Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Mopac Employees Federal Credit Union

Palestine, TexasCredit UnionDallas Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Research Fee (per hour) Minimum$20Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Returned draft / check (and check for Mastercard payments)$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Source

Wire TransfersVerified

Incoming Bank Wire$15Within the typical range ($5–$15 nationally)
$5 above the national median
Source
Wire Transfer (outgoing)$20Within the typical range ($20–$25 nationally)
$5 below the national median
Source

Check ServicesVerified

Copy of draft/check$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Source
Money Orders$1Below the typical range ($1.50–$3 nationally)
$1 below the national median
Source
New Account Draft/Check printing (fee based on check ordered)$1Within the typical range ($1–$20 nationally)
$4 below the national median
per item · Source
Stop Payments (all items)$25Within the typical range ($20–$30 nationally)
$1 below the national median
Source

Other FeesVerified

Loan Processing Fee$50Above the typical range ($22.50–$35 nationally)
$21 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Research Fee (per hour) Minimum	$20Within the typical range ($20–$25 nationally)	$5 below the national median	—	—	Source
Overdraft & NSFVerified
Returned draft / check (and check for Mastercard payments)	$25Within the typical range ($25–$31 nationally)	$5 below the national median	per item	—	Source
Wire TransfersVerified
Incoming Bank Wire	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	—	Source
Wire Transfer (outgoing)	$20
Check ServicesVerified
Copy of draft/check	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per item	—	Source
Money Orders	$1Below the typical range ($1.50–$3 nationally)
Other FeesVerified
Loan Processing Fee	$50Above the typical range ($22.50–$35 nationally)	$21 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $25

17% below the national median NSF fee

Total fees: 9 — leaner than most institutions

Headline fees published

4 of 15

Published fees

Under review

Assets

$22.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$22.4M

Total deposits

$19.9M

Service charge income (year to date)

$101K

Fee income ratio

16.2%

Return on assets

0.23%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

Unlock all 60 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 46,425 published fee entries from 2,879 institutions

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