Home Federal Bank of Tennessee

Headquarters: Knoxville, Tennessee
Charter: Bank
Assets: $2.7B
Fed district: Atlanta

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Advantage Checking
Home Federal Bank of Tennessee: $8
Home Federal Bank of Tennessee: $8
U.S. median: no median
Overdraft (OD)
Home Federal Bank of Tennessee: $32
Home Federal Bank of Tennessee: $32
U.S. median: no median
Stop Payment
Home Federal Bank of Tennessee: $32
Home Federal Bank of Tennessee: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Tennessee: Banks and credit unions headquartered in Tennessee that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Home Federal Bank of Tennessee’s own schedules, with a source for each figure.

Account Maintenance

Advantage Checking Monthly Maintenance Fee$8
per month
Dormant Interest Checking Fee$5
per month · After 1 year of inactivity and balance less than $5,000
Monthly Mailed Statement Fee$2
per month

Overdraft & NSF

Overdraft (Insufficient Funds / NSF) created by check$32

ATM & Card

Non-Network ATM$5
Not compared: Monthly charge, not per item
per month
Reissue of ATM Card$2

Check Services

Cashiers Check$5
per item
Stop Payment$32
per item
Item Sent for Collection$10
per item

Digital & Electronic

Cash Management Tools with BillPay$35
per month

Cash & Deposit

Loose Coin3%
Deposited Check Returned$9
per item
Deposited Check Returned (Chargeback) (audience not stated, treated as personal)$9
per item

Account Services

Safe Deposit Box 10" x 10"$95
per year
Safe Deposit Box 10” x 20”$175
per year
Safe Deposit Box 11" x 22"$195
per year
Safe Deposit Box 16" x 22"$245
per year
Safe Deposit Box 3" x 10"$50
per year
Safe Deposit Box 3" x 5"$40
per year
Safe Deposit Box 5" x 10"$70
per year
Verification of Account$10

Other Fees

Statement Copies$2
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Advantage Checking Monthly Maintenance Fee	$8	per month	None
Dormant Interest Checking Fee	$5	per month	After 1 year of inactivity and balance less than $5,000
Monthly Mailed Statement Fee	$2	per month	None
Overdraft & NSF
Overdraft (Insufficient Funds / NSF) created by check	$32	Not stated	None
ATM & Card
Non-Network ATM	$5Not compared: Monthly charge, not per item	per month	None
Reissue of ATM Card	$2	Not stated	None
Check Services
Cashiers Check	$5	per item	None
Stop Payment	$32	per item	None
Item Sent for Collection	$10	per item	None
Digital & Electronic
Cash Management Tools with BillPay	$35	per month	None
Cash & Deposit
Loose Coin	3%	Not stated	None
Deposited Check Returned	$9	per item	None
Deposited Check Returned (Chargeback) (audience not stated, treated as personal)	$9	per item	None
Account Services
Safe Deposit Box 10" x 10"	$95	per year	None
Safe Deposit Box 10” x 20”	$175	per year	None
Safe Deposit Box 11" x 22"	$195	per year	None
Safe Deposit Box 16" x 22"	$245	per year	None
Safe Deposit Box 3" x 10"	$50	per year	None
Safe Deposit Box 3" x 5"	$40	per year	None
Safe Deposit Box 5" x 10"	$70	per year	None
Verification of Account	$10	Not stated	None
Other Fees
Statement Copies	$2Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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