21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 4, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Nov 4, 2026
Call-report figures are for Members Trust Of The Southwest Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Members Trust Of The Southwest Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 4, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $318K in Q2 2026, about level with the same quarter a year earlier ($319K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 2.2% from Q3 2025 to Q2 2026, to $318K.
$318K
Members Trust Of The Southwest Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Members Trust Of The Southwest Federal Credit Union · $274M in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Members Trust Of The Southwest Federal Credit Union(this institution) | Houston, TX | $274M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Allegent Community Federal Credit Union | Pittsburgh, PA | $281M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Alltrust Federal Credit Union | Fairhaven, MA | $280M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Aneca Federal Credit Union | Shreveport, LA | $274M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Auburn University Federal Credit Union | Auburn, AL | $268M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Department Of The Interior Federal Credit Union | Washington, DC | $268M | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Edwards Federal Credit Union | Edwards, CA | $277M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Gold Coast Federal Credit Union | Palm Springs, FL | $270M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Long Beach City Employees Federal Credit Union | Signal Hill, CA | $271M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Marshland Federal Credit Union | Brunswick, GA | $273M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Midcoast Federal Credit Union | Freeport, ME | $267M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Midwest Community Federal Credit Union | Defiance, OH | $267M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Minnequa Works Federal Credit Union | Pueblo, CO | $274M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Norstate Federal Credit Union | Madawaska, ME | $280M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| North Central Area Federal Credit Union | Houghton Lake, MI | $272M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Penn East Federal Credit Union | Scranton, PA | $280M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Penn State Federal Credit Union | Bellefonte, PA | $274M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| People'S Community Federal Credit Union | Vancouver, WA | $269M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Puget Sound Cooperative Federal Credit Union | Bellevue, WA | $274M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Saint Lawrence Federal Credit Union | Ogdensburg, NY | $272M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Service One Federal Credit Union | Bowling Green, KY | $269M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Top Tier Federal Credit Union | Clarion, PA | $278M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| U S Postal Service Federal Credit Union | Clinton, MD | $280M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Unity One Federal Credit Union | Fort Worth, TX | $276M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Western Vista Federal Credit Union | Cheyenne, WY | $281M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Weststar Federal Credit Union | Las Vegas, NV | $273M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 10 publish this fee(monthly maintenance)
15 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $7 among 10 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Members Trust Of The Southwest Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Members Trust Of The Southwest Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $318K | +$12K | +3.9% |
| Q1 2026 | $306K | +$1K | +0.3% |
| Q4 2025 | $305K | −$20K | −6.2% |
| Q3 2025 | $325K | +$6K | +1.9% |
| Q2 2025 | $319K | +$25K | +8.5% |
| Q1 2025 | $294K | −$33K | −10.1% |
| Q4 2024 | $327K | +$52K | +18.9% |
| Q3 2024 | $275K | −$13K | −4.5% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Members Trust Of The Southwest Federal Credit Union’s own schedules, with a source for each figure.
per month
per hour · Account Research, including statement balancing (per hour, 1 hour minimum) | $25.00
per statement · Paper statement fee (per statement mailed) | $1.00
per item
per item
per item
per item
per item
per item
per item
per item
per item
per page · Fax Machine (per Page - personal use) | $2.00
per page · Plus per copy fee (per page) | $2.00
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Inactive/Dormant Accounts over 36 months - fee charged monthly | $5 | per month | None |
| Account Research, including statement balancing (per hour, 1 hour minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Research, including statement balancing (per hour, 1 hour minimum) | $25.00 |
| Bill Pay Research verification of item, initiated by Payee | $15 | Not stated | None |
| Paper statement fee (per statement mailed) | $1Not compared: Charged per statement; comparison unavailable | per statement | Paper statement fee (per statement mailed) | $1.00 |
| Non-in person excessive transaction fee (per transaction) | $10 | per item | None |
| Returned Mail (per occurrence) | $7.50Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Courtesy Pay (per item) | $25 | per item | None |
| Overdraft (OD) | $25 | Not stated | None |
| Bill Pay Item returned NSF | $29 | Not stated | None |
| Nonsufficient funds fee | $29 | Not stated | None |
| Returned Check (NSF) drawn on MTFCU | $29 | Not stated | None |
| Transaction against insufficient funds | $29 | Not stated | None |
| Overdraft Transfer Fee (per day) | $5Not compared: Daily charge, not per item | per day | None |
ATM & Card | |||
| Lost/Stolen card replacement | $5 | Not stated | None |
| Replacement card fee | $5 | per item | None |
| Expedited Shipping Fee | $30 | Not stated | None |
Wire Transfers | |||
| WIRE TRANSFER: Domestic | $20 | Not stated | None |
| WIRE TRANSFER: International | $60 | Not stated | None |
Check Services | |||
| Cashier's Check (per check) | $5 | per item | None |
| Certified Check (per check) | $5 | per item | None |
| Third Party Teller Check | $3 | Not stated | None |
| Stop Payment (per item) | $25 | per item | None |
| Stop Payment: check or ACH (per item) | $30 | per item | None |
| Collection item: Foreign/”Payable Through” draft deposit (per item) | $25 | per item | None |
| Check Copies (per item) - Free through online banking | $2 | per item | None |
| Copy of Teller Check (per check) | $5 | per item | None |
Digital & Electronic | |||
| One-time ACH Origination | $25 | one time | None |
| ACH Returned Item | $29 | Not stated | None |
| Bill Pay Access | No charge | Not stated | None |
| Bill Pay Items returned due to member error. I.e. invalid payee acct\address | $25 | Not stated | None |
| Bill Pay Proof of Payment, initiated by member | $15 | Not stated | None |
Account Services | |||
| Lost safe deposit box key (per key) | $50Not compared: Box drilling or key fee | per item | None |
| Safe Deposit box drilling | $125Not compared: Box drilling or key fee | Not stated | None |
| Levy/Garnishment (per account, per occurrence) | $30 | per item | None |
| Verification of Deposit or Loan/per account | $5 | Not stated | None |
Retirement & IRA | |||
| Outgoing IRA transfer/Rollover Fee | $25 | Not stated | None |
Other Fees | |||
| Fax Machine (per Page - personal use) | $2Not compared: Charged per page; comparison unavailable | per page | Fax Machine (per Page - personal use) | $2.00 |
| Plus per copy fee (per page) | $2Not compared: Charged per page; comparison unavailable | per page | Plus per copy fee (per page) | $2.00 |
| Statement Copies (per page) - Free using e-statements | $1 | per item | None |
| Skip-a-pay/Loan Extension - per loan (non-collection) | $25 | per item | None |
| Subordination Fee (per request) | $350 | per item | None |
Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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