Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

Westfield Bank

Westfield, MassachusettsBankBoston Fed districtFees collected Oct 9, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Escheatment Fee$30Above the typical range ($5–$10 nationally)

Wire TransfersVerified

Wire Transfer Fees: Outgoing Domestic$25Within the typical range ($20–$25 nationally)
At the national medianAt the Massachusetts median
Source
Wire Transfer Fees: Incoming$15Within the typical range ($5–$15 nationally)
$5 above the national median$5 above the Massachusetts median
Source
Wire Transfer Fees: Outgoing Foreign$50Within the typical range ($40–$50 nationally)
At the national median$5 above the Massachusetts median
Source

Check ServicesVerified

Treasurer's Checks$6Within the typical range ($3–$6 nationally)
$1 above the national median$1 above the Massachusetts median
Source
Personal Money Orders$4Above the typical range ($1.50–$3 nationally)
$2 above the national median$1 above the Massachusetts median
Source
Stop Payments$30Within the typical range ($20–$30 nationally)
$2.50 above the national median$3.75 above the Massachusetts median
Source
Collection Items – Foreign or Domestic$20Within the typical range ($10–$25 nationally)
At the national medianAt the Massachusetts median
Source

Lending FeesVerified

Full appraisal$525Above the typical range ($143.75–$500 nationally)
$200 above the national medianAt the Massachusetts median
one time · Source
Full appraisal (General Disclosures)$590Above the typical range ($143.75–$500 nationally)
$265 above the national median$65 above the Massachusetts median
one time · Source

Other FeesVerified

Statement Copies (per page)$3Within the typical range ($2–$5 nationally)
At the national median$2 below the Massachusetts median
per item · Source
Early termination fee$550Above the typical range ($25–$100 nationally)
$512.50 above the national median$400 above the Massachusetts median
one time · Source
Processing fee$199Above the typical range ($25–$100 nationally)
$161.50 above the national median$49 above the Massachusetts median
one time · Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Escheatment Fee	$30Above the typical range ($5–$10 nationally)	$25 above the national median$25 above the Massachusetts median	—	—	Source
Account Research (per hour)	$25Within the typical range ($11–$25 nationally)	$7.50 above the national medianAt the Massachusetts median	—	—	Source
Checkbook Reconciliation (per hour)	$25Within the typical range ($11–$25 nationally)	$7.50 above the national medianAt the Massachusetts median	—	—	Source
Wire TransfersVerified
Wire Transfer Fees: Outgoing Domestic	$25Within the typical range ($20–$25 nationally)	At the national medianAt the Massachusetts median	—	—	Source
Wire Transfer Fees: Incoming	$15
Check ServicesVerified
Treasurer's Checks	$6Within the typical range ($3–$6 nationally)	$1 above the national median$1 above the Massachusetts median	—	—	Source
Personal Money Orders	$4
Account ServicesVerified
Tax Levy Processing	$30Within the typical range ($30–$90 nationally)	$20 below the national median$20 below the Massachusetts median	—	—	Source
Lending FeesVerified
Full appraisal	$525Above the typical range ($143.75–$500 nationally)	$200 above the national medianAt the Massachusetts median	one time	—	Source
Full appraisal (General Disclosures)	$590
Other FeesVerified
Statement Copies (per page)	$3Within the typical range ($2–$5 nationally)	At the national median$2 below the Massachusetts median	per item	—	Source
Early termination fee	$550

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Headline fees published

5 of 15

Published fees

Under review

Assets

$2.7B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$2.7B

Total deposits

$2.4B

Service charge income

$738K

Fee income ratio

3.2%

Return on assets

0.66%

Branches

Service charge income by quarter

Q2 2026$738K

Q1 2026$713K

Q4 2025$750K

Q3 2025$729K

Financial profile · Pro

Performance from regulator filings

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Based on 66,860 published fee entries from 3,618 institutions

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