Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Profinance Federal Credit Union

Merrillville, IndianaCredit UnionChicago Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive Account fee$10Within the typical range ($5–$10 nationally)

Wire TransfersVerified

Wire fee Outgoing$25Within the typical range ($20–$25 nationally)
At the national median$5 above the Indiana median
per item · Source
Wire fee Incoming$0Below the typical range ($5–$15 nationally)
$10 below the national median$10 below the Indiana median
Source

Check ServicesVerified

Cashier Check fee$2Below the typical range ($3–$6 nationally)
$3 below the national median$3 below the Indiana median
per item · Source
per money order$2Within the typical range ($1.50–$3 nationally)
At the national medianAt the Indiana median
per item · Source
Stop Payment fee$30Within the typical range ($20–$30 nationally)
$2.50 above the national medianAt the Indiana median
Source
counter checks$0Below the typical range ($1–$4 nationally)
$2 below the national median$1.63 below the Indiana median
Source

Digital & ElectronicVerified

ACH Origination$10Within the typical range ($5–$20 nationally)
At the national medianAt the Indiana median
Source
ACH/NSF Return fee$30Within the typical range ($15–$30 nationally)
$5 above the national medianAt the Indiana median
per item · Source

Other FeesVerified

Document Copies$2Within the typical range ($2–$5 nationally)
$1 below the national median$1 below the Indiana median
per item · Source
Statement Copy fee$5Within the typical range ($2–$5 nationally)
$2 above the national median$2 above the Indiana median
per month · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Inactive Account fee	$10Within the typical range ($5–$10 nationally)	$5 above the national median$5 above the Indiana median	per month	—	Source
Account Reconciliation fee	$22Within the typical range ($12–$25 nationally)	$4.50 above the national median$4 above the Indiana median	—	—	Source
Overdraft & NSFVerified
NSF Fee	$30Within the typical range ($25–$32 nationally)	At the national medianAt the Indiana median	per item	—	Source
ATM & CardVerified
Replacement Card fee	$15Above the typical range ($5–$10 nationally)	$5 above the national median$5 above the Indiana median	—	—	Source
Wire TransfersVerified
Wire fee Outgoing	$25Within the typical range ($20–$25 nationally)	At the national median$5 above the Indiana median	per item	—	Source
Wire fee Incoming	$0
Check ServicesVerified
Cashier Check fee	$2Below the typical range ($3–$6 nationally)	$3 below the national median$3 below the Indiana median	per item	—	Source
per money order	$2
Digital & ElectronicVerified
ACH Origination	$10Within the typical range ($5–$20 nationally)	At the national medianAt the Indiana median	—	—	Source
ACH/NSF Return fee	$30
Account ServicesVerified
Levy fee	$10Below the typical range ($30–$90 nationally)	$40 below the national median$15 below the Indiana median	—	—	Source
Other FeesVerified
Document Copies	$2Within the typical range ($2–$5 nationally)	$1 below the national median$1 below the Indiana median	per item	—	Source
Statement Copy fee	$5

Fee change alerts

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

15 verified fees collected

Headline fees published

6 of 15

Published fees

Under review

Assets

$15.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$15.0M

Total deposits

$11.8M

Service charge income (year to date)

$35K

Fee income ratio

8.6%

Return on assets

0.21%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

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Based on 65,787 published fee entries from 3,612 institutions

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