Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
73rd percentile; peer median 4.5%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 28, 2026
Call-report figures are for Police & Fire Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 22 credit unions with $10B to $50B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Police & Fire Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 28, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 7.9% of revenue, above the 4.5% median of 22 credit unions with $10B to $50B in assets (73rd percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $11.1M in Q2 2026, 2.8% above the same quarter a year earlier ($10.8M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Call reports for Police & Fire Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $11.1M | +$328K | +3.0% |
| Q1 2026 | $10.8M | −$869K | −7.4% |
| Q4 2025 | $11.7M | +$123K | +1.1% |
| Q3 2025 | $11.5M | +$723K | +6.7% |
| Q2 2025 | $10.8M | +$197K | +1.9% |
| Q1 2025 | $10.6M | −$993K | −8.5% |
| Q4 2024 | $11.6M | +$58K | +0.5% |
| Q3 2024 | $11.6M | +$594K | +5.4% |
Financial cohort: 23 credit unions with $10B to $50B in assets filing for Q2 2026; 22 reported a share above 0% and are counted, Police & Fire Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Police & Fire Federal Credit Union by share.
They stay out of every comparison until review is done.
per item
per item
per item
per item · No charge for first two withdrawals or transfers out each month.
per item · Members receive 10 free ATM transactions per month at non-PFFCU ATMs; any transactions thereafter are $1.00 each. Unlimited free transactions at PFFCU ATMs.
per item · For checks, ACH and Bill Payer transactions, whether paid or returned. No additional fee if item is re-presented within 25 days and account lacks sufficient funds.
per item · For everyday debit card transactions that are paid. No additional fee if item is re-presented within 25 days and account lacks sufficient funds.
per item · Fee for a payment returned due to insufficient funds in the drawing account. Does not include late payment fees.
per item · Charge applies after first two withdrawals or transfers out each month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account MaintenanceUnder review | |||
| Withdrawal/Transfer Limit Fee (audience not stated, treated as personal) | Not stated | per item | None |
Overdraft & NSFUnder review | |||
| Returned Payment Fee (audience not stated, treated as personal) | Not stated | per item | None |
| Excess Withdrawal/Transfer Fee (audience not stated, treated as personal) | Not stated | per item | None |
Other feesUnder review | |||
| Excess Withdrawal/Transfer Fee (audience not stated, treated as personal) | Not stated | per item | No charge for first two withdrawals or transfers out each month. |
| Federal Reserve Bank checks, and Federal Home Loan Bank checks, if (audience not stated, treated as personal) | Not stated | Not stated | None |
| Non-PFFCU ATM Withdrawal Fee (audience not stated, treated as personal) | $1 | per item | Members receive 10 free ATM transactions per month at non-PFFCU ATMs; any transactions thereafter are $1.00 each. Unlimited free transactions at PFFCU ATMs. |
| NSF (Non-Sufficient Funds) Fee - Checks, ACH, and Bill Payer (audience not stated, treated as personal) | $18 | per item | For checks, ACH and Bill Payer transactions, whether paid or returned. No additional fee if item is re-presented within 25 days and account lacks sufficient funds. |
| NSF (Non-Sufficient Funds) Fee - Debit Card (audience not stated, treated as personal) | $7 | per item | For everyday debit card transactions that are paid. No additional fee if item is re-presented within 25 days and account lacks sufficient funds. |
| Returned Payment Fee (audience not stated, treated as personal) | Not stated | per item | Fee for a payment returned due to insufficient funds in the drawing account. Does not include late payment fees. |
| Withdrawal/Transfer Limit Fee (audience not stated, treated as personal) | Not stated | per item | Charge applies after first two withdrawals or transfers out each month |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 28, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Police & Fire Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
18 offices in 2 states (June 30, 2026)
Each dot is one office.
2 are shown at the middle of their town until the exact address is found.
Cities with the most offices
| Philadelphia, PA | 8 |
| Bensalem, PA | 2 |
| King Of Prussia, PA | 1 |
| Maple Shade, NJ | 1 |
| Marlton, NJ | 1 |
| Montgomeryville, PA | 1 |
| Springfield, PA | 1 |
| Turnersville, NJ | 1 |
Largest competitors nearby
Local market: Philadelphia county, PA, around its headquarters.
| 53 in its local market | Deposit share |
|---|---|
| Bank of America, National Association | 20.9% |
| Wells Fargo Bank, National Association | 19.2% |
| PNC Bank, National Association | 18.9% |
| Citizens Bank, National Association | 13.7% |
| Santander Bank, N.A. | 5.3% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows