Houston Police Federal Credit Union

Headquarters: Houston, Texas
Charter: Credit Union
Assets: $1.0B
Fed district: Dallas

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Houston Police Federal Credit Union: $5
Houston Police Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Houston Police Federal Credit Union: $20
Houston Police Federal Credit Union: $20
U.S. median: no median
NSF / Returned Item
Houston Police Federal Credit Union: $20
Houston Police Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Houston Police Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$5
per month
Inactive account (audience not stated, treated as personal)$10
per month
Account research (audience not stated, treated as personal)$10
Not compared: Charged per hour; comparison unavailable
per hour
Return mail finder$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Check Sentry Courtesy Pay$20
per item
Fee for each overdraft transaction$20
per item
Non-sufficient funds (audience not stated, treated as personal)$20
per item
Overdraft savings transfer (audience not stated, treated as personal)$4
per item

ATM & Card

ATM Fee$1.50
per item
Replace lost or damaged debit card$10
per item

Wire Transfers

Wire transfer - outgoing: Domestic$20
per item

Check Services

Cashier's check: Members$5
per item
Money order$2
per item
Stop payment$20
per item
Counter check made to 3rd party$2
per item
Temporary checks$5
per item

Cash & Deposit

Coin counter (audience not stated, treated as personal)5%
per transaction
Chargeback Items$35
per item

Account Services

Safe Deposit Box$175
Not compared: Box drilling or key fee
Safe Deposit Box$25
Not compared: Box drilling or key fee
Safe deposit box rental: 3"H x 5"W x 24"D (audience not stated, treated as personal)$15
per year
Garnishments, executions, levies and liens$25
per item

Gift & Prepaid Cards

Visa Gift Card (audience not stated, treated as personal)$5
per item

Other Fees

Loan Skip-A-Pay$15
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$5	per month	None
Inactive account (audience not stated, treated as personal)	$10	per month	None
Account research (audience not stated, treated as personal)	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Return mail finder	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Check Sentry Courtesy Pay	$20	per item	None
Fee for each overdraft transaction	$20	per item	None
Non-sufficient funds (audience not stated, treated as personal)	$20	per item	None
Overdraft savings transfer (audience not stated, treated as personal)	$4	per item	None
ATM & Card
ATM Fee	$1.50	per item	None
Replace lost or damaged debit card	$10	per item	None
Wire Transfers
Wire transfer - outgoing: Domestic	$20	per item	None
Check Services
Cashier's check: Members	$5	per item	None
Money order	$2	per item	None
Stop payment	$20	per item	None
Counter check made to 3rd party	$2	per item	None
Temporary checks	$5	per item	None
Cash & Deposit
Coin counter (audience not stated, treated as personal)	5%	per transaction	None
Chargeback Items	$35	per item	None
Account Services
Safe Deposit Box	$175Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box	$25Not compared: Box drilling or key fee	Not stated	None
Safe deposit box rental: 3"H x 5"W x 24"D (audience not stated, treated as personal)	$15	per year	None
Garnishments, executions, levies and liens	$25	per item	None
Gift & Prepaid Cards
Visa Gift Card (audience not stated, treated as personal)	$5	per item	None
Other Fees
Loan Skip-A-Pay	$15	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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