20 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 5, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 5, 2026
Call-report figures are for Texas Community Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Texas Community Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 5, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $144K in Q2 2026, 16% above the same quarter a year earlier ($124K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Regular Share Draft
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income rose 11% from Q3 2025 to Q2 2026, to $144K.
$144K
Texas Community Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Texas Community Federal Credit Union · $30M in assets
Credit unions in the Dallas Fed district
Credit unions headquartered in the same Fed district, for comparing published prices.
Showing the 50 closest in assets of 225 peers; medians use all 225.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Texas Community Federal Credit Union(this institution) | Kingsville, TX | $30M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Alcon Employees Federal Credit Union | Fort Worth, TX | $30M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Aspire Federal Credit Union | Lufkin, TX | $38M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Austin Federal Credit Union | Austin, TX | $38M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Bayou City Federal Credit Union | Houston, TX | $24M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Ben E Keith Company Employees Federal Credit Union | Fort Worth, TX | $12M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Brazos Star Federal Credit Union | College Station, TX | $36M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Cen Tex Manufacturing Federal Credit Union | Brownwood, TX | $15M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Chaves County School Employees Federal Credit Union | Roswell, NM | $40M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Cherokee County Federal Credit Union | Rusk, TX | $45M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Cherokee County Teachers Federal Credit Union | Rusk, TX | $14M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Common Cents Federal Credit Union | Beaumont, TX | $34M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Concho Valley Federal Credit Union | San Angelo, TX | $26M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Corner Stone Federal Credit Union | lancaster, TX | $20M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Dallas U.P. Employees Federal Credit Union | Dallas, TX | $27M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Germania Federal Credit Union | Brenham, TX | $19M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Keystone Federal Credit Union | Tyler, TX | $40M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Lcra Federal Credit Union | Austin, TX | $20M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Linkage Federal Credit Union | Waco, TX | $18M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Local 24 Employees Federal Credit Union | Pasadena, TX | $14M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Lufkin Federal Credit Union | Lufkin, TX | $48M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Matagorda County Federal Credit Union | Bay City, TX | $36M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Mclennan County Employees Federal Credit Union | Waco, TX | $22M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Mcmurrey Federal Credit Union | Tyler, TX | $22M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Member Preferred Federal Credit Union | Fort Worth, TX | $16M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Members Financial Federal Credit Union | Midland, TX | $39M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Mopac Employees Federal Credit Union | Palestine, TX | $22M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Morris Sheppard Texarkana Federal Credit Union | Texarkana, TX | $13M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Mountain Star Federal Credit Union | El Paso, TX | $46M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Old Ocean Federal Credit Union | Sweeny, TX | $42M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| P.I.E. Federal Credit Union | Houston, TX | $12M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Port Arthur Community Federal Credit Union | Port Arthur, TX | $20M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Port Arthur Teachers Federal Credit Union | Port Arthur, TX | $38M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Rocket Federal Credit Union | McGregor, TX | $28M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| San Angelo Federal Credit Union | San Angelo, TX | $41M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Shared Resources Federal Credit Union | Pasadena, TX | $25M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Starr County Teachers Federal Credit Union | Rio Grande City, TX | $47M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Swemp Federal Credit Union | Texarkana, TX | $13M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Temple-Inland Federal Credit Union | Diboll, TX | $20M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Texas Associations Of Professionals Federal Credit Union | San Antonio, TX | $30M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Texas People Federal Credit Union | Fort Worth, TX | $24M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Texhillco School Employees Federal Credit Union | Kerrville, TX | $27M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| The Local Federal Credit Union | Dallas, TX | $26M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Travis County Federal Credit Union | Austin, TX | $43M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Txdot Federal Credit Union | Abilene, TX | $18M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Union Fidelity Federal Credit Union | Houston, TX | $28M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| United Energy Federal Credit Union | Humble, TX | $30M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| United Federal Credit Union | Tyler, TX | $30M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Valwood Park Federal Credit Union | Carrollton, TX | $30M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Victoria Teachers Federal Credit Union | Victoria, TX | $18M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Wichita Falls Federal Credit Union | Wichita Falls, TX | $36M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
225 peers selected · 113 publish this fee(monthly maintenance)
112 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $5, against a peer median of $6 among 113 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 5, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee, among the 50 peers shown
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 5, 2026. Total assets from FDIC and NCUA records.
Call reports for Texas Community Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $144K | −$7K | −4.6% |
| Q1 2026 | $151K | +$22K | +17.1% |
| Q4 2025 | $129K | −$1K | −0.8% |
| Q3 2025 | $130K | +$6K | +4.8% |
| Q2 2025 | $124K | −$8K | −6.1% |
| Q1 2025 | $132K | +$16K | +13.8% |
| Q4 2024 | $116K | +$14K | +13.7% |
| Q3 2024 | $102K | −$3K | −2.9% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Texas Community Federal Credit Union’s own schedules, with a source for each figure.
per month
per quarter
per hour · Account Research Fee | $30.00 per hour
per item
per item
per item
per page · Document Copy Fee | $1.00 per page
per page · Fax Service Fee | $1.00 per page
per page · Statement Copy Fee | $2.00 per page
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Regular Share Draft Monthly Fee | $5 | per month | None |
| Account Closing Fee (audience not stated, treated as personal) | $25 | Not stated | None |
| Regular Share Savings Closed Account Fee | $25 | Not stated | None |
| Inactive Account Fee | $5Not compared: Quarterly charge, not monthly | per quarter | None |
| Account Research Fee | $30Not compared: Charged per hour; comparison unavailable | per hour | Account Research Fee | $30.00 per hour |
| Share Account Excessive Withdrawal Fee | $5 | per item | None |
| Returned Mail Fee | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| NSF Fee | $25 | per item | None |
| NSF Return Item Fee (audience not stated, treated as personal) | $25 | per item | None |
| Share Draft Overdraft Transfer Fee | $3 | per item | None |
| Share Overdraft Transfer Fee (audience not stated, treated as personal) | $3 | per item | None |
ATM & Card | |||
| ATM Withdrawal | $1.25 | Not stated | None |
| Replacement Debit Card (No Fraud) | $15 | per item | None |
| Overnight Order for Debit Card (audience not stated, treated as personal) | $75 | per item | None |
| Rush Order for Debit Card | $75 | per item | None |
| Rush Order for Debit Card (3 days) (audience not stated, treated as personal) | $50 | per item | None |
Wire Transfers | |||
| Wire Transfer Fee (outgoing) | $25 | per item | None |
| Wire Transfer Fee (incoming) | $5 | per item | None |
Check Services | |||
| Corporate Check Fee | $5 | per item | None |
| Stop Payment Fee (audience not stated, treated as personal) | $25 | per item | None |
| Stop Payment Fee | $30 | Not stated | None |
| Temporary Check Fee | $5Not compared: Charged per page; comparison unavailable | per page | Temporary Check Fee | $5.00 per page (4 to a page) |
| Share Draft Copy Fee | $3 | Not stated | None |
Digital & Electronic | |||
| One-Time ACH Origination Transfer Fee | $5 | per item | None |
| One-Time ACH Origination Transfer Fee | $10 | per item | None |
Cash & Deposit | |||
| Visa Credit Card Cash Advance Fee | $10 | per item | None |
| Deposit Item Return Fee | $25 | per item | None |
| Deposited Item Return Fee | $25 | per item | None |
Account Services | |||
| Notary Public Services | No charge | Not stated | None |
| Garnishment/Levies | $30 | per item | None |
Retirement & IRA | |||
| IRA Share Account Withdrawal Fee | $12 | per item | None |
Other Fees | |||
| Document Copy Fee | $1Not compared: Charged per page; comparison unavailable | per page | Document Copy Fee | $1.00 per page |
| Fax Service Fee | $1Not compared: Charged per page; comparison unavailable | per page | Fax Service Fee | $1.00 per page |
| Statement Copy Fee | $2Not compared: Charged per page; comparison unavailable | per page | Statement Copy Fee | $2.00 per page |
| Loan Payment by Debit Card or ACH Transfer | $4.95 | per item | None |
| Loan Skip Payment Fee | $15 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
per month
per quarter
per hour · Account Research Fee | $30.00 per hour
per item
per item
per item
per page · Document Copy Fee | $1.00 per page
per page · Fax Service Fee | $1.00 per page
per page · Statement Copy Fee | $2.00 per page
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Regular Share Draft Monthly Fee | $5 | per month | None |
| Regular Share Savings Closed Account Fee | $25 | Not stated | None |
| Inactive Account Fee | $5Not compared: Quarterly charge, not monthly | per quarter | None |
| Account Research Fee | $30Not compared: Charged per hour; comparison unavailable | per hour | Account Research Fee | $30.00 per hour |
| Share Account Excessive Withdrawal Fee | $5 | per item | None |
| Returned Mail Fee | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| NSF Fee | $25 | per item | None |
| Share Draft Overdraft Transfer Fee | $3 | per item | None |
ATM & Card | |||
| ATM Withdrawal | $1.25 | Not stated | None |
| Replacement Debit Card (No Fraud) | $15 | per item | None |
| Rush Order for Debit Card | $75 | per item | None |
Wire Transfers | |||
| Wire Transfer Fee (outgoing) | $25 | per item | None |
| Wire Transfer Fee (incoming) | $5 | per item | None |
Check Services | |||
| Corporate Check Fee | $5 | per item | None |
| Stop Payment Fee | $30 | Not stated | None |
| Temporary Check Fee | $5Not compared: Charged per page; comparison unavailable | per page | Temporary Check Fee | $5.00 per page (4 to a page) |
| Share Draft Copy Fee | $3 | Not stated | None |
Digital & Electronic | |||
| One-Time ACH Origination Transfer Fee | $5 | per item | None |
| One-Time ACH Origination Transfer Fee | $10 | per item | None |
Cash & Deposit | |||
| Visa Credit Card Cash Advance Fee | $10 | per item | None |
| Deposit Item Return Fee | $25 | per item | None |
| Deposited Item Return Fee | $25 | per item | None |
Account Services | |||
| Notary Public Services | No charge | Not stated | None |
| Garnishment/Levies | $30 | per item | None |
Retirement & IRA | |||
| IRA Share Account Withdrawal Fee | $12 | per item | None |
Other Fees | |||
| Document Copy Fee | $1Not compared: Charged per page; comparison unavailable | per page | Document Copy Fee | $1.00 per page |
| Fax Service Fee | $1Not compared: Charged per page; comparison unavailable | per page | Fax Service Fee | $1.00 per page |
| Statement Copy Fee | $2Not compared: Charged per page; comparison unavailable | per page | Statement Copy Fee | $2.00 per page |
| Business Loan Application Fee | $50 | per item | None |
| Loan Payment by Debit Card or ACH Transfer | $4.95 | per item | None |
| Loan Skip Payment Fee | $15 | per item | None |
Nov 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.