Advancial Federal Credit Union

Headquarters: Dallas, Texas
Charter: Credit Union
Assets: $2.4B
Fed district: Dallas
Regulator: NCUA

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Advancial Federal Credit Union: $10
Advancial Federal Credit Union: $10
U.S. median: no median
NSF / Returned Item
Advancial Federal Credit Union: $10
Advancial Federal Credit Union: $10
U.S. median: no median
Foreign Transaction
Advancial Federal Credit Union: No fee
Advancial Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Advancial Federal Credit Union · $2.4B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$2.2B to $2.6B in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Advancial Federal Credit Union(this institution)	Dallas, TX	$2.4B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
A+ Federal Credit Union	Austin, TX	$2.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Atlanta Postal Federal Credit Union	Atlanta, GA	$2.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Austin Telco Federal Credit Union	Austin, TX	$2.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Barksdale Federal Credit Union	Barksdale Afb, LA	$2.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Blue Federal Credit Union	Cheyenne, WY	$2.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Brightbridge Federal Credit Union	Lawrence, MA	$2.4B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Centra Federal Credit Union	Columbus, IN	$2.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Dort Financial Federal Credit Union	Grand Blanc, MI	$2.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Elements Financial Federal Credit Union	Indianapolis, IN	$2.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Elga Federal Credit Union	Grand Blanc, MI	$2.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Empeople Federal Credit Union	Moline, IL	$2.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Firefighters First Federal Credit Union	Los Angeles, CA	$2.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Franklin Mint Federal Credit Union	Chadds Ford, PA	$2.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Georgia United Federal Credit Union	Duluth, GA	$2.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
I. H. Mississippi Valley Federal Credit Union	Moline, IL	$2.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Ithink Financial Federal Credit Union	Boca Raton, FL	$2.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Kemba Financial Federal Credit Union	Gahanna, OH	$2.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Kitsap Federal Credit Union	Bremerton, WA	$2.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Lbs Financial Federal Credit Union	Long Beach, CA	$2.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Lighthouse Federal Credit Union	Dover, NH	$2.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Max Federal Credit Union	Montgomery, AL	$2.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
South Carolina Federal Credit Union	North Charleston, SC	$2.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Texans Federal Credit Union	Richardson, TX	$2.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Westconsin Federal Credit Union	Menomonie, WI	$2.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Workers Federal Credit Union	Littleton, MA	$2.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Advancial Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $6.50 among 15 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.

Monthly maintenance fee in dollars, one mark per institution

Advancial Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Advancial Federal Credit…Peer (equal prices stack)Peer medianInclude $25 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Advancial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive/Dormant Account (per month after 180 days of inactivity)$10
per month
Account Research (per hour; 1 hour minimum)$10
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Check Clear ® Courtesy Overdraft (per presentment)$10
per item
Non-sufficient Funds (per presentment)$10
per item
Overdraft Transfer from SavingsNo charge
NSF Daily Cap$20
per day · Check Clear courtesy overdraft program; maximum of twice per day

ATM & Card

Foreign TransactionsNo charge

Check Services

Stop Payment (per request)$10
per item
Non-member Check Cashing (per check)$10
per item

Digital & Electronic

Zelle ®No charge

Cash & Deposit

Returned Deposit Item (per presentment)$10
per item

Account Services

Safe Deposit Box 10” x 10” x 22”$130
Safe Deposit Box 3” x 10” x 22”$40
Safe Deposit Box 3” x 5” x 22”$20
Safe Deposit Box 5” x 10” x 22”$65
Safe Deposit Box 5” x 5” x 22”$30

Other Fees

Skip-a-Payment (per request)$10
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive/Dormant Account (per month after 180 days of inactivity)	$10	per month	None
Account Research (per hour; 1 hour minimum)	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Check Clear ® Courtesy Overdraft (per presentment)	$10	per item	None
Non-sufficient Funds (per presentment)	$10	per item	None
Overdraft Transfer from Savings	No charge	Not stated	None
NSF Daily Cap	$20	per day	Check Clear courtesy overdraft program; maximum of twice per day
ATM & Card
Foreign Transactions	No charge	Not stated	None
Check Services
Stop Payment (per request)	$10	per item	None
Non-member Check Cashing (per check)	$10	per item	None
Digital & Electronic
Zelle ®	No charge	Not stated	None
Cash & Deposit
Returned Deposit Item (per presentment)	$10	per item	None
Account Services
Safe Deposit Box 10” x 10” x 22”	$130	Not stated	None
Safe Deposit Box 3” x 10” x 22”	$40	Not stated	None
Safe Deposit Box 3” x 5” x 22”	$20	Not stated	None
Safe Deposit Box 5” x 10” x 22”	$65	Not stated	None
Safe Deposit Box 5” x 5” x 22”	$30	Not stated	None
Other Fees
Skip-a-Payment (per request)	$10	per item	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Advancial Federal Credit Union's wire transfer changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Advancial Federal Credit Union: $10
Advancial Federal Credit Union: $10
U.S. median: no median
NSF / Returned Item
Advancial Federal Credit Union: $10
Advancial Federal Credit Union: $10
U.S. median: no median
Foreign Transaction
Advancial Federal Credit Union: No fee
Advancial Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Advancial Federal Credit Union · $2.4B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Credit unions only
$2.2B to $2.6B in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Advancial Federal Credit Union(this institution)	Dallas, TX	$2.4B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
A+ Federal Credit Union	Austin, TX	$2.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Atlanta Postal Federal Credit Union	Atlanta, GA	$2.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Austin Telco Federal Credit Union	Austin, TX	$2.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Barksdale Federal Credit Union	Barksdale Afb, LA	$2.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Blue Federal Credit Union	Cheyenne, WY	$2.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Brightbridge Federal Credit Union	Lawrence, MA	$2.4B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Centra Federal Credit Union	Columbus, IN	$2.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Dort Financial Federal Credit Union	Grand Blanc, MI	$2.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Elements Financial Federal Credit Union	Indianapolis, IN	$2.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Elga Federal Credit Union	Grand Blanc, MI	$2.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Empeople Federal Credit Union	Moline, IL	$2.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Firefighters First Federal Credit Union	Los Angeles, CA	$2.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Franklin Mint Federal Credit Union	Chadds Ford, PA	$2.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Georgia United Federal Credit Union	Duluth, GA	$2.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
I. H. Mississippi Valley Federal Credit Union	Moline, IL	$2.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Ithink Financial Federal Credit Union	Boca Raton, FL	$2.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Kemba Financial Federal Credit Union	Gahanna, OH	$2.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Kitsap Federal Credit Union	Bremerton, WA	$2.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Lbs Financial Federal Credit Union	Long Beach, CA	$2.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Lighthouse Federal Credit Union	Dover, NH	$2.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Max Federal Credit Union	Montgomery, AL	$2.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
South Carolina Federal Credit Union	North Charleston, SC	$2.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Texans Federal Credit Union	Richardson, TX	$2.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Westconsin Federal Credit Union	Menomonie, WI	$2.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Workers Federal Credit Union	Littleton, MA	$2.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Advancial Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $6.50 among 15 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.

Monthly maintenance fee in dollars, one mark per institution

Advancial Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Advancial Federal Credit…Peer (equal prices stack)Peer medianInclude $25 outlierShown past the axis break, not to scale, so the rest of the set has room.

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Advancial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive/Dormant Account (per month after 180 days of inactivity)$10
per month
Account Research (per hour; 1 hour minimum)$10
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Check Clear ® Courtesy Overdraft (per presentment)$10
per item
Non-sufficient Funds (per presentment)$10
per item
Overdraft Transfer from SavingsNo charge
NSF Daily Cap$20
per day · Check Clear courtesy overdraft program; maximum of twice per day

ATM & Card

Foreign TransactionsNo charge

Check Services

Stop Payment (per request)$10
per item
Non-member Check Cashing (per check)$10
per item

Digital & Electronic

Zelle ®No charge

Cash & Deposit

Returned Deposit Item (per presentment)$10
per item

Account Services

Safe Deposit Box 10” x 10” x 22”$130
Safe Deposit Box 3” x 10” x 22”$40
Safe Deposit Box 3” x 5” x 22”$20
Safe Deposit Box 5” x 10” x 22”$65
Safe Deposit Box 5” x 5” x 22”$30

Other Fees

Skip-a-Payment (per request)$10
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive/Dormant Account (per month after 180 days of inactivity)	$10	per month	None
Account Research (per hour; 1 hour minimum)	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Check Clear ® Courtesy Overdraft (per presentment)	$10	per item	None
Non-sufficient Funds (per presentment)	$10	per item	None
Overdraft Transfer from Savings	No charge	Not stated	None
NSF Daily Cap	$20	per day	Check Clear courtesy overdraft program; maximum of twice per day
ATM & Card
Foreign Transactions	No charge	Not stated	None
Check Services
Stop Payment (per request)	$10	per item	None
Non-member Check Cashing (per check)	$10	per item	None
Digital & Electronic
Zelle ®	No charge	Not stated	None
Cash & Deposit
Returned Deposit Item (per presentment)	$10	per item	None
Account Services
Safe Deposit Box 10” x 10” x 22”	$130	Not stated	None
Safe Deposit Box 3” x 10” x 22”	$40	Not stated	None
Safe Deposit Box 3” x 5” x 22”	$20	Not stated	None
Safe Deposit Box 5” x 10” x 22”	$65	Not stated	None
Safe Deposit Box 5” x 5” x 22”	$30	Not stated	None
Other Fees
Skip-a-Payment (per request)	$10	per item	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.