21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 23, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $7, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Tennessee, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Tennessee Valley Federal Credit Union · $3.3B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Tennessee Valley Federal Credit Union(this institution) | Chattanooga, TN | $3.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Achieva Credit Union | Dunedin, FL | $3.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Altra Federal Credit Union | Onalaska, WI | $3.1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Arkansas Federal Credit Union | Little Rock, AR | $3.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Arrowhead Federal Credit Union | Rancho Cucamonga, CA | $2.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| California Coast Federal Credit Union | San Diego, CA | $3.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Chartway Federal Credit Union | Virginia Beach, VA | $3.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Civic Federal Credit Union | Raleigh, NC | $3.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Coastal1 Federal Credit Union | Pawtucket, RI | $3.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Community First Credit Union of Flo | Jacksonville, FL | $3.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Eastrise Federal Credit Union | Williston, VT | $3.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Eglin Federal Credit Union | Fort Walton Beach, FL | $3.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Elevations Federal Credit Union | Boulder, CO | $3.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| F & A Federal Credit Union | Monterey Park, CA | $3.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Community Federal Credit Union | Houston, TX | $3.1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Gte Federal Credit Union | Tampa, FL | $3.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Harborstone Federal Credit Union | Tacoma, WA | $3.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Metro Federal Credit Union | Chelsea, MA | $3.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Premier America Federal Credit Union | Chatsworth, CA | $3.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Provident Federal Credit Union | Redwood City, CA | $3.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Rivermark Community Federal Credit Union | Oregon City, OR | $3.3B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Selco Community Federal Credit Union | Springfield, OR | $3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Sound Federal Credit Union | Tacoma, WA | $3.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Three Rivers Federal Credit Union | Fort Wayne, IN | $2.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Usalliance Federal Credit Union | Rye, NY | $3.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Whatcom Educational Federal Credit Union | Bellingham, WA | $3.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 13 publish this fee(monthly maintenance)
12 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $7, the middle of its eight prices, against a peer median of $5 among 13 publishing peers.
Its eight checking prices are $0, $4, $6, $7, $7, $8, $10 and $15.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 30, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 30, 2026. Total assets from FDIC and NCUA records.
Amounts from Tennessee Valley Federal Credit Union’s own schedules, with a source for each figure.
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly service charge | $7 | per month | None |
| Monthly service charge | $10 | per month | None |
| Monthly service charge | $7 | per month | None |
| Monthly service charge | $8 | per month | None |
| Monthly service charge | $6 | per month | None |
| Monthly service fee | $15 | per month | Avoid the $15 monthly service fee by maintaining a minimum balance of $2,500 |
| Rewards Checking Monthly Service Charge | No charge | per month | None |
| Seniors Choice Checking Monthly service charge | $4 | per month | None |
| Dormant Address (per month) | $5 | per month | None |
| Inactive Account (per month) | $5 | per month | None |
| Research (per hour, minimum, plus copy charges) | $10Not compared: Charged per hour; comparison unavailable | per hour | None |
| Bad Address (per year) | $5Not compared: Annual charge, not monthly | per year | None |
Overdraft & NSF | |||
| Courtesy Pay Service | $9 | Not stated | None |
| Nonsufficient Funds (per each returned item) | No charge | Not stated | None |
ATM & Card | |||
| Foreign ATM Transactions (withdrawal, transfer) | $1 | Not stated | None |
| Replacement ATM Card | $7 | Not stated | None |
| Replacement Visa® Debit Card | No charge | Not stated | None |
| Replacement Visa® Debit Card | $7 | Not stated | None |
Wire Transfers | |||
| Foreign Wire Transfers - Outgoing (member-originated) | $55 | Not stated | None |
| Foreign Wire Transfers - Incoming (If through First Horizon with SWIFT code) | $15 | Not stated | None |
| Foreign Wire Transfers - Incoming (straight to TVFCU, no SWIFT code) | $10 | Not stated | None |
Check Services | |||
| Cashier Checks (each) | No charge | Not stated | None |
| Cashier Checks (each) | $4 | per item | None |
| Money Orders & Cashiers Checks | $4 | Not stated | None |
| Money Orders (each) | $4 | per item | None |
| Money Orders & Cashiers Checks | No charge | Not stated | None |
| Money Orders & Cashiers Checks | $4 | Not stated | None |
| Stop Payment | $34 | Not stated | None |
| Counter/Temporary/Starter Checks (four checks per page) | $1 | per item | None |
| Check Cashing (per check) | $5 | per item | None |
| Check Cashing (per check) | No charge | per item | None |
| Copies of Checks (per copy) | $2 | per item | None |
Digital & Electronic | |||
| Online Bill Pay | No charge | Not stated | None |
Account Services | |||
| Notary Service | No charge | Not stated | None |
| Drilling Fee | $130Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10" X 10" Box (Annual Fee) (audience not stated, treated as personal) | $90 | per year | None |
| Safe Deposit Box 3" X 10" Box (Annual Fee) (audience not stated, treated as personal) | $50 | per year | None |
| Safe Deposit Box 3" X 5" Box (Annual Fee) (audience not stated, treated as personal) | $40 | per year | None |
| Safe Deposit Box 5" X 10" Box (Annual Fee) (audience not stated, treated as personal) | $60 | per year | None |
| Safe Deposit Box 7" X 10" Box (Annual Fee) (audience not stated, treated as personal) | $75 | per year | None |
| Legal Process Fee | $50 | Not stated | None |
| Verification of Deposit | $10 | Not stated | None |
Retirement & IRA | |||
| Early Closing of IRA (within first year of opening) | $25 | Not stated | None |
Other Fees | |||
| Copies of Statements/Transaction History (per copy) | $5 | per item | None |
| Copies of Visa® Debit Card Receipts | $10 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 23, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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