vs. U.S. typical range:LowerTypicalHigher
$1 below the national median$4 above the California median
per item · Source
$1 below the national median$6 above the California median
per item · Source
$1 below the national median$6 above the California median
per item · Source
$1 below the national median$6 above the California median
per item · Source
$1.50 below the national median$2 below the California median
$0.50 above the national medianAt the California median
per item · Source
$5 below the national medianAt the California median
per item · Source
$5 above the national median$5 above the California median
per item · Source
$2 above the national median$2 above the California median
per item · Source
$2 above the national median$2 above the California median
per item · Source
$50 above the national median$50 above the California median
per item · Source
At the national medianAt the California median
per item · Source
At the national medianAt the California median
per item · Source
$10 below the national median$7.50 below the California median
$1 below the national median$2.25 below the California median
$7.50 below the national median$45 below the California median
per item · Source
$112.50 above the national median$75 above the California median
per item · Source
Swipe for source and notes →
| Fee | Amount | vs medians | Basis | Note | Source |
|---|---|---|---|---|---|
Overdraft & NSFVerified | |||||
| Courtesy Pay for paid items: Checks (Share Drafts), Online Payments, & Automated Clearing House (ACH) | $29Within the typical range ($25–$33 nationally) | $1 below the national median$4 above the California median | per item | — | Source |
| Bill Pay Non-Sufficient Funds (NSF) | $29Within the typical range ($25–$32 nationally) | $1 below the national median$6 above the California median | per item | — | Source |
| Non-Sufficient Funds (NSF) / Overdrawn: Includes returned checks (Share Drafts, Money Market Checks), A | $29Within the typical range ($25–$32 nationally) | $1 below the national median$6 above the California median | per item | — | Source |
| Online & Mobile Banking: Bill Pay Non-Sufficient Funds (NSF) | $29Within the typical range ($25–$32 nationally) | $1 below the national median$6 above the California median | per item | — | Source |
ATM & CardVerified | |||||
| ATM & Other Cards | $0Below the typical range ($1–$2.25 nationally) | $1.50 below the national median$2 below the California median | — | — | Source |
| per transfer or inquiry & subject to fees charged by ATM owner. | $2 | ||||
Wire TransfersVerified | |||||
| Wires: Outgoing International Transfer | $45Within the typical range ($40–$50 nationally) | $5 below the national medianAt the California median | per item | — | Source |
Check ServicesVerified | |||||
| Checking Accounts | Check Cashing | For non-LAFCU Members (for cashier’s checks or LAFCU checks only), per check | $10Above the typical range ($3–$6 nationally) | $5 above the national median$5 above the California median | per item | — | Source |
| Merchant Draft Copy | $5 | ||||
Account ServicesVerified | |||||
| Legal processing | $100Within the typical range ($30–$100 nationally) | $50 above the national median$50 above the California median | per item | — | Source |
| General Fees: Verification of Deposit (VOD) | $10 | ||||
Other FeesVerified | |||||
| Foreign Currency sold at a LAFCU branch: Fee to ship currency back to vendor (CXI). FedEx will pick up c | $20Within the typical range ($20–$40 nationally) | $10 below the national median$7.50 below the California median | — | — | Source |
| Non-statement copy (free for Silver & Gold, & members age 60+), per print | $2 | ||||
Fee change alerts
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Headline fees vs. national median
Overdraft
$29
Headline fees published
5 of 15
Published fees
17
Under review
0
Assets
$1.3B
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Financial Context
Financials as of Q2 2026 · NCUA call report
Total assets
$1.3B
Total deposits
$1.1B
Service charge income (year to date)
$2.1M
Fee income ratio
6.0%
Return on assets
0.60%
Financial profile · Pro
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| $0.50 above the national medianAt the California median |
| per item |
| — |
| Source |
| $2 above the national median$2 above the California median |
| per item |
| — |
| Source |
| Visa Credit Cards: Merchant Draft Copy | $5Within the typical range ($2–$5 nationally) | $2 above the national median$2 above the California median | per item | — | Source |
| At the national medianAt the California median |
| per item |
| — |
| Source |
| Verification of Deposit (VOD) | $10Within the typical range ($5–$15 nationally) | At the national medianAt the California median | per item | — | Source |
| $1 below the national median$2.25 below the California median |
| — |
| — |
| Source |
| Loans: Loan Extension/Modification | $30Within the typical range ($25–$100 nationally) | $7.50 below the national median$45 below the California median | per item | — | Source |
| Loans: Real Estate Subordination | $150Above the typical range ($25–$100 nationally) | $112.50 above the national median$75 above the California median | per item | — | Source |