Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, $1B to $10B

U. S. Century Bank

Doral, FloridaBankAtlanta Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Accounts Closed within 180 days of opening$25Within the typical range ($10–$25 nationally)

Overdraft & NSFVerified

Nonsufficient Funds Return Charge$38Above the typical range ($25–$31.50 nationally)
$8 above the national median
Source
Other Services | Overdraft Coverage Transfer$10Above the typical range ($3–$5 nationally)
$5 above the national median
Source
Overdraft Funds Paid Charge$38Above the typical range ($25–$32 nationally)
$8 above the national median
Source
Uncollected Funds Charge (paid item)$27Within the typical range ($25–$32 nationally)
$3 below the national median
Source

ATM & CardVerified

ATM/Debit Cards Rush Orders$60Above the typical range ($30–$50 nationally)
$20 above the national median
Source
Debit Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Source
Non-US Century ATM Charge$3Above the typical range ($1–$2.50 nationally)
$1.05 above the national median
Source

Wire TransfersVerified

Incoming Wire Transfer Fee$15Within the typical range ($5–$15 nationally)
$5 above the national median
Source
Outgoing Domestic Wire Transfer Fee$40Above the typical range ($20–$25 nationally)
$15 above the national median
Source
Outgoing International Wire$75Above the typical range ($40–$50 nationally)
$25 above the national median
Source

Check ServicesVerified

Counter Check$1.50Within the typical range ($1–$4 nationally)
$0.50 below the national median
Source
Non-USCB Customer Check Cashing Fee$8Within the typical range ($5–$10 nationally)
$3 above the national median
Source

Cash & DepositVerified

Night Depository Annual Fee$35Above the typical range ($5–$17.50 nationally)
$25 above the national median
per year · Source
Night Depository Key Replacement$25Above the typical range ($5–$17.50 nationally)
$15 above the national median
Source
Wire Transfer | Deposit Item Chargeback$10Within the typical range ($10–$25 nationally)
$5 below the national median
Source

Account ServicesVerified

10”x10”$155Above the typical range ($25–$80 nationally)
$110 above the national median
Source
3”x10”$55Within the typical range ($25–$80 nationally)
$10 above the national median
Source
5”x10”$105Above the typical range ($25–$80 nationally)
$60 above the national median
Source
Account Verification Letter$15Within the typical range ($8.98–$15 nationally)
$5 above the national median
Source
Levies/Garnishment/Legal Process$100Above the typical range ($30–$75 nationally)
$50 above the national median
Source
Notary Service$10Above the typical range ($0–$5 nationally)
$7.50 above the national median
Source
Safe Deposit Box Drilling$200Above the typical range ($25–$80 nationally)
$155 above the national median
Source

Other FeesVerified

Duplicate Statement$10Above the typical range ($2–$5 nationally)
$7 above the national median
Source
Photocopy Document (per copy)$2Within the typical range ($2–$5 nationally)
$1 below the national median
per item · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Accounts Closed within 180 days of opening	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	—	Source
 Maintenance Fee	$15Above the typical range ($3–$10 nationally)	$9.05 above the national median	—	—	Source
 Printed Statement Fee	$6.95Above the typical range ($2–$4.50 nationally)	$3.95 above the national median	per month	—	Source
Overdraft & NSFVerified
Nonsufficient Funds Return Charge	$38Above the typical range ($25–$31.50 nationally)	$8 above the national median	—	—	Source
Other Services \| Overdraft Coverage Transfer	$10
ATM & CardVerified
ATM/Debit Cards Rush Orders	$60Above the typical range ($30–$50 nationally)	$20 above the national median	—	—	Source
Debit Card Replacement	$10Within the typical range ($5–$10 nationally)
Wire TransfersVerified
Incoming Wire Transfer Fee	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	—	Source
Outgoing Domestic Wire Transfer Fee	$40
Check ServicesVerified
Counter Check	$1.50Within the typical range ($1–$4 nationally)	$0.50 below the national median	—	—	Source
Non-USCB Customer Check Cashing Fee	$8
Cash & DepositVerified
Night Depository Annual Fee	$35Above the typical range ($5–$17.50 nationally)	$25 above the national median	per year	—	Source
Night Depository Key Replacement	$25
Account ServicesVerified
10”x10”	$155Above the typical range ($25–$80 nationally)	$110 above the national median	—	—	Source
3”x10”	$55Within the typical range ($25–$80 nationally)
Lending FeesVerified
Late Fee	$10Below the typical range ($13.50–$25 nationally)	$10 below the national median	—	—	Source
Other FeesVerified
Duplicate Statement	$10Above the typical range ($2–$5 nationally)	$7 above the national median	—	—	Source
Photocopy Document (per copy)	$2

Fee change alerts

Get an email when U. S. Century Bank changes a fee

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Work at U. S. Century Bank? Request a report against local competitors

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$38

Overdraft fee: $38

27% above the national median overdraft fee

Total fees: 28

Headline fees published

11 of 15

Published fees

Under review

Assets

$3.0B

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$3.0B

Total deposits

$2.5B

Service charge income

$559K

Fee income ratio

1.9%

Return on assets

1.43%

Branches

Service charge income by quarter

Q2 2026$559K

Q1 2026$581K

Q4 2025$601K

Q3 2025$534K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 39,545 published fee entries from 2,756 institutions

See pricing