Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Wichita Falls Teachers Federal Credit Union

Wichita Falls, TexasCredit UnionDallas Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Overdraft & NSFVerified

Non-Sufficient Funds Check (NSF)$25Within the typical range ($25–$31 nationally)

Check ServicesVerified

Stop Payment on Check$25Within the typical range ($20–$30 nationally)
$1 below the national median
Source

Cash & DepositVerified

Cash Advance$0Below the typical range ($2.25–$10 nationally)
$5 below the national median
Source

Lending FeesVerified

Late Pay$25Within the typical range ($15–$25 nationally)
$3 above the national median
Source
Late Payment$25Within the typical range ($15–$25 nationally)
$3 above the national median
per year · Source

Other FeesVerified

The Credit Union may refuse to authorize any transaction that it believes to be illegal or that poses an undue risk or$3Within the typical range ($2–$5 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Overdraft & NSFVerified
Non-Sufficient Funds Check (NSF)	$25Within the typical range ($25–$31 nationally)	$5 below the national median	—	—	Source
Check ServicesVerified
Stop Payment on Check	$25Within the typical range ($20–$30 nationally)	$1 below the national median	—	—	Source
Cash & DepositVerified
Cash Advance	$0Below the typical range ($2.25–$10 nationally)	$5 below the national median	—	—	Source
Lending FeesVerified
Late Pay	$25Within the typical range ($15–$25 nationally)	$3 above the national median	—	—	Source
Late Payment	$25
Other FeesVerified
The Credit Union may refuse to authorize any transaction that it believes to be illegal or that poses an undue risk or	$3Within the typical range ($2–$5 nationally)	At the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

Total fees: 6 — leaner than most institutions

Headline fees published

2 of 15

Published fees

Under review

Assets

$115.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$115.6M

Total deposits

$102.3M

Service charge income (year to date)

$517K

Fee income ratio

15.6%

Return on assets

0.99%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 46,367 published fee entries from 2,875 institutions

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