Advancial Federal Credit Union

Headquarters: Dallas, Texas
Charter: Credit Union
Assets: $2.4B
Fed district: Dallas

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Advancial Federal Credit Union: $10
Advancial Federal Credit Union: $10
U.S. median: no median
NSF / Returned Item
Advancial Federal Credit Union: $10
Advancial Federal Credit Union: $10
U.S. median: no median
Foreign Transaction
Advancial Federal Credit Union: No fee
Advancial Federal Credit Union: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Advancial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive/Dormant Account (per month after 180 days of inactivity)$10
per month
Account Research (per hour; 1 hour minimum)$10
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Check Clear ® Courtesy Overdraft (per presentment)$10
per item
Non-sufficient Funds (per presentment)$10
per item
Overdraft Transfer from SavingsNo charge
NSF Daily Cap$20
per day · Check Clear courtesy overdraft program; maximum of twice per day

ATM & Card

Foreign TransactionsNo charge

Check Services

Stop Payment (per request)$10
per item
Non-member Check Cashing (per check)$10
per item

Digital & Electronic

Zelle ®No charge

Cash & Deposit

Returned Deposit Item (per presentment)$10
per item

Account Services

Safe Deposit Box 10” x 10” x 22”$130
Safe Deposit Box 3” x 10” x 22”$40
Safe Deposit Box 3” x 5” x 22”$20
Safe Deposit Box 5” x 10” x 22”$65
Safe Deposit Box 5” x 5” x 22”$30

Other Fees

Skip-a-Payment (per request)$10
per item

Fee	Amount	Basis	Note
Account Maintenance
Inactive/Dormant Account (per month after 180 days of inactivity)	$10	per month	None
Account Research (per hour; 1 hour minimum)	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Check Clear ® Courtesy Overdraft (per presentment)	$10	per item	None
Non-sufficient Funds (per presentment)	$10	per item	None
Overdraft Transfer from Savings	No charge	Not stated	None
NSF Daily Cap	$20	per day	Check Clear courtesy overdraft program; maximum of twice per day
ATM & Card
Foreign Transactions	No charge	Not stated	None
Check Services
Stop Payment (per request)	$10	per item	None
Non-member Check Cashing (per check)	$10	per item	None
Digital & Electronic
Zelle ®	No charge	Not stated	None
Cash & Deposit
Returned Deposit Item (per presentment)	$10	per item	None
Account Services
Safe Deposit Box 10” x 10” x 22”	$130	Not stated	None
Safe Deposit Box 3” x 10” x 22”	$40	Not stated	None
Safe Deposit Box 3” x 5” x 22”	$20	Not stated	None
Safe Deposit Box 5” x 10” x 22”	$65	Not stated	None
Safe Deposit Box 5” x 5” x 22”	$30	Not stated	None
Other Fees
Skip-a-Payment (per request)	$10	per item	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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