19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 15, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 15, 2026
Call-report figures are for University Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | University Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 15, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $6.4M in Q2 2026, 11% above the same quarter a year earlier ($5.7M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Plus Checking
Can be waived with a balance of $10,000 or more.
Overdraft (OD)
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Texas, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income rose 1.5% from Q3 2025 to Q2 2026, to $6.4M.
$6.4M
University Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
University Federal Credit Union · $4.3B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| University Federal Credit Union(this institution) | Austin, TX | $4.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Advia Federal Credit Union | Kalamazoo, MI | $4.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Affinity Federal Credit Union | Basking Ridge, NJ | $4.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Campus USA Federal Credit Union | Gainesville, FL | $4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Connexus Federal Credit Union | Wausau, WI | $4.1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Covantage Federal Credit Union | Antigo, WI | $4.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Educators Federal Credit Union | Racine, WI | $4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Empower Federal Credit Union | Syracuse, NY | $4.3B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| General Electric Federal Credit Union | Cincinnati, OH | $4.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Georgia'S Own Federal Credit Union | Atlanta, GA | $4.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Goldenwest Federal Credit Union | Ogden, UT | $4.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Jovia Financial Federal Credit Union | Westbury, NY | $4.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Michigan Schools And Government Federal Credit Union | Clinton Township, MI | $4.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Navigant Federal Credit Union | Smithfield, RI | $4.3B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Northwest Federal Credit Union | Herndon, VA | $4.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Numerica Federal Credit Union | Spokane Valley, WA | $4.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Nuvision Federal Credit Union | Huntington Beach, CA | $4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Oneaz Federal Credit Union | Phoenix, AZ | $4.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Peak Federal Credit Union | Olympia, WA | $4.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Premier Members Federal Credit Union | Broomfield, CO | $4.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Rogue Federal Credit Union | Medford, OR | $4.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Safe Federal Credit Union | Folsom, CA | $4.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Technology Federal Credit Union | San Jose, CA | $4.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| United Federal Credit Union | St Joseph, MI | $4.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Utah Community Federal Credit Union | Provo, UT | $4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Valley Strong Federal Credit Union | Bakersfield, CA | $4.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 14 publish this fee(monthly maintenance)
11 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $10, against a peer median of $7.75 among 14 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.
Call reports for University Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $6.4M | +$451K | +7.6% |
| Q1 2026 | $5.9M | −$175K | −2.9% |
| Q4 2025 | $6.1M | −$184K | −2.9% |
| Q3 2025 | $6.3M | +$547K | +9.5% |
| Q2 2025 | $5.7M | +$173K | +3.1% |
| Q1 2025 | $5.6M | −$612K | −9.9% |
| Q4 2024 | $6.2M | −$82K | −1.3% |
| Q3 2024 | $6.3M | +$504K | +8.8% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from University Federal Credit Union’s own schedules, with a source for each figure.
per month
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per hour
per item
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Plus Checking Monthly service fee | $10 | per month | None |
| Escheat (audience not stated, treated as personal) | $10 | Not stated | None |
| Inactive Account (audience not stated, treated as personal) | $5 | per month | None |
| Account Research/Reconciliation (audience not stated, treated as personal) | $15Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Courtesy Pay Item | $35 | Not stated | None |
| Debit Card/ATM Courtesy Pay Item | $35 | Not stated | None |
| Courtesy Pay Item (w/Account Overdraft Transfer) (audience not stated, treated as personal) | $35 | Not stated | None |
ATM & Card | |||
| ATM Transaction | $1 | Not stated | None |
| Replacement Card | $5 | Not stated | None |
| International Transaction Fee | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire - Outgoing Domestic (audience not stated, treated as personal) | $20 | Not stated | None |
Check Services | |||
| Cashier’s Check (audience not stated, treated as personal) | $2 | per item | None |
| Cashier’s Check (non-Member) (audience not stated, treated as personal) | $5 | per item | None |
| Money Order (audience not stated, treated as personal) | $1 | Not stated | None |
| Stop Payment (audience not stated, treated as personal) | $30 | Not stated | None |
| Stop Payment (audience not stated, treated as personal) | $20 | Not stated | None |
| Temporary Checks (audience not stated, treated as personal) | $0.50 | per item | None |
| Check Copy (audience not stated, treated as personal) | $2 | Not stated | None |
Cash & Deposit | |||
| Cash Advance Fee (audience not stated, treated as personal) | 1%of the advance ($5 minimum) | Not stated | None |
| Charge Back Item (audience not stated, treated as personal) | $30 | Not stated | None |
| Deposited Item Returned (audience not stated, treated as personal) | $5 | Not stated | None |
Account Services | |||
| Drilling (audience not stated, treated as personal) | $175Not compared: Box drilling or key fee | Not stated | None |
| Emergency Drilling No-Show (audience not stated, treated as personal) | $85Not compared: Box drilling or key fee | Not stated | None |
| Lost Key (audience not stated, treated as personal) | $10Not compared: Monthly charge, not annual | per month | None |
| Safe Deposit Box 10 x 10 x 22 (audience not stated, treated as personal) | $75 | per year | None |
| Safe Deposit Box 15 x 10 x 22 (audience not stated, treated as personal) | $115 | per year | None |
| Safe Deposit Box 15 x 15 x 22 (audience not stated, treated as personal) | $165 | per year | None |
| Safe Deposit Box 3 x 10 x 22 (audience not stated, treated as personal) | $30 | per year | None |
| Safe Deposit Box 3 x 5 x 22 (audience not stated, treated as personal) | $15 | per year | None |
| Safe Deposit Box 31.5 x 15 x 22 (audience not stated, treated as personal) | $350 | per year | None |
| Safe Deposit Box 5 x 10 x 22 (audience not stated, treated as personal) | $50 | per year | None |
| Safe Deposit Box 5 x 5 x 22 (audience not stated, treated as personal) | $25 | per year | None |
| Legal Process (IRS levies, garnishments, etc.) (audience not stated, treated as personal) | $50 | Not stated | None |
| Verification of Deposit (audience not stated, treated as personal) | $5 | Not stated | None |
Lending Fees | |||
| Late Fee (audience not stated, treated as personal) | $29 | Not stated | None |
| Late Fee (audience not stated, treated as personal) | $25 | Not stated | None |
Other Fees | |||
| Statement Copy (audience not stated, treated as personal) | $2 | Not stated | None |
| Skip-A-Pay (audience not stated, treated as personal) | $25 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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