Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Texasgulf Federal Credit Union

Wharton, TexasCredit UnionDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

a. Monthly service charge$3Within the typical range ($3–$10 nationally)

account balance falls below the required minimum daily balance, your account will be subject to a monthly service charge$4

$1.38 below the national median

per month · Source

d. Account Balancing/Reconciling/Research$20

$5 below the national median

Source

Overdraft & NSFVerified

b. Non-sufficient funds (NSF)$10Below the typical range ($25–$31.50 nationally)
$20 below the national median
Source
b. Non-Sufficient Funds (NSF)$25Within the typical range ($25–$31.50 nationally)
$5 below the national median
per item · Source
b. Overdraft Protection Trans$0Below the typical range ($25–$32 nationally)
$30 below the national median
Source
f. Courtesy Pay$25Within the typical range ($25–$32 nationally)
$5 below the national median
per item · Source

ATM & CardVerified

g. Replacement /Customized Debit Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source

Check ServicesVerified

c. Stop Payment$25Within the typical range ($20–$30 nationally)
$1 below the national median
per item · Source
d. Copy of Draft/check$2Within the typical range ($2–$5 nationally)
$1 below the national median
per item · Source

Other FeesVerified

a. Extra Copy of Statement$2Within the typical range ($2–$5 nationally)
$1 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
a. Monthly service charge	$3Within the typical range ($3–$10 nationally)	$2.38 below the national median	per month	—	Source
account balance falls below the required minimum daily balance, your account will be subject to a monthly service charge	$4Within the typical range ($3–$10 nationally)	$1.38 below the national median	per month	—	Source
d. Account Balancing/Reconciling/Research	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Overdraft & NSFVerified
b. Non-sufficient funds (NSF)	$10Below the typical range ($25–$31.50 nationally)	$20 below the national median	—	—	Source
b. Non-Sufficient Funds (NSF)	$25
ATM & CardVerified
g. Replacement /Customized Debit Card	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	—	Source
Check ServicesVerified
c. Stop Payment	$25Within the typical range ($20–$30 nationally)	$1 below the national median	per item	—	Source
d. Copy of Draft/check	$2
Other FeesVerified
a. Extra Copy of Statement	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 11 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$220.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$220.5M

Total deposits

$189.3M

Service charge income (year to date)

$448K

Fee income ratio

7.6%

Return on assets

0.85%

Financial profile · Pro

Performance from regulator filings

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