One Source Federal Credit Union

Headquarters: El Paso, Texas
Charter: Credit Union
Assets: $124.0M
Fed district: Dallas

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Silver Checking $8 · Gold Checking $10
Compared at $9, the middle of its prices
One Source Federal Credit Union: $8 to $10
One Source Federal Credit Union: $8 to $10
U.S. median: no median
Overdraft (OD)
One Source Federal Credit Union: $29
One Source Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
One Source Federal Credit Union: $29
One Source Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from One Source Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Gold Checking Monthly service charge (audience not stated, treated as personal)$10
per month
Silver Checking Monthly service charge (audience not stated, treated as personal)$8
per month
Dormant Account Fee$5
per month
Account Reconciliation Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research Fee$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Courtesy Pay Fee$29
per item
NSF Fee$29
per item

ATM & Card

Nonproprietary ATM Withdrawal/Transfer$1
per item
ATM Replacement Card Fee$5
per item
Debit Card Replacement Fee$5
per item

Wire Transfers

Domestic Wire Transfer Fee$30
per item
Outgoing Wires$12
per item

Check Services

Cashier’s Check$4
per item
Cashier’s Check Cashing Fee (non-member)$7
per item
Savings Accounts: Teller Checks$4
per item
Money Order Fee$2
per item
Stop Payment Fee$25
per item
Check Cashing Fee (non-member)$3
per item
Foreign Collection Item$25
per item
Check Copy Fee$2
per item
Photocopy of Cancelled Check$4
per item

Digital & Electronic

ACH/ECM Returned Item Fee$29
per item

Cash & Deposit

Coin Counter8%
per month
Return Deposited Item Fee$29
per item

Account Services

Notary service for non- members$5
Not compared: Charged per document; comparison unavailable
per document
Safe Deposit Box 10x10$58
Safe Deposit Box 3x10$25
Safe Deposit Box 5x10$36

Gift & Prepaid Cards

Gift Card Fee$3
per item

Other Fees

Statement Copy Fee$3
per item
Skip-a-Pay Fee/Deferment$25
per item

Fee	Amount	Basis	Note
Account Maintenance
Gold Checking Monthly service charge (audience not stated, treated as personal)	$10	per month	None
Silver Checking Monthly service charge (audience not stated, treated as personal)	$8	per month	None
Dormant Account Fee	$5	per month	None
Account Reconciliation Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Courtesy Pay Fee	$29	per item	None
NSF Fee	$29	per item	None
ATM & Card
Nonproprietary ATM Withdrawal/Transfer	$1	per item	None
ATM Replacement Card Fee	$5	per item	None
Debit Card Replacement Fee	$5	per item	None
Wire Transfers
Domestic Wire Transfer Fee	$30	per item	None
Outgoing Wires	$12	per item	None
Check Services
Cashier’s Check	$4	per item	None
Cashier’s Check Cashing Fee (non-member)	$7	per item	None
Savings Accounts: Teller Checks	$4	per item	None
Money Order Fee	$2	per item	None
Stop Payment Fee	$25	per item	None
Check Cashing Fee (non-member)	$3	per item	None
Foreign Collection Item	$25	per item	None
Check Copy Fee	$2	per item	None
Photocopy of Cancelled Check	$4	per item	None
Digital & Electronic
ACH/ECM Returned Item Fee	$29	per item	None
Cash & Deposit
Coin Counter	8%	per month	None
Return Deposited Item Fee	$29	per item	None
Account Services
Notary service for non- members	$5Not compared: Charged per document; comparison unavailable	per document	None
Safe Deposit Box 10x10	$58	Not stated	None
Safe Deposit Box 3x10	$25	Not stated	None
Safe Deposit Box 5x10	$36	Not stated	None
Gift & Prepaid Cards
Gift Card Fee	$3	per item	None
Other Fees
Statement Copy Fee	$3	per item	None
Skip-a-Pay Fee/Deferment	$25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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