Avidia Bank

Headquarters: Hudson, Massachusetts
Charter: Bank
Assets: $2.8B
Fed district: Boston

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Avidia Checking Accounts $8 to $25
Compared at $16.50, the middle of its prices
Avidia Bank: $8 to $25
Avidia Bank: $8 to $25
U.S. median: no median
Overdraft (OD)
Avidia Bank: $30
Avidia Bank: $30
U.S. median: no median
NSF / Returned Item
Avidia Bank: $30
Avidia Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Massachusetts, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Massachusetts: Banks and credit unions headquartered in Massachusetts that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Avidia Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly maintenance fee$8
per month
Monthly maintenance fee$25
per month
New Account Closed$25
per item · Closed within six months of opening
New Account Closed (closed within six months of opening)$25
Inactive Accounts$3
Research Fee (per hour - minimum)$30
Not compared: Charged per hour; comparison unavailable
per hour
Return Mail$5
Not compared: Per-occurrence charge, not monthly
per item · Per Statement Cycle

Overdraft & NSF

Paid Overdraft Item (Paid Overdraft Item Fee)$30
Non-Sufficient Funds (NSF Return Item Fee)$30
Daily fee$3
per day
OD Transfer Charge (Sweep)$5

ATM & Card

Expedited Card$50

Wire Transfers

Wire Transfers: Domestic$25
Wire Transfers: Incoming$10

Check Services

Treasurer’s Check$5
Stop Payment$25
Stop Payment ( Through Online Banking)$15
Foreign Check Collection Item (Non Canadian)$35

Cash & Deposit

Return Deposit Item$7

Account Services

Levy Fee ( Per levy)$50
per item

Retirement & IRA

IRA Transfer Fee$35

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance fee	$8	per month	None
Monthly maintenance fee	$25	per month	None
New Account Closed	$25	per item	Closed within six months of opening
New Account Closed (closed within six months of opening)	$25	Not stated	None
Inactive Accounts	$3	Not stated	None
Research Fee (per hour - minimum)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Return Mail	$5Not compared: Per-occurrence charge, not monthly	per item	Per Statement Cycle
Overdraft & NSF
Paid Overdraft Item (Paid Overdraft Item Fee)	$30	Not stated	None
Non-Sufficient Funds (NSF Return Item Fee)	$30	Not stated	None
Daily fee	$3	per day	None
OD Transfer Charge (Sweep)	$5	Not stated	None
ATM & Card
Expedited Card	$50	Not stated	None
Wire Transfers
Wire Transfers: Domestic	$25	Not stated	None
Wire Transfers: Incoming	$10	Not stated	None
Check Services
Treasurer’s Check	$5	Not stated	None
Stop Payment	$25	Not stated	None
Stop Payment ( Through Online Banking)	$15	Not stated	None
Foreign Check Collection Item (Non Canadian)	$35	Not stated	None
Cash & Deposit
Return Deposit Item	$7	Not stated	None
Account Services
Levy Fee ( Per levy)	$50	per item	None
Retirement & IRA
IRA Transfer Fee	$35	Not stated	None

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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