Kerr County Federal Credit Union

Headquarters: Kerrville, Texas
Charter: Credit Union
Assets: $156.2M
Fed district: Dallas

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Kerr County Federal Credit Union: $30
Kerr County Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Kerr County Federal Credit Union: $30
Kerr County Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Kerr County Federal Credit Union: $1
Kerr County Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Kerr County Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure$5
Dormant Account$5
per month
Account Reconcillation/Research$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconcillation/Research | $25.00/Hour
Money Market – Excessive Withdrawal$25
Special Share – Excessive Withdrawal$25
Returned Mail$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Privilege$30
per item
NSF$30
per item

ATM & Card

Foreign ATM$1

Wire Transfers

Wire Transfer (Outgoing)$30
per item

Check Services

Cashier’s Check$3
per item
Teller’s Check$1
per item
Money Order$1
per item
Stop Payment$25
per item
Temporary Checks$3
per item · per twelve checks
Official Check Copy$5
per item
Share Draft Copy/ Photocopy$2
per item

Cash & Deposit

Deposit Item Return$15
per item

Lending Fees

Loan Pmt. Late Fee$30

Other Fees

Fax$3
Statement Copy$5
per item
Loan Payment Made by ACH: Online$2
Loan Payment Made by Debit Card: Online$3
Nonmember Loan Application$5
Skip Payment/Extension$25

Fee	Amount	Basis	Note
Account Maintenance
Account Closure	$5	Not stated	None
Dormant Account	$5	per month	None
Account Reconcillation/Research	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconcillation/Research \| $25.00/Hour
Money Market – Excessive Withdrawal	$25	Not stated	None
Special Share – Excessive Withdrawal	$25	Not stated	None
Returned Mail	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Privilege	$30	per item	None
NSF	$30	per item	None
ATM & Card
Foreign ATM	$1	Not stated	None
Wire Transfers
Wire Transfer (Outgoing)	$30	per item	None
Check Services
Cashier’s Check	$3	per item	None
Teller’s Check	$1	per item	None
Money Order	$1	per item	None
Stop Payment	$25	per item	None
Temporary Checks	$3	per item	per twelve checks
Official Check Copy	$5	per item	None
Share Draft Copy/ Photocopy	$2	per item	None
Cash & Deposit
Deposit Item Return	$15	per item	None
Lending Fees
Loan Pmt. Late Fee	$30	Not stated	None
Other Fees
Fax	$3	Not stated	None
Statement Copy	$5	per item	None
Loan Payment Made by ACH: Online	$2	Not stated	None
Loan Payment Made by Debit Card: Online	$3	Not stated	None
Nonmember Loan Application	$5	Not stated	None
Skip Payment/Extension	$25	Not stated	None

Account Maintenance

Account Closure$5
Dormant Account$5
per month
Account Reconcillation/Research$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconcillation/Research | $25.00/Hour
Money Market – Excessive Withdrawal$25
Special Share – Excessive Withdrawal$25
Returned Mail$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Privilege$30
per item
NSF$30
per item

ATM & Card

Foreign ATM$1

Wire Transfers

Wire Transfer (Outgoing)$30
per item

Check Services

Cashier’s Check$3
per item
Teller’s Check$1
per item
Money Order$1
per item
Stop Payment$25
per item
Temporary Checks$3
per item · per twelve checks
Official Check Copy$5
per item
Share Draft Copy/ Photocopy$2
per item

Cash & Deposit

Deposit Item Return$15
per item

Lending Fees

Loan Pmt. Late Fee$30

Other Fees

Fax$3
Statement Copy$5
per item
Business Loan Application$50
Loan Payment Made by ACH: Online$2
Loan Payment Made by Debit Card: Online$3
Nonmember Loan Application$5
Skip Payment/Extension$25

Fee	Amount	Basis	Note
Account Maintenance
Account Closure	$5	Not stated	None
Dormant Account	$5	per month	None
Account Reconcillation/Research	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconcillation/Research \| $25.00/Hour
Money Market – Excessive Withdrawal	$25	Not stated	None
Special Share – Excessive Withdrawal	$25	Not stated	None
Returned Mail	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Privilege	$30	per item	None
NSF	$30	per item	None
ATM & Card
Foreign ATM	$1	Not stated	None
Wire Transfers
Wire Transfer (Outgoing)	$30	per item	None
Check Services
Cashier’s Check	$3	per item	None
Teller’s Check	$1	per item	None
Money Order	$1	per item	None
Stop Payment	$25	per item	None
Temporary Checks	$3	per item	per twelve checks
Official Check Copy	$5	per item	None
Share Draft Copy/ Photocopy	$2	per item	None
Cash & Deposit
Deposit Item Return	$15	per item	None
Lending Fees
Loan Pmt. Late Fee	$30	Not stated	None
Other Fees
Fax	$3	Not stated	None
Statement Copy	$5	per item	None
Business Loan Application	$50	Not stated	None
Loan Payment Made by ACH: Online	$2	Not stated	None
Loan Payment Made by Debit Card: Online	$3	Not stated	None
Nonmember Loan Application	$5	Not stated	None
Skip Payment/Extension	$25	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Kerr County Federal Credit Union's safe deposit box changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Kerr County Federal Credit Union: $30
Kerr County Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Kerr County Federal Credit Union: $30
Kerr County Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Kerr County Federal Credit Union: $1
Kerr County Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Texas: Banks and credit unions headquartered in Texas that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Kerr County Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure$5
Dormant Account$5
per month
Account Reconcillation/Research$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconcillation/Research | $25.00/Hour
Money Market – Excessive Withdrawal$25
Special Share – Excessive Withdrawal$25
Returned Mail$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Privilege$30
per item
NSF$30
per item

ATM & Card

Foreign ATM$1

Wire Transfers

Wire Transfer (Outgoing)$30
per item

Check Services

Cashier’s Check$3
per item
Teller’s Check$1
per item
Money Order$1
per item
Stop Payment$25
per item
Temporary Checks$3
per item · per twelve checks
Official Check Copy$5
per item
Share Draft Copy/ Photocopy$2
per item

Cash & Deposit

Deposit Item Return$15
per item

Lending Fees

Loan Pmt. Late Fee$30

Other Fees

Fax$3
Statement Copy$5
per item
Loan Payment Made by ACH: Online$2
Loan Payment Made by Debit Card: Online$3
Nonmember Loan Application$5
Skip Payment/Extension$25

Fee	Amount	Basis	Note
Account Maintenance
Account Closure	$5	Not stated	None
Dormant Account	$5	per month	None
Account Reconcillation/Research	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconcillation/Research \| $25.00/Hour
Money Market – Excessive Withdrawal	$25	Not stated	None
Special Share – Excessive Withdrawal	$25	Not stated	None
Returned Mail	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Privilege	$30	per item	None
NSF	$30	per item	None
ATM & Card
Foreign ATM	$1	Not stated	None
Wire Transfers
Wire Transfer (Outgoing)	$30	per item	None
Check Services
Cashier’s Check	$3	per item	None
Teller’s Check	$1	per item	None
Money Order	$1	per item	None
Stop Payment	$25	per item	None
Temporary Checks	$3	per item	per twelve checks
Official Check Copy	$5	per item	None
Share Draft Copy/ Photocopy	$2	per item	None
Cash & Deposit
Deposit Item Return	$15	per item	None
Lending Fees
Loan Pmt. Late Fee	$30	Not stated	None
Other Fees
Fax	$3	Not stated	None
Statement Copy	$5	per item	None
Loan Payment Made by ACH: Online	$2	Not stated	None
Loan Payment Made by Debit Card: Online	$3	Not stated	None
Nonmember Loan Application	$5	Not stated	None
Skip Payment/Extension	$25	Not stated	None

Account Maintenance

Account Closure$5
Dormant Account$5
per month
Account Reconcillation/Research$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconcillation/Research | $25.00/Hour
Money Market – Excessive Withdrawal$25
Special Share – Excessive Withdrawal$25
Returned Mail$5
Not compared: Per-item charge, not monthly
per item

Overdraft & NSF

Overdraft Privilege$30
per item
NSF$30
per item

ATM & Card

Foreign ATM$1

Wire Transfers

Wire Transfer (Outgoing)$30
per item

Check Services

Cashier’s Check$3
per item
Teller’s Check$1
per item
Money Order$1
per item
Stop Payment$25
per item
Temporary Checks$3
per item · per twelve checks
Official Check Copy$5
per item
Share Draft Copy/ Photocopy$2
per item

Cash & Deposit

Deposit Item Return$15
per item

Lending Fees

Loan Pmt. Late Fee$30

Other Fees

Fax$3
Statement Copy$5
per item
Business Loan Application$50
Loan Payment Made by ACH: Online$2
Loan Payment Made by Debit Card: Online$3
Nonmember Loan Application$5
Skip Payment/Extension$25

Fee	Amount	Basis	Note
Account Maintenance
Account Closure	$5	Not stated	None
Dormant Account	$5	per month	None
Account Reconcillation/Research	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Reconcillation/Research \| $25.00/Hour
Money Market – Excessive Withdrawal	$25	Not stated	None
Special Share – Excessive Withdrawal	$25	Not stated	None
Returned Mail	$5Not compared: Per-item charge, not monthly	per item	None
Overdraft & NSF
Overdraft Privilege	$30	per item	None
NSF	$30	per item	None
ATM & Card
Foreign ATM	$1	Not stated	None
Wire Transfers
Wire Transfer (Outgoing)	$30	per item	None
Check Services
Cashier’s Check	$3	per item	None
Teller’s Check	$1	per item	None
Money Order	$1	per item	None
Stop Payment	$25	per item	None
Temporary Checks	$3	per item	per twelve checks
Official Check Copy	$5	per item	None
Share Draft Copy/ Photocopy	$2	per item	None
Cash & Deposit
Deposit Item Return	$15	per item	None
Lending Fees
Loan Pmt. Late Fee	$30	Not stated	None
Other Fees
Fax	$3	Not stated	None
Statement Copy	$5	per item	None
Business Loan Application	$50	Not stated	None
Loan Payment Made by ACH: Online	$2	Not stated	None
Loan Payment Made by Debit Card: Online	$3	Not stated	None
Nonmember Loan Application	$5	Not stated	None
Skip Payment/Extension	$25	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.