSFVerified
Courtesy Pay	$30Within the typical range ($25–$32 nationally)	At the national median	per item	—	Source
Non-Sufficient Funds (NSF)	$30Within the typical range ($25–$31 nationally)
ATM & CardVerified
ATM/Debit Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Wire TransfersVerified
Domestic Wire Transfer (Outgoing)	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Check ServicesVerified
Copy of Check/Statement	$3Within the typical range ($2–$5 nationally)	At the national median	—	—	Source
Stop Payment	$30Within the typical range ($20–$30 nationally)
Digital & ElectronicVerified
One time ACH Origination/Online Loan Payment	$10Within the typical range ($5–$20 nationally)	At the national median	—	—	Source
Account ServicesVerified
Escheats/Garnishment/Levy Processing	$50Within the typical range ($30–$75 nationally)	At the national median	—	—	Source
Mortgage Subordination Fee	$150
Lending FeesVerified
Late Payment	$25Within the typical range ($15–$25 nationally)	$4 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 14 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$258.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$258.1M

Total deposits

$225.9M

Service charge income (year to date)

$585K

Fee income ratio

7.6%

Return on assets

0.43%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 34,850 published fee entries from 2,498 institutions

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