Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, under $300M

Multi-Schools Federal Credit Union

Wampum, PennsylvaniaCredit UnionPhiladelphia Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Accounts (after 1 year - Dormant)$15Above the typical range ($5–$10 nationally)

per year · Knox deterministic extraction from Rosetta artifact #1939. canonical_hint=dormant_account; text_hash=e67d97ad36aceeecd6b137b8f69c2c61444296a0f130b7dc52fb7854c350921f; excerpt="Accounts (after 1 year - Dormant) $15.00/year Share" · Source

Reconciliation & Research (minimum charge$10

$10 below the national median

Knox deterministic extraction from Rosetta artifact #1939. canonical_hint=account_research; text_hash=e67d97ad36aceeecd6b137b8f69c2c61444296a0f130b7dc52fb7854c350921f; excerpt="Reconciliation & Research (minimum charge $10.00" · Source

Overdraft & NSFVerified

State Forms Returned Payment (Draft/ACH)$35Above the typical range ($25–$32 nationally)
$6 above the national median
per year · Knox deterministic extraction from Rosetta artifact #1939. canonical_hint=nsf; text_hash=e67d97ad36aceeecd6b137b8f69c2c61444296a0f130b7dc52fb7854c350921f; excerpt="delinquent Secure Title Lien Fees Varies by State Forms Returned Payment (Draft/ACH) $35.00/ea Annual" · Source

Check ServicesVerified

Check Copy$10Above the typical range ($2–$5 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #1939. canonical_hint=check_image; text_hash=e67d97ad36aceeecd6b137b8f69c2c61444296a0f130b7dc52fb7854c350921f; excerpt="Check Copy $10.00/ ea Bad" · Source
Stop Payment (ACH or Debit)$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #1939. canonical_hint=stop_payment; text_hash=e67d97ad36aceeecd6b137b8f69c2c61444296a0f130b7dc52fb7854c350921f; excerpt="Stop Payment (ACH or Debit) $30.00/ea Home" · Source

Lending FeesVerified

Late Fee (14 day grace from due date)$45Above the typical range ($15–$26.50 nationally)
$20 above the national median
per month · Knox deterministic extraction from Rosetta artifact #1939. canonical_hint=late_payment; text_hash=e67d97ad36aceeecd6b137b8f69c2c61444296a0f130b7dc52fb7854c350921f; excerpt="Late Fee (14 day grace from due date) $45.00/per month" · Source

Other FeesVerified

Copy of Statements or Transaction History$0Below the typical range ($2–$5 nationally)
$3 below the national median
Knox read a free fee from Rosetta artifact #1939. canonical_hint=document_reproduction; text_hash=e67d97ad36aceeecd6b137b8f69c2c61444296a0f130b7dc52fb7854c350921f; excerpt="Copy of Statements or Transaction History FREE" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Accounts (after 1 year - Dormant)	$15Above the typical range ($5–$10 nationally)	$10 above the national median	per year	Knox deterministic extraction from Rosetta artifact #1939. canonical_hint=dormant_account; text_hash=e67d97ad36aceeecd6b137b8f69c2c61444296a0f130b7dc52fb7854c350921f; excerpt="Accounts (after 1 year - Dormant) $15.00/year Share"	Source
Reconciliation & Research (minimum charge	$10Below the typical range ($15–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #1939. canonical_hint=account_research; text_hash=e67d97ad36aceeecd6b137b8f69c2c61444296a0f130b7dc52fb7854c350921f; excerpt="Reconciliation & Research (minimum charge $10.00"	Source
Overdraft & NSFVerified
State Forms Returned Payment (Draft/ACH)	$35Above the typical range ($25–$32 nationally)	$6 above the national median	per year	Knox deterministic extraction from Rosetta artifact #1939. canonical_hint=nsf; text_hash=e67d97ad36aceeecd6b137b8f69c2c61444296a0f130b7dc52fb7854c350921f; excerpt="delinquent Secure Title Lien Fees Varies by State Forms Returned Payment (Draft/ACH) $35.00/ea Annual"	Source
Check ServicesVerified
Check Copy	$10Above the typical range ($2–$5 nationally)	$7 above the national median	—	Knox deterministic extraction from Rosetta artifact #1939. canonical_hint=check_image; text_hash=e67d97ad36aceeecd6b137b8f69c2c61444296a0f130b7dc52fb7854c350921f; excerpt="Check Copy $10.00/ ea Bad"	Source
Stop Payment (ACH or Debit)
Lending FeesVerified
Late Fee (14 day grace from due date)	$45Above the typical range ($15–$26.50 nationally)	$20 above the national median	per month	Knox deterministic extraction from Rosetta artifact #1939. canonical_hint=late_payment; text_hash=e67d97ad36aceeecd6b137b8f69c2c61444296a0f130b7dc52fb7854c350921f; excerpt="Late Fee (14 day grace from due date) $45.00/per month"	Source
Other FeesVerified
Copy of Statements or Transaction History	$0Below the typical range ($2–$5 nationally)	$3 below the national median	—	Knox read a free fee from Rosetta artifact #1939. canonical_hint=document_reproduction; text_hash=e67d97ad36aceeecd6b137b8f69c2c61444296a0f130b7dc52fb7854c350921f; excerpt="Copy of Statements or Transaction History FREE"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $35

21% above the national median NSF fee

Total fees: 7 — leaner than most institutions

Verified fees

Under review

Assets

$4.9M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$4.9M

Total deposits

$4.2M

Service charge income (year to date)

$5K

Fee income ratio

3.4%

Return on assets

-0.36%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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