U. S. Century Bank

Headquarters: Doral, Florida
Charter: Bank
Assets: $3.0B
Fed district: Atlanta
Regulator: FDIC
Holding company: Uscb Financial Holdings Inc.

Explore Hamilton View published fees

Compared with Florida

15 of 22

compared fees are above the median.

4 below, 3 about the same.

About the same: within 1% of the median.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
45th percentile; peer median 2.2%
FDIC call report data · Jun 30, 2026
Fees above the Florida median
of 22 compared; 4 below, 3 about the same
See the fees
Fee schedule read Nov 2, 2026

How these figures are measured

Call-report figures are for U. S. Century Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCFD2170 or RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 869 banks with $1B to $10B in assets reporting a share above 0%, this one left out.	FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ)	Q2 2026 Quarter ended Jun 30, 2026	Not recorded
Fees above the Florida median	Published fees above the Florida median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	U. S. Century Bank's published fee schedule; Bank Fee Index medians	Current schedule	Nov 2, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: U. S. Century Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service charges were 1.9% of revenue, below the 2.2% median of 869 banks with $1B to $10B in assets (45th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $559K in Q2 2026, 2.9% above the same quarter a year earlier ($543K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
15 of 22 compared published fees sit above the Florida median; 4 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.

Fees against the market

Comparison with Florida medians for fees published by banks and credit unions.

Non-Network ATM
U. S. Century Bank: $3
U. S. Century Bank: $3
Florida median: $264 publishAtlanta district median: $1.50199 publishU.S. median: $1.501,651 publish
Overdraft (OD)
Compared at $38, its standard fee, the highest of its prices
U. S. Century Bank: $27 to $38
U. S. Century Bank: $27 to $38
Florida median: $3073 publishAtlanta district median: $30315 publishU.S. median: $302,600 publish
NSF / Returned Item
U. S. Century Bank: $38
U. S. Century Bank: $38
Florida median: $3082 publishAtlanta district median: $30337 publishU.S. median: $302,859 publish

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income rose 4.7% from Q3 2025 to Q2 2026, to $559K. Its share of revenue, 1.9%, is below the 2.2% median for banks with $1B to $10B in assets.

Service-charge income, Q2 2026

$559K

$534KQ3 2025

$601KQ4 2025

$581KQ1 2026

$559KQ2 2026

Against the median (FL for fees)

Share of revenue1.9% / 2.2%
Overdraft$38* / $30
Non‑network ATM$3 / $2

U. S. Century BankMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Share of revenue: median of 869 banks with $1B to $10B in assets, Q2 2026.

Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Overdraft: Listed at $27 to $38; we compare the highest.

Is the lower share a matter of price, waivers, or a different mix of accounts?
Do waivers and balance requirements change what most customers actually pay?
Do business accounts and account analysis fees make up more of service charges than at peers?

See a free sample report

Among its peers

U. S. Century Bank · $3B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Banks only
$2.9B to $3.2B in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
U. S. Century Bank(this institution)	Doral, FL	$3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
ANB Bank	Denver, CO	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bank Independent	Sheffield, AL	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
BayCoast Bank	Swansea, MA	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
BCB Community Bank	Bayonne, NJ	$3.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
CB&S Bank, Inc.	Russellville, AL	$3.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Cedar Rapids Bank and Trust Company	Cedar Rapids, IA	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Centreville Bank	West Warwick, RI	$3.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Farmers Bank & Trust Company	Magnolia, AR	$3.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First Federal Savings and Loan Association of Lakewood	Lakewood, OH	$2.9B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First Fidelity Bank	Oklahoma City, OK	$3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Industrial and Commercial Bank of China USA, National Association	New York, NY	$2.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Lawrence Bank	Nashville, TN	$3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Maine Community Bank	Portland, ME	$3B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Mascoma Bank	Lebanon, NH	$3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Merchants Bank, National Association	Winona, MN	$2.9B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Midwest BankCentre	Lemay, MO	$3.1B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Minnwest Bank	Redwood Falls, MN	$2.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Monet Bank	Plano, TX	$3.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
National Exchange Bank and Trust	Fond du Lac, WI	$2.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
NEXTIER BANK, NATIONAL ASSOCIATION	Kittanning, PA	$2.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Northwest Bank	Spencer, IA	$3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Penn Community Bank	Doylestown, PA	$3.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Susser Bank	Dallas, TX	$3B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
UniBank for Savings	Whitinsville, MA	$3.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wayne Bank	Honesdale, PA	$2.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 15 publish this fee(monthly maintenance)

10 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

U. S. Century Bank does not publish a monthly maintenance fee in the index.

The peer median is $9.97 among 15 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026.

Monthly maintenance fee in dollars, one mark per institution

U. S. Century Bank does not publish a monthly maintenance fee, so it is not on this chart.

U. S. Century BankPeer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 4, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for U. S. Century Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $559K
vs prior quarter: −$22K−3.8%; from Q1 2026
vs a year earlier: +$16K+2.9%; from Q2 2025
vs start of range: +$26K+4.9%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: U. S. Century Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$559K	−$22K	−3.8%
Q1 2026	$581K	−$20K	−3.3%
Q4 2025	$601K	+$67K	+12.5%
Q3 2025	$534K	−$9K	−1.7%
Q2 2025	$543K	+$13K	+2.5%
Q1 2025	$530K	+$4K	+0.8%
Q4 2024	$526K	−$7K	−1.3%
Q3 2024	$533K	−$34K	−6.0%

Service-charge share against its size cohort

Financial cohort: 894 banks with $1B to $10B in assets filing for Q2 2026; 869 reported a share above 0% and are counted, U. S. Century Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.

U. S. Century Bank: 1.9%
Percentile: 45th
25th percentile: 1.3%
Median: 2.2%
75th percentile: 3.5%

U. S. Century Bank 1.9%Median 2.2%Middle half 1.3% to 3.5%Peers at each share12 above 10%, counted in the last bar

Find a peer (869)

The 15 closest to U. S. Century Bank by share.

Details

Source: FDIC BankFind Suite (call report data)
Entity: Each bank, not its holding company
Period: Q2 2026 (quarter ended Jun 30, 2026)
Measure: Service charges on deposit accounts divided by revenue (net interest + noninterest income)
Calculation: Quartiles interpolated across peers' own shares; percentile is the share of peers below, ties counted half
Fields: ISERCHGQ / (NIMQ + NONIIQ)

Published fee schedule

Amounts from U. S. Century Bank’s own schedules, with a source for each figure.

vs. the U.S. middle 50%:BelowInsideAbove

Account Maintenance

Accounts Closed within 180 days of opening$25
Inside the U.S. middle 50% ($10 to $25 nationally)
Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Monthly Printed Statement Service Fee$4.97
Inside the U.S. middle 50% ($2 to $4.98 nationally)
per month
Printed Paper Statement Cycle Fee$4.97
Inside the U.S. middle 50% ($2 to $4.98 nationally)
Excessive Activity – Money Market (per item)$10
Inside the U.S. middle 50% ($3 to $10 nationally)
per item
Excessive Activity-Savings Acct (per item)$3
Inside the U.S. middle 50% ($3 to $10 nationally)
per item
Returned mail (per month)$20
Above the U.S. middle 50% ($5 to $7.50 nationally)
per month

Fee	Amount	Basis	Note
Account Maintenance
Accounts Closed within 180 days of opening	$25Inside the U.S. middle 50% ($10 to $25 nationally)	Not stated	None
Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Monthly Printed Statement Service Fee	$4.97Inside the U.S. middle 50% ($2 to $4.98 nationally)	per month	None
Printed Paper Statement Cycle Fee	$4.97Inside the U.S. middle 50% ($2 to $4.98 nationally)	Not stated	None
Excessive Activity – Money Market (per item)	$10Inside the U.S. middle 50% ($3 to $10 nationally)	per item	None
Excessive Activity-Savings Acct (per item)	$3Inside the U.S. middle 50% ($3 to $10 nationally)	per item	None
Returned mail (per month)	$20Above the U.S. middle 50% ($5 to $7.50 nationally)	per month	None
Overdraft & NSF
Overdraft Funds Paid Charge	$38Above the U.S. middle 50% ($25 to $33 nationally)	Not stated	None
Uncollected Funds Charge (paid item)	$27Inside the U.S. middle 50% ($25 to $33 nationally)	Not stated	None
Nonsufficient Funds Return Charge	$38Above the U.S. middle 50% ($25 to $32 nationally)	Not stated	None
Overdraft Coverage Transfer	$10Above the U.S. middle 50% ($2 to $5 nationally)	Not stated	None
ATM & Card
Non-US Century ATM Charge	$3Above the U.S. middle 50% ($1 to $2 nationally)	Not stated	None
Debit Card Replacement	$10Inside the U.S. middle 50% ($5 to $10 nationally)	Not stated	None
ATM/Debit Cards Rush Orders	$60Above the U.S. middle 50% ($30 to $50 nationally)	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer Fee	$40Above the U.S. middle 50% ($20 to $25 nationally)	Not stated	None
Incoming Wire Transfer Fee	$15Inside the U.S. middle 50% ($5 to $15 nationally)	Not stated	None
Outgoing International Wire	$70Above the U.S. middle 50% ($40 to $50 nationally)	Not stated	None
Check Services
Cashier’s Check: Customer	$10Above the U.S. middle 50% ($3 to $6 nationally)	Not stated	None
Stop Payment	$35Above the U.S. middle 50% ($20 to $30 nationally)	Not stated	None
Counter Check	$1.50Inside the U.S. middle 50% ($1 to $4 nationally)	Not stated	None
Non-USCB Customer Check Cashing Fee	$8Not compared: Monthly charge, not per item	per month	None
Cash & Deposit
Deposit Item Chargeback	$10Inside the U.S. middle 50% ($9 to $25 nationally)	Not stated	None
Night Depository Annual Fee	$35Not compared: Annual charge, not per item	per year	None
Night Depository Key Replacement	$25Above the U.S. middle 50% ($5 to $15 nationally)	Not stated	None
Account Services
Notary Service	$10Above the U.S. middle 50% ($0 to $5 nationally)	Not stated	None
Boxes 2”x5” (only available at Aventura Banking Center)	$25Below the U.S. middle 50% ($32.50 to $60 nationally)	Not stated	None
Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10”x10”	$155Above the U.S. middle 50% ($32.50 to $60 nationally)	Not stated	None
Safe Deposit Box 3”x10”	$55Inside the U.S. middle 50% ($32.50 to $60 nationally)	per item	None
Safe Deposit Box 3”x5”	$35Inside the U.S. middle 50% ($32.50 to $60 nationally)	per item	None
Safe Deposit Box 5”x10”	$105Above the U.S. middle 50% ($32.50 to $60 nationally)	Not stated	None
Safe Deposit Box 5”x5”	$45Inside the U.S. middle 50% ($32.50 to $60 nationally)	per item	None
Safe Deposit Box Drilling	$200Not compared: Box drilling or key fee	Not stated	None
Levies/Garnishment/Legal Process	$100Above the U.S. middle 50% ($30 to $87.50 nationally)	Not stated	None
Account Verification Letter	$15Not compared: Annual charge, not per item	per year	None
Audit Confirmation	$10Inside the U.S. middle 50% ($5 to $15 nationally)	Not stated	None
Other Fees
Duplicate Statement	$10Above the U.S. middle 50% ($2 to $5 nationally)	Not stated	None
Photocopy Document (per copy)	$2Inside the U.S. middle 50% ($2 to $5 nationally)	per item	None

Account Maintenance

Accounts Closed within 180 days of opening$25
Research (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour
Printed Statement Fee$6.95
per month

Overdraft & NSF

Overdraft Funds Paid Charge$38
Uncollected Funds Charge (paid item)$27
Nonsufficient Funds Return Charge$38
Overdraft Coverage Transfer$10

Fee	Amount	Basis	Note
Account Maintenance
Accounts Closed within 180 days of opening	$25	Not stated	None
Research (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Printed Statement Fee	$6.95	per month	None
Overdraft & NSF
Overdraft Funds Paid Charge	$38	Not stated	None
Uncollected Funds Charge (paid item)	$27	Not stated	None
Nonsufficient Funds Return Charge	$38	Not stated	None
Overdraft Coverage Transfer	$10	Not stated	None
ATM & Card
Non-US Century ATM Charge	$3	Not stated	None
Debit Card Replacement	$10	Not stated	None
ATM/Debit Cards Rush Orders	$60	Not stated	None
Wire Transfers
Outgoing Domestic Wire Transfer Fee	$40	Not stated	None
Incoming Wire Transfer Fee	$15	Not stated	None
Outgoing International Wire	$75	Not stated	None
Check Services
Cashier’s Check: Customer	$10	Not stated	None
Cashier’s Check \| Stop Payment	$35	Not stated	None
Counter Check	$1.50	Not stated	None
Cash & Deposit
Deposit Item Chargeback	$10	Not stated	None
Night Depository Annual Fee	$35Not compared: Annual charge, not per item	per year	None
Night Depository Key Replacement	$25	Not stated	None
Account Services
Notary Service	$10	Not stated	None
Boxes 2”x5” (only available at Aventura Banking Center)	$25	per item	None
Late Fee	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10”x10”	$155	Not stated	None
Safe Deposit Box 3”x10”	$55	Not stated	None
Safe Deposit Box 3”x10”	$55	per item	None
Safe Deposit Box 3”x5”	$35	Not stated	None
Safe Deposit Box 3”x5”	$35	per item	None
Safe Deposit Box 5”x10”	$105	Not stated	None
Safe Deposit Box 5”x5”	$45	Not stated	None
Safe Deposit Box Drilling	$200Not compared: Box drilling or key fee	Not stated	None
Levies/Garnishment/Legal Process	$100	Not stated	None
Audit Confirmation	$10	per item	None
Other Fees
Duplicate Statement	$10	Not stated	None
Photocopy Document (per copy)	$2	per item	None

Showing the first 5 in each tab. 72 fees in all, each counted once; a fee for personal and business accounts is listed in both tabs.

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where U. S. Century Bank operates, and what regulators and customers have on file.

Branch footprint

10 offices in 1 state, $2.5B in branch deposits (June 2026)

Each dot is one office.

This bankOther banks and credit unions

Largest markets by deposits

$2.5B

Miami-Fort Lauderdale-West Palm Beach, FL

0.7% of bank deposits, #27 of 86, up 0.3 points over five years.

Largest competitors here	Deposit share
Bank of America, National Association	15.7%
JPMorgan Chase Bank, National Association	12.5%
Wells Fargo Bank, National Association	10.7%
Citibank, National Association	6.4%
Truist Bank	6.2%

Fees in Miami →

Branch count by year

Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.

Market position

In Miami-Fort Lauderdale-West Palm Beach, FL, U. S. Century Bank holds 0.7% of bank deposits, #27 of 86, with 10 offices.

Compare fees with the 88 Miami-Fort Lauderdale-West Palm Beach, FL banks and credit unions in its home-metro peer set →

Offices in the metro

900 offices of 24 institutions shown.

U. S. Century BankOther banksCredit unions

Showing 900 of 1,495 offices: the largest institutions' offices, with banks and credit unions in proportion.

Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).

Details

Source: FDIC Summary of Deposits (bank offices, June 30, 2026); NCUA credit union branch file (quarter ending June 30, 2026)
Area: Miami-Fort Lauderdale-West Palm Beach, FL metro (FDIC metro code 33100), drawn from its counties
Coverage: Bank offices the FDIC places in the metro. Credit union offices in the cities those bank offices are in.
Asset band: Each institution's total assets as on file in our institution registry
Not drawn: 18 offices have no coordinates on file

Share of bank deposits

As of June 30, 2026. FDIC-insured offices only; credit unions are not included.

1Bank of America, National Association15.7%
2JPMorgan Chase Bank, National Association12.5%
3Wells Fargo Bank, National Association10.7%
4Citibank, National Association6.4%
5Truist Bank6.2%
6City National Bank of Florida6.1%
7BankUnited, National Association5.6%
8TD Bank, National Association3.1%
27U. S. Century Bank0.7%

9 of 86 institutions shown. $348.8B in bank deposits in the metro.

Source: FDIC Summary of Deposits, as of June 30, 2026.

Details

Source: FDIC Summary of Deposits
Reporting date: June 30, 2026
Area: Miami-Fort Lauderdale-West Palm Beach, FL metro (FDIC metro code 33100)
Coverage: Deposits booked at FDIC-insured bank and savings institution offices. Credit unions are not in the survey.
Calculation: An institution's deposits at its offices in the metro, divided by all surveyed deposits there. Ranked by deposits.

Position over time, 2010 to 2026

June 2026: 0.7% share, 10 offices, #27 of 86

Deposit share

Offices

Rank (1 is largest)

Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.

Details

Source: FDIC Summary of Deposits, every survey year on file
Reporting dates: June 30 of each year, 2010 to 2026
Area: Miami-Fort Lauderdale-West Palm Beach, FL metro as the FDIC coded each office that year; metro boundaries can change between years
Calculation: Same as the share chart, year by year. Offices counted at June 30. A merger moves the acquired offices to the buyer from that year on.

Credit unions, reported separately

173 offices of 39 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.

Source: NCUA branch file, quarter ending June 30, 2026.

Enforcement actions

None on file with the Federal Reserve

The Federal Reserve has no public enforcement action against this bank or its holding company on file.

Source: public enforcement action lists from the Federal Reserve, read November 4, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.

Holding company

USCB FINANCIAL HOLDINGS, INC. (Nasdaq: USCB)

Consolidated assets

$3.0B

Shareholders' equity

$233.2M

As of

2026Q2

Net income by quarter

Recent SEC filings

8-KFORM 8-K2026-10-22View
8-KFORM 8-K2026-10-19View
10-QFORM 10-Q2026-08-07View
8-KFORM 8-K2026-07-28View
8-KFORM 8-K2026-07-23View
8-KFORM 8-K2026-07-20View
8-KFORM 8-K2026-06-01View
8-KFORM 8-K2026-05-27View
10-QFORM 10Q2026-05-08View
8-KFORM 8-K2026-05-01View
8-KFORM 8-K2026-04-23View
DEF 14AFORM DEF 14A2026-04-21View

Source: SEC EDGAR filings and XBRL financial data, CIK 1901637. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.

Fee change alerts

U. S. Century Bank

Overview

What stands out

Fees against the market

Fee income beside fee prices

Among its peers

U. S. Century Bank does not publish a monthly maintenance fee in the index.

Financial performance

Service-charge share against its size cohort

Published fee schedule

Branches and public record

Market position

Get an email when a fee at U. S. Century Bank changes in our data

U. S. Century Bank

Overview

What stands out

Fees against the market

Fee income beside fee prices

Among its peers

U. S. Century Bank does not publish a monthly maintenance fee in the index.

Financial performance

Service-charge share against its size cohort

Published fee schedule

Branches and public record

Market position

Get an email when a fee at U. S. Century Bank changes in our data