vs. U.S. typical range:LowerTypicalHigher
$2 below the national median$4.25 below the New Jersey median
per month · Source
$2.50 above the national medianAt the New Jersey median
$15 below the national median$15 below the New Jersey median
per item · Source
At the national median$3 above the New Jersey median
$8 below the national median$8 below the New Jersey median
per item · Source
At the national medianAt the New Jersey median
per item · Source
At the national medianAt the New Jersey median
$1 above the national median$0.75 above the New Jersey median
per item · Source
$17.50 below the national median$15 below the New Jersey median
per item · Source
At the national median$2 below the New Jersey median
per item · Source
At the national medianAt the New Jersey median
At the national median$5 below the New Jersey median
per item · Source
$5 above the national median$1.25 above the New Jersey median
$10 above the national median$6.25 above the New Jersey median
$2 above the national median$2 above the New Jersey median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Inactivity Fee (After 1 Year of No Activity) | $3Below the typical range ($5–$10 nationally) | $2 below the national median$4.25 below the New Jersey median | per month | — | Source |
| Account Reconciliation | $20Within the typical range ($12–$25 nationally) | $2.50 above the national medianAt the New Jersey median | — | — | Source |
Overdraft & NSFVerified | |||||
| NSF | $15Below the typical range ($25–$32 nationally) | $15 below the national median$15 below the New Jersey median | per item | — | Source |
ATM & CardVerified | |||||
| Lost/Replacement Cards (1 Free Per Year) | $10Within the typical range ($5–$10 nationally) | At the national median$3 above the New Jersey median | — | — | Source |
Wire TransfersVerified | |||||
| Wire Transfer Domestic (outgoing; FUNDS ARE NOT RECOVERABLE\ ) | $17Below the typical range ($20–$25 nationally) | $8 below the national median$8 below the New Jersey median | per item | — | Source |
| Wire Transfer (incoming) | $10 | ||||
Check ServicesVerified | |||||
| Mailed Teller Checks Fee (including telephone teller) | $5Within the typical range ($3–$6 nationally) | At the national medianAt the New Jersey median | — | — | Source |
| Money Order | $3 | ||||
Digital & ElectronicVerified | |||||
| ACH Return Fee | $25Within the typical range ($15–$30 nationally) | At the national medianAt the New Jersey median | — | — | Source |
Cash & DepositVerified | |||||
| Deposited Item Return | $15Within the typical range ($8–$25 nationally) | At the national median$5 below the New Jersey median | per item | — | Source |
Lending FeesVerified | |||||
| Late Fee - Credit Card | $25Within the typical range ($10–$25 nationally) | $5 above the national median$1.25 above the New Jersey median | — | — | Source |
| Late Fee - Home Equity Line of Credit | $30 | ||||
Other FeesVerified | |||||
| Statement Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the New Jersey median | per item | — | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
Headline fees vs. national median
Headline fees published
7 of 15
Published fees
15
Under review
0
Assets
$1.7B
Work at Merck Employees Federal Credit Union? See every fee vs. your peers.
Fee Insight Pro
Need this every month, for your whole team?
Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.
Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.7B
Total deposits
$1.2B
Service charge income (year to date)
$98K
Fee income ratio
0.40%
Return on assets
0.77%
Financial profile · Pro
Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.
| At the national medianAt the New Jersey median |
| per item |
| — |
| Source |
| $1 above the national median$0.75 above the New Jersey median |
| per item |
| — |
| Source |
| Stop Payment | $10Below the typical range ($20–$30 nationally) | $17.50 below the national median$15 below the New Jersey median | per item | — | Source |
| Check (Share Draft) Copies | $3Within the typical range ($2–$5 nationally) | At the national median$2 below the New Jersey median | per item | — | Source |
| $10 above the national median$6.25 above the New Jersey median |
| — |
| — |
| Source |