Amoco Federal Credit Union

Headquarters: Texas City, Texas
Charter: Credit Union
Assets: $1.5B
Fed district: Dallas

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Advantage Checking $8 · Perks Checking $8 · Reset Checking $10
Compared at $8, the middle of its prices
Amoco Federal Credit Union: $8 to $10
Amoco Federal Credit Union: $8 to $10
U.S. median: no median
Overdraft (OD)
Amoco Federal Credit Union: $20
Amoco Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Amoco Federal Credit Union: $20
Amoco Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Amoco Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Advantage Checking Monthly service charge (audience not stated, treated as personal)$8
per month
Perks Checking Monthly service charge (audience not stated, treated as personal)$8
per month
Reset Checking Monthly service charge (audience not stated, treated as personal)$10
per month
Dormant/Inactive Membership (after 1 year of dormancy)$10
per month
Account Reconciliation/Research$20
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation/Research | $20.00 per hour
Paper Statements$3
per month
Returned Mail (account statements)$5
Not compared: Charged per statement; comparison unavailable
per statement · Returned Mail (account statements) | $5.00 per statement

Overdraft & NSF

Overdraft Courtesy$20
per item
Insufficient Funds (Share Draft, ACH, Debit Card)$20
per item

ATM & Card

Non-AMOCO ATM Transactions$2
per item

Wire Transfers

FED Bank Wire Outgoing (United States)$20
per item
FED Bank Wire Outgoing (Outside United States)$35
per item

Check Services

Cashier's Check$10
per item
Cashier's Check$3
per item
Money Order$1
per item
Cashier's Check (stop payment)$30
per item
Stop Payment$30
per item
Collection Item (incoming)$25
per item

Cash & Deposit

Cash Advance3%of the advance ($10 minimum, $25 maximum)

Account Services

Replacement key$25
Not compared: Box drilling or key fee
per item
Safe Deposit Box 10x10 (audience not stated, treated as personal)$150
Safe Deposit Box 15x10 (audience not stated, treated as personal)$175
Safe Deposit Box 3x10 (audience not stated, treated as personal)$70
Safe Deposit Box 3x5 (audience not stated, treated as personal)$40
Safe Deposit Box 5x10 (audience not stated, treated as personal)$100
Safe Deposit Box 5x5 (audience not stated, treated as personal)$60
Safe Deposit Box 7x10 (audience not stated, treated as personal)$120
Garnish/Levy$75
per item

Other Fees

Copy of Statement$3
Not compared: Charged per statement; comparison unavailable
per statement · Copy of Statement | $3.00 per statement
Loan Payment by Phone$10
per item
Returned Loan Payments (Check or ACH)$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Advantage Checking Monthly service charge (audience not stated, treated as personal)	$8	per month	None
Perks Checking Monthly service charge (audience not stated, treated as personal)	$8	per month	None
Reset Checking Monthly service charge (audience not stated, treated as personal)	$10	per month	None
Dormant/Inactive Membership (after 1 year of dormancy)	$10	per month	None
Account Reconciliation/Research	$20Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation/Research \| $20.00 per hour
Paper Statements	$3	per month	None
Returned Mail (account statements)	$5Not compared: Charged per statement; comparison unavailable	per statement	Returned Mail (account statements) \| $5.00 per statement
Overdraft & NSF
Overdraft Courtesy	$20	per item	None
Insufficient Funds (Share Draft, ACH, Debit Card)	$20	per item	None
ATM & Card
Non-AMOCO ATM Transactions	$2	per item	None
Wire Transfers
FED Bank Wire Outgoing (United States)	$20	per item	None
FED Bank Wire Outgoing (Outside United States)	$35	per item	None
Check Services
Cashier's Check	$10	per item	None
Cashier's Check	$3	per item	None
Money Order	$1	per item	None
Cashier's Check (stop payment)	$30	per item	None
Stop Payment	$30	per item	None
Collection Item (incoming)	$25	per item	None
Cash & Deposit
Cash Advance	3%of the advance ($10 minimum, $25 maximum)	Not stated	None
Account Services
Replacement key	$25Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 10x10 (audience not stated, treated as personal)	$150	Not stated	None
Safe Deposit Box 15x10 (audience not stated, treated as personal)	$175	Not stated	None
Safe Deposit Box 3x10 (audience not stated, treated as personal)	$70	Not stated	None
Safe Deposit Box 3x5 (audience not stated, treated as personal)	$40	Not stated	None
Safe Deposit Box 5x10 (audience not stated, treated as personal)	$100	Not stated	None
Safe Deposit Box 5x5 (audience not stated, treated as personal)	$60	Not stated	None
Safe Deposit Box 7x10 (audience not stated, treated as personal)	$120	Not stated	None
Garnish/Levy	$75	per item	None
Other Fees
Copy of Statement	$3Not compared: Charged per statement; comparison unavailable	per statement	Copy of Statement \| $3.00 per statement
Loan Payment by Phone	$10	per item	None
Returned Loan Payments (Check or ACH)	$30	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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