Multi-Schools Federal Credit Union

Headquarters: Wampum, Pennsylvania
Charter: Credit Union
Assets: $4.9M
Fed district: Cleveland

8 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Multi-Schools Federal Credit Union: $35
Multi-Schools Federal Credit Union: $35
U.S. median: no median
Stop Payment
Multi-Schools Federal Credit Union: $30
Multi-Schools Federal Credit Union: $30
U.S. median: no median
Cashier's Check
Multi-Schools Federal Credit Union: No fee
Multi-Schools Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Pennsylvania, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Pennsylvania: Banks and credit unions headquartered in Pennsylvania that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Multi-Schools Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Close Account (within 6 months)$10
Accounts (after 1 year - Dormant)$15
Not compared: Annual charge, not monthly
per year
Account Reconciliation & Research (minimum charge $10.00)$15
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Insufficient Funds/Uncollected Funds Bill Pay Service$35
per item
Overdraft Transfer from SavingsNo charge

ATM & Card

EMV ATM/Debit Card Replacement$10
per item

Check Services

Certified ChecksNo charge
Stop Payment (ACH or Debit)$30
per item
Check Copy$10
per item
Copy of Paid Draft (Check)$7.50
per item

Lending Fees

Late Fee (14 day grace from due date)$45
Not compared: Monthly charge, not per item
per month

Other Fees

Copy of Statements or Transaction HistoryNo charge

Fee	Amount	Basis	Note
Account Maintenance
Close Account (within 6 months)	$10	Not stated	None
Accounts (after 1 year - Dormant)	$15Not compared: Annual charge, not monthly	per year	None
Account Reconciliation & Research (minimum charge $10.00)	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Insufficient Funds/Uncollected Funds Bill Pay Service	$35	per item	None
Overdraft Transfer from Savings	No charge	Not stated	None
ATM & Card
EMV ATM/Debit Card Replacement	$10	per item	None
Check Services
Certified Checks	No charge	Not stated	None
Stop Payment (ACH or Debit)	$30	per item	None
Check Copy	$10	per item	None
Copy of Paid Draft (Check)	$7.50	per item	None
Lending Fees
Late Fee (14 day grace from due date)	$45Not compared: Monthly charge, not per item	per month	None
Other Fees
Copy of Statements or Transaction History	No charge	Not stated	None

Correct a fee source

Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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