UniBank for Savings

Headquarters: Whitinsville, Massachusetts
Charter: Bank
Assets: $3.1B
Fed district: Boston

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
UniBank for Savings: $33
UniBank for Savings: $33
U.S. median: no median
Non-Network ATM
UniBank for Savings: $1.50
UniBank for Savings: $1.50
U.S. median: no median
Foreign Transaction
UniBank for Savings: $5
UniBank for Savings: $5
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from UniBank for Savings’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure (Closeout within 90 days)$10
Acct Inactivity Fee$5
Account Research Fee Per Hour$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Insufficient Funds Charge - Paid (per item)$33
per item

ATM & Card

ATM Inquiry Service Charge$1.50
per item
ATM Withdrawal Service Charge$1.50
per item
Card Reissue Fee$5
per item
International Service Assessment$5
per item

Wire Transfers

Domestic Wire (Outgoing)$25
Incoming Wire Deposit$13
International Wire (Outgoing)$30

Check Services

Treasurers Check$5
Money Orders$2
Stop Payment Fee$25
Foreign Check Fee$10
Check Copy Fee$2.50

Digital & Electronic

UniBank Bill Pay ServiceNo charge

Cash & Deposit

Returned Item Fee$6.84
Night Deposit Annual Rent Assessment$15
Not compared: Annual charge, not per item
per year

Account Services

Notary Public ServiceNo charge
Additional/Replacement Key$8
Not compared: Box drilling or key fee
Late Charge Assessment$5
Not compared: Box drilling or key fee
Other Fees: 3" X 10"$50
Safe Deposit Box 10" X 10"$130
Not compared: Monthly charge, not annual
per month
Safe Deposit Box 10" X 15"$150
Safe Deposit Box 2" X 5"$25
Safe Deposit Box 5" X 10"$80
Safe Deposit Box 5" X 5"$45
Legal Processing Fee$50
Not compared: Annual charge, not per item
per year

Other Fees

EFT Services: Statement Copy Fee$5
Other Copy Fee$1

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure (Closeout within 90 days)	$10	Not stated	None
Acct Inactivity Fee	$5	Not stated	None
Account Research Fee Per Hour	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Insufficient Funds Charge - Paid (per item)	$33	per item	None
ATM & Card
ATM Inquiry Service Charge	$1.50	per item	None
ATM Withdrawal Service Charge	$1.50	per item	None
Card Reissue Fee	$5	per item	None
International Service Assessment	$5	per item	None
Wire Transfers
Domestic Wire (Outgoing)	$25	Not stated	None
Incoming Wire Deposit	$13	Not stated	None
International Wire (Outgoing)	$30	Not stated	None
Check Services
Treasurers Check	$5	Not stated	None
Money Orders	$2	Not stated	None
Stop Payment Fee	$25	Not stated	None
Foreign Check Fee	$10	Not stated	None
Check Copy Fee	$2.50	Not stated	None
Digital & Electronic
UniBank Bill Pay Service	No charge	Not stated	None
Cash & Deposit
Returned Item Fee	$6.84	Not stated	None
Night Deposit Annual Rent Assessment	$15Not compared: Annual charge, not per item	per year	None
Account Services
Notary Public Service	No charge	Not stated	None
Additional/Replacement Key	$8Not compared: Box drilling or key fee	Not stated	None
Late Charge Assessment	$5Not compared: Box drilling or key fee	Not stated	None
Other Fees: 3" X 10"	$50	Not stated	None
Safe Deposit Box 10" X 10"	$130Not compared: Monthly charge, not annual	per month	None
Safe Deposit Box 10" X 15"	$150	Not stated	None
Safe Deposit Box 2" X 5"	$25	Not stated	None
Safe Deposit Box 5" X 10"	$80	Not stated	None
Safe Deposit Box 5" X 5"	$45	Not stated	None
Legal Processing Fee	$50Not compared: Annual charge, not per item	per year	None
Other Fees
EFT Services: Statement Copy Fee	$5	Not stated	None
Other Copy Fee	$1	Not stated	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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