Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Alcoa Tenn Federal Credit Union

Alcoa, TennesseeCredit UnionAtlanta Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research/Reconciliation$25Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Overdraft Fee$32Within the typical range ($25–$32 nationally)
$2 above the national median
per item · Source
Return Item Fee (Draft/Check or Electronic ATM, ACH, Debit Card, etc.)$32Above the typical range ($25–$31.25 nationally)
$2 above the national median
per item · Source

ATM & CardVerified

Debit Card Replacement Fee$10Within the typical range ($5–$10 nationally)
At the national median
Source
Debit Card Rush Fee$15Below the typical range ($30–$50 nationally)
$25 below the national median
Source

Wire TransfersVerified

Wire Transfer–Incoming per transfer$15Within the typical range ($5–$15 nationally)
$5 above the national median
Source
Wire Transfer–Outgoing per transfer$25Within the typical range ($20–$25 nationally)
At the national median
Source

Check ServicesVerified

Cashier's Checks–Member$4Within the typical range ($3–$6 nationally)
$1 below the national median
Source
Cashier's Checks–Non Member$15Above the typical range ($3–$6 nationally)
$10 above the national median
Source
Photocopy of Check$3Within the typical range ($2–$5 nationally)
At the national median
Source
Stop Payment-Single Item$32Above the typical range ($20–$30 nationally)
$6 above the national median
Source
Temporary Checks (4)$1Within the typical range ($1–$4 nationally)
$1 below the national median
Source

Digital & ElectronicVerified

Online Access Internet Bill Pay$0Within the typical range ($0–$10 nationally)
$4.95 below the national median
Source
Remote Transfer Manual ACH Return$32Above the typical range ($18.75–$30 nationally)
$6 above the national median
Source

Account ServicesVerified

10x10$85Above the typical range ($27.50–$75 nationally)
$40 above the national median
per year · Source
3x10$45Within the typical range ($27.50–$75 nationally)
At the national median
per year · Source
3x5$35Within the typical range ($27.50–$75 nationally)
$10 below the national median
per year · Source
5x10$65Within the typical range ($27.50–$75 nationally)
$20 above the national median
per year · Source
Drilling of Box$200Above the typical range ($27.50–$75 nationally)
$155 above the national median
Source
Legal Processes (garnishments, levies, etc)$100Above the typical range ($30–$75 nationally)
$50 above the national median
Source
Notary Public/Signature Guarantee$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Source
Verification of Deposit$20Above the typical range ($8.98–$15 nationally)
$10 above the national median
Source

Other FeesVerified

Credit Card Statement Copy$3Within the typical range ($2–$5 nationally)
At the national median
Source
Statement Copy$2Within the typical range ($2–$5 nationally)
$1 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research/Reconciliation	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Overdraft & NSFVerified
Overdraft Fee	$32Within the typical range ($25–$32 nationally)	$2 above the national median	per item	—	Source
Return Item Fee (Draft/Check or Electronic ATM, ACH, Debit Card, etc.)	$32
ATM & CardVerified
Debit Card Replacement Fee	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Debit Card Rush Fee	$15
Wire TransfersVerified
Wire Transfer–Incoming per transfer	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	—	Source
Wire Transfer–Outgoing per transfer	$25
Check ServicesVerified
Cashier's Checks–Member	$4Within the typical range ($3–$6 nationally)	$1 below the national median	—	—	Source
Cashier's Checks–Non Member	$15
Digital & ElectronicVerified
Online Access Internet Bill Pay	$0Within the typical range ($0–$10 nationally)	$4.95 below the national median	—	—	Source
Remote Transfer Manual ACH Return	$32Above the typical range ($18.75–$30 nationally)
Cash & DepositVerified
Deposited Item Return	$15Within the typical range ($10–$25 nationally)	At the national median	per item	—	Source
Account ServicesVerified
10x10	$85Above the typical range ($27.50–$75 nationally)	$40 above the national median	per year	—	Source
3x10	$45Within the typical range ($27.50–$75 nationally)
Lending FeesVerified
Late Payment Fee	$25Within the typical range ($13.13–$25 nationally)	$5 above the national median	—	—	Source
Other FeesVerified
Credit Card Statement Copy	$3Within the typical range ($2–$5 nationally)	At the national median	—	—	Source
Statement Copy	$2Within the typical range ($2–$5 nationally)

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$32

Overdraft fee: $32

7% above the national median overdraft fee

Total fees: 26

Headline fees published

8 of 15

Published fees

Under review

Assets

$426.9M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$426.9M

Total deposits

$367.4M

Service charge income (year to date)

$961K

Fee income ratio

8.2%

Return on assets

1.69%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 40,969 published fee entries from 2,666 institutions

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